Steuerrat für Neurentner und Neupensionäre des Jahres 2017

1. Rente aus der gesetzlichen Rentenversicherung

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2. Versorgungsbezüge

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3. Zusatzrenten im öffentlichen Dienst (VBL-Rente)

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4. Rente aus privaten Rentenversicherungen

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5. Andere Alterseinkünfte

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6. Einnahmen aus geringfügiger Beschäftigung (Minijob)

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7. Vorsorge: Absenkung des Höchstbetrages für Rentner und Pensionäre

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8. Krankenversicherung: Kleine Betriebsrenten und Kapitalzahlungen frei

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9. Später in Rente: Sechste Stufe zur Rente mit 67 für den Jahrgang 1952

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11. Rente mit 63: Abschlagsfreie Rente in 2017 erst mit 63 plus 4 Monate

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Xxx xx xxx x.x.xxxx xxxxxxx xxx, xxxx xxxxxx Xxxxxx xxxxxxx xxxxxxxx. Xxx xxxxx xxxx xxx Xxxxxxxxxxxx xxx xx Xxxxxx xxxxxxxxxxx xxx xx Xxxxx xxxxxxxxx. Xxx Xxxxxxxx xxxxxxx xx xxxx xx Xxxxxxxxx xxx xxxxxxx x Xxxxxxx xxx Xxxxxxxx. Xxxxxxxxxxx, xxx xx xxx x.x.xxxx xxxxxxx xxxx, xxxxxxx xxx xxxxxxxxxxxxxx Xxxxx xxx xx Xxxxxxxxxxxxxxxxxxx xxxx xxx xx Xxxxxx xx Xxxxxxxx xxxxxx x xx xxxx xxxxxx xxx xxxxxxxx Xxxxxxxx. Xxx xxxxxxxxxxx xxxxxxxxxx xxxxx xxxx xxx xxx xxxxxxxxxxx Xxxxxxxxxxxxxx.

XXXXXXXXX: Xxxx Xxxxx xxxx xxxxxxx xxxxxxxx: Xxxx xxx xxxxx Xxxxxxxxxxxxxx xx Xxxxxx xxxx x"Xxxxx xxx xx xxxx x"x xxx Xxxxx xxxxxxx xxxxxxx xxx xx Xxxxxx xxxxxxxxxxx xxx xxxxxx xxx Xxxxxxxxxxxxxx xxx x,x Xxxxxxx xx Xxxxx xxxxxxxxxxx xxxxxxx Xxxxxx xxxx. Xxx "Xxxxx xxx xx xxxx x" xxx xxx xxxxxxxxxxxxxx Xxxxx xxxxxxxxxxxx, xxxx Xxxxxxxxxxxx, xxx xxxxxxxxx xxx xxx Xxxxxxxxxxx xx xxxxxxxx.
Xxxxx Xxx xxx Xxxxx xxxxxxx xxx xxx xx. Xxxxxxxxxx xxxxx xxxxxx, xxxxx xxx xxx "Xxxxx xxxx xxxxxxxxxxx Xxxxxxxxxxx" xxx xx Xxxxxxxxxxxxxxxxxxx xx Xxxxxxxx. Xxxx xxxx xxxxxxxx xxxx xxx Xxxxxxxx xxxx xxx Xxxxxxxxxxxxxx xxxxxxxxxx x,x x, xxxx xxx Xxxxxxxx xxxx xxxx xx xx,x x.

Xx xxx xxxxxxxxxxxxx xx Xxxxxxxxxxxxxxxxxxx xxxxxxx

• Xxxxxx xxx Xxxxxxxxxxxxxxxxx xxxxxxxx xxxxx Xxxxxxxxxxxxxx xxxx xxxxxxxxxxxxxxxx Xxxxxxxxxx,
• Xxxxxx xxx Xxxxxxxxxxxxxxx xxx xxx x. Xxxxxxxxxx xxx Xxxxxx xxxxxxx xxxxx xxx Xxxx xxx Xxxxxxxxxxxxxx x Xxxxxx xxx xxx Xxxxxxxxxx, xxxx xxxxx Xxxx xxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxxx,
• Xxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxx xxx xx. Xxxxxxxxxx xxx xxxxxxxxx Xxxxxx,
• Xxxxxx xxx xxxxx xxxxxxxxxxxxxxxx Xxxxxx xxx Xxxxxxxxxxxx,
• Xxxxxx xxx Xxxxx xxx Xxxxxxxxxxx,
• Xxxxxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxx,
• Xxxxxx xxx Xxxxxx xxx Xxxxxxxxxxxxxxxx X xxxxxxxxx xxxxxxxxxx!x, Xxxxxxxxxxxxxxxxxxxx xxx xxxxxxxxxxxxxx,
• Xxxxxx xxx Xxxxxx xxx Xxxxxxxxxx xxx xxxxxxxxxxx Xxxxxxxxxxxxx xXxxxxxxxxxxxxxx,
• Xxxxxx xxx Xxxxxx xxx Xxxxxxxxxxxxxxxx, Xxxxxxxxxxxxxxxxxxxxxx, Xxxxxxxxxxxxxxxxxx, Xxxxxxxxxxxxxxxxx, Xxxxxxxxxxxxx, Xxxxxxxxxxxxxxxxxx, Xxxxxxxxxxx, Xxxxxxxxxxxxxx,
• Xxxxxx xxx xxxxxxxxxxxx Xxxxxxxxxx, xxxxxx xxxxxx xxxxxxxxxx xx Xxxxx Xxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxx xxx xxxxxxxxxxxxxxxx Xxxxxxxxxx xxxxxxxxxx xxxxxx.

XXXXXXXXX: Xxx xxx Xxxxxxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxx xxx Xxxxx x x Xxxxxxx xxxx Xxxxx xxxxxxx, xxxx Xxxxxxxxxxxxxxxxxxxxx xxxxxxxx: Xxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxx xxx xxx XXX xxxxxxxxx, xxxxx xxxxx Xxxxxx xxxxxxx xx Xxxx xxx xxx Xxxxxxxxx xxxxxxxxxxxxxx xxxxxx xxxx. Xxx xxxxxxxx Xxxxxxxxxxxxxx xxxxx xxx xxxxxxx xxxxxxxx Xxxxxxxxxx, x. X. Xxxxxxxxx xxx xxx, Xxxxxxxxx xxx xxx xxxx Xxxxxxxxx xxx xxx xx Xxxxxxxx, xx xxxx xxxxxxx Xxxxxxxxxxxxxxxxxxxxx xxxxxx.

Xxxxxxx Xxxxxxxxxxxxx: Xxxxxxxxxxx Xxxxxxxxxxxx: Xxx xxxxxxxxxxxxxx Xxxxx xxx xx Xxxxxx xxx xxxxxx Xxxxxx.

12. Witwen- und Witwerrente: Die große Witwenrente gibt's ein Jahr später

Xxxx xxx Xxxx xxx xx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxx xxxxx Xxxxxx xxxx Xxxxxx Xxxxxxxx xxx xxxx Xxxxxxx xxxx Xxxxxxxxxxx, xxxxxx xxx Xxxxxxxxxxx xxx xxxxxxxxxx Xxxxxxxxx xxx x Xxxxxx xxxxxxxx xxxx xxx xxxxxx Xxx xxxxxxx xxxx Xxxxx xxxxxxx xxx. Xxx Xxx xxxx xxx Xxxxxxxxx xxx Xxxxx xxxxxxxxxxxxx xxxxxxxxx xxxxx. Xx Xxx xxxxxxxxxxxx xxxxxxxx xxxx xxxxxxxx xxxxxx, xxxxxx xxxxxxxx xxxxx Xxxxx. Xxxx Xxx xxx xxxxxxx xxxxx, xxxx Xxxxxxxxxxxxxx xxxxxxxxxxxxxx xxxx xx Xxxxxxxxxxx x xxxx xxxx xxxxxxxx! x xxx xxxxxxxxx xxxxxxx xxxxxx, xxxxxxx xxxx Xxxxxxxx xxx xxx XxxxxxxxXxxxxxxxxxx. Xxxxx xxx Xxxxx xxx. xxx Xxxxxx xxxxxx xxxxxxxx, xxxxxx xxx Xxxxx xxx xxx xx XXX XXx.

Xx xxxxxxxxxxxxx xxxx xxx xxxxxx xxx xxx xxxxxx Xxxxxxx xxxx Xxxxxxxxxxx:

• Xxxxxxxx xxx xxx xxxxxx XxxxxxxxXxxxxxxxxxx xxxxxxx, xxxx xxx Xxxxxxxxxxxxxx xxx xx. Xxxxxxxxxx xxxxxxxxx xxx xxx xxxx xxxx. x Xxxxxxx xxxx xxx xxxxxxx Xxxx xxxx xxx Xxxx xxx xxxxxxxxxxxx Xxxxxxxxx xxxxxxx, xxx xxx xx. Xxxxxxxxxx xxxx xxxxx xxxxxxxxx xxx xxxxxxxxxxx Xxxxxx xxxx xxxxx xxx xx. Xxxxxxxxxx xxxxxxx xxxx xxxxxxxxxxxxxxxx xxx. Xxx xxxxxx XxxxxxxxXxxxxxxxxxx xxxxxxxx xx x xxx xxx xxx Xxxxxxxxxxxxxx xxxxxxxxxxx Xxxxxxxxxxx xxx xxxxxxxxxxxx Xxxxxxxxx. Xxx Xxxxxxxxxxxxxxx xxxxxxxx xxxx x,x.
• Xxxxxxxx xxx xxx xxxxxx XxxxxxxxXxxxxxxxxxx xxxxxxx, xxxx xxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxx xxxxxxxx. Xxx Xxxxx xxxxxxxx xx x xxx xxx xxx Xxxxxxxxxxxxxx xxxxxxxxxxx Xxxxxxxxxxx xxx xxxxxxxxxxxx Xxxxxxxxx, xxx Xxxxxxxxxxxxxxx xxxx x,xx. Xxx Xxxxxxxxx xxx xx. Xxxxxxxxxxxx xxxx xxx xxxxxx xx xxxx xxxxxx XxxxxxxxXxxxxxxxxxx xxxxxxxxxxx.

Xxxx xxxx xxxx xxx Xxxxxxxxxxxx xxx xx Xxxxxx, xxx xxxxx xxxxxx xxxx xxxxxx XxxxxxxxXxxxxxxxxxx xxxxxxxxxxx, xxxxxxxxxxxx xxx xx xxx xx Xxxxx xxxxxxxxxxxxx. Xxx Xxxxxx xxx Xxxxxxxx xxxxxxxx xxxxxxxxx xx xxx Xxxxxx xxxx xxx xxxx xxxxx Xxxxx xxx Xxxx xxx xx xxx Xxxxxx xxxx xxx xxxx xxxx Xxxxxx xxx Xxxx.

Xxx Xxxxxx xxxx xxx x.x.xxxx xxxx xxxx xxxxx Xxxxxxxxxx xxxx xxx x.x.xxxx xxxxxxx xxxx, xxxx xxxx xxxx xxx xxxx Xxxxxxxxxxxxxxxxxxxx. Xx xxxxxx Xxxx xxxxxxxx xxx xxxxxx XxxxxxxxXxxxxxxxxxx xxx xx x xxx Xxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxx, xxxx xxxx xxx Xxxxxxxxx xx xxxxx Xxxxxxxx xxxxxxx, xxxx xxx Xxxxxxxxxxxxxx Xxxxxx xxx xxx xxxxxxx Xxxxxxxxxx xxxxxxx xxx xxx xxxxxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxx xxxxxx. Xxx xxxxxx XxxxxxxxXxxxxxxxxxx xxxxxxxx xxxx xxxxxxxxx xx x, xxxx xxxxxx xxx xxxx xxxx xxxx Xxxxx xxxxxxx. Xxxxx xxxxxxx xxx xxxx Xxxxxxxx xxx XxxxxxxxXxxxxxxxxxx, xxxx xxx Xxx xxxxxxxxxx xxx Xxxx xxxxxxxxx xxx xXxxxxxxx: Xxx xxxxx Xxxxxx xxxx xxxxx xxxxxxxxxxxxx Xxxxxxxxxxx.

XXXXXXXXX: Xxxxxx xxxx xxxxx xxx xxxx xxxx xxxxx Xxxxxxxxxxxxxxxxxxxx xxxx xxx xxxxxx xxx xxx xxxxxx XxxxxxxxXxxxxxxxxxx xx xxx xxxxxx xxxx Xxxxxxx xxxx xxx Xxxx xxx Xxxxxxxxxxxx xxxxx xx xxxxxx Xxxxx xxxxxxx. Xxx Xxxxxxxxxxxxxxx xxxxxxxx xxxx x,x.

Xxx Xxxxxx xxx Xxxxxxx xxxx xxx xxxxxx Xxxxxxxxx xxxxxxxxxxx. Xxxxx xxxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx xxxxx Xxxxx xxx Xxxxxxxxxxxxxx, xxx xxxx xxxx xxx Xxx xxx Xxxxxxxxxx xxxxxxx, xxx Xxxxxxxxxxxxxx. Xxx xx xxxxx Xxxxxxxxxx xxx xxx,xx XXX xXxxxx xxx. xxx,xx XXX xXxxx xxxxxx xxx Xxxxxxxxx xxx Xxxxxxx xxxx Xxxxxxxxxxxx xxxxxxxxxxxxxxxxx. Xxxx xxxxx Xxxx xxxxxxx xxxx xxx Xxxxxxxxxx xx xxx,xx XXX xXxxxx xxx. xxx,xx XXX xXxxx. xxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxx, xxxxxx xxx xxxxxxxxxxxxxxx Xxxxxx xx Xxxxxxx xxx xxx Xxxxx xxxxxxxxxxx.

Xxxxxxx Xxxxxxxxxxxxx: Xxxxxxxxxxxxxxxxxxxx: Xxxxxxx xxxx Xxxxxxxxxxx.

13. Renteneintritt ab 2012: Wann es welche Rente mit und ohne Abschlag gibt

Xxxx xxxx xxxx xxx Xxxxxxxxxxxxxxxxx xxxx xxx xxxxxxx Xxxxxxxxxxx xxxxxxxxxxxx xxx xx Xxxxxx xxx xx Xxxxx xxxxxxxxx. Xxxx xxxxxxxxx xxxxx xxxxx Xxxxxxxx xxx xx Xxxxxx. Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xxxx xxxxxxx xxxxx xxxx xxx xx Xxxxxx, xxxxxxx xxxx xxx xx Xxxxxx xxx xxxxx Xxxxx xxxx Xxxxxxxxxxxxxxxx xxxxxxxx. Xx xxx Xxxxxxxxxxx xxxxxxx xxxx xxx Xxxxxxxxxxxx xx xxxxxxx xxxxx Xxxxx xxx Xxxxxxxxxxxxxxx. Xx Xxxxxxxx xxxx xxx xxxx Xxxxxxxxxxxx xxx xx Xxxxxx xxxxxxxx. Xxxx xxx xxxxxxxxx Xxxxxxxxxx xxxx xxx Xxxxxxxxxxxx xx xxxxxxx xxxx Xxxxxx xxx Xxxxxxxxxxxxxxx xxxxxxx, xxxxxx xxx Xxxxxxxxxxxx xxx xx Xxxxxx xx xxx Xxxxxxxx xxxx xxxx.

Xxx Xxxxxxxxxxxx, xxxxxxxxx xx Xxxxx xx xxxxx, xxxxxx xxxx xxxxxxxx xxxxxxxx:

• Xxx Xxxxx xxxx xxxxxxxxxxx Xxxxxxxxxxx xxx xxxxxxxxxx xx Xxxxxx xxxxxxxxxxxxxxxxx Xxxxxx xxxx xxxxxxxxx xx xx Xxxxxx xxxxxxxxxxx xxxxxx, xxxx xxxxxx xxxxxxx xxxxxxxxxxxxx Xxxxxxxxxx xx Xxxx xxxxxxxx xxxxxx. Xxx Xxxxxx xxx Xxxxxxxxxxxxxxx xxxxxx xxx xxxxx Xxxxxxxxxxxx xxx xx Xxxxxx xxxxxxxx xxx Xxxxxxxxxxxxxxxxx xx.
• Xxx Xxxxx xxxx xxxxxxxxx xxxxxxxxxxx Xxxxxxxxxxx xxxx Xxxxxxxx, xxx xxxxxxxxxx xx Xxxxx xxxx xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxx xxxxx, Xxxxxx xxxxxxx xxxx Xxxxxxxxxxx xxxxxxxx xxxxx, xxxxxx xxx xx Xxxxxx xxxx Xxxxxxxxxxxxxx. Xxxxx Xxxxx xxxx xxxxx xxx xxx xx. Xxxxxxxxxx xxxxxxx xxxxxx.
  XXX: Xx xxx x.x.xxxx xxxxxxx Xxxxxxxxxxx xxx xxxxxxxxxx xx Xxxxxxxxxxxxxx xxx xxxxxxxxxxx Xxxxxxxxxxx xxxxxxx xxx xx Xxxxxx xxxx Xxxxxxxxxx xx Xxxxxxxx xxxxxx.
• Xxxx xxx xxx Xxxxx xxxx xxxxxxxxxxxxxxxx Xxxxxxxx xxxx xxx Xxxxxxxxxxxx xxx xxxxx xx Xxxxxx xxxxxxxxxxxx xx xxxx Xxxxx xxx xx Xxxxx xxxxxxxxx. Xxx Xxxxxxxxxxxx xxxx xxx xxxxxxxxxxxx Xxxxxxxxxxx xxxx xxxxx xxx xx xxx xx Xxxxx xxxxxxx, xxxxxxxx xxx Xxxxxxxxxxxxxx xxx xx,x x xxxxxx xxxxxx.

Xxxx xxxxx Xxx xxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxx xxx xxxxx Xxxxx:

Xxxxxx: Xxxxxxx xxx Xxxxxxxxxxxxxxx, XXxXxxxxxxxxx xxxxxxx xxx xx.xx.xxxx, Xxxxx xx
xx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxx xx.x.xxxx xx xxx x.x.xxxx.

Xxxxxxx Xxxxxxxxxxxxx: Xx xxxx xxxxxxx xx Xxxxx: Xxxxxxxx xxx XxxxxxxXxxxxxxxxxxx xxx xx Xxxxx.

14. Rentenerhöhungen: Jährliche Rentenanpassungen voll steuerpflichtig

Xxx x. Xxxx xxxxx Xxxxxx xxxxxx xxx Xxxxxx x xxxxxxxxxx xxxxxxxx x xxxxxxxxx. Xxxx xxxx xx xxxx xxx xxx Xxxxxxxxxxxxxxxxx xxx xx xxxxxx Xxxxxxxx xxxxxxx, xxxxxx xxxx xxxxx xxxxxxxx Xxxxxxx xxxx, xx xxxxx xxxx xxxx Xxxxxxx xxxxxxx xxxxxx xxxxxxx.

Xxx xxxx xxx xxx Xxxxx xxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxxxxxxxx xxx xxx xxxxxxxxxx Xxxxxxxxxxxxx xx xxxxxxxxxx. Xxxxxx Xxxxxxxxxxxxx xxx xxxxxxxxxx xxxxxxxxxx xxx xxxxxxxx xxxx xxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxx xx Xxxxxx xxx Xxxxxxxxxxxxx xxxx Xxxxxxxxxxxx xxx xx Xxxxxx xxxxx xx xx xx. Xxx xxx xxx Xxxxxxxxxxxxx xxx xx x xxxxx xxx xxxxx Xxxxx xxx xxxxxxxx xxxx xxx Xxxxxxxxxxxxxxx xxxxxxxxx.

XXXX xxxx xxxx xxxx xxxx Xxxxxx xxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxx xxx xxxxxxxx xxxxxxxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxx. Xxxxxxx xxx xxxxxxxxxx Xxxxxxxxxxx, xxx xxxx xxx Xxxx xxx Xxxxxxxxxxxxx xxxxxxxxxx xxxxxxxxxx xxx. Xxxxxxxxx xxx xx x xx Xxxxx xxxx xxxxxxx xx xxxx xxxx xxxxx xxxxx Xxxxxxxxxxxxxxx xx xxx Xxxxxx xxxx xxx xxxx xx xxxxxxx x Xxxxxxxxxxxxx xxx xx xxx Xxxxxx xxxx xxx xxxx xx xxxxxxx x Xxxxxxxxxxxx. Xxx xx Xxxxx xxxx xx xxx Xxxxxxxxx xxxx, xxxx xx x xxxxxx Xxxxx xxxxxxxxxx.

Xxx xxx Xxxxxxxxxxxxxxxxxx xxxx xxx Xxxxx xxxxxxxxxx xxx xx Xxxx xxx Xxxxxxxxxxxxx xxx xx xxxxxxx Xxxxxxxxxxxxxxxx xxxxxxxxx. Xxx Xxxxxxxxxx xx xxxxxxx Xxxx xxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxx, xxx xxxx xxxxxxxxxx xxxxxxxxxxxxxxx xxxx xxx xxxxxxxxxxxx xxxxxx. Xxxxxxxx xxx xx xxx xxxxxxx Xxxx xxx Xxxxx xx xxxxxx Xxxxx xxxx Xxxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxx xxx XxxxxxxxxxxxxxxXxxxxxxxxxxxxx xxx xxx XXX xxxxxxxxxxxxxxx.

Xxxxx Xxxxxxxx xxxxxxxx: Xxx xx xxxxxx xxx xxxxxxx Xxxxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxx xxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxx. Xx xxx Xxxxxxxxxxxxxxxx xx xxxxxxx Xxxx xxx Xxxxxxxxxxxx xxxxxx xxxxxxxxx xxxx xxx xxxx xxxxxxxxxx xxxxxxxxxxxx xxxxxx, xxxxxx Xxxxxxxxxxxxxxxxx xx xxx xxxxxxx Xxxxxxxxxxxxxxxx xxxxx xx xxxxxx Xxxxxx xxxxxxxxxxxxxxx. Xxx xxxxxx xxxx xxxx xxxxx xxx xxx Xxxxxxxxxxxxxxxx xx xxx Xxxxx xxx, xxxx xxxx xxxxxx xxxxxxx xxxxxx. Xxx Xxxxxxxxxxxxxxxxx xxxxxxx xxxxxxxx xxxxx xxxxxxxx xxxxxxxxxx xXXXxXxxxxxxxx xxx x.x.xxxx, X X xxxxxxx.

Xxxxxxx Xxxxxxxxxxxxx: Xxxxxxxxxxx Xxxxxxxxxxxxxxxxxx: Xxx Xxxxxxxxx xxx Xxxxxx xxxxxxxxxx xxxxxxxxx xxxxxx.

15. Vorgezogene Altersrente: Neue Hinzuverdienstregelung für Frührentner

Xxxxxxxx Xxxxxxx xxxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxx Xxxxx xxxx x Xxxxxxx xx xxxxxxxxxxxx Xxxxx xxxxxxxxxxxxxx xxxxxxx, xxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxx xxxxxxxx. Xxxxxxxxx xxxx

• xxxxxxxxxxx Xxxxxxxxxxxx: Xxxxx xxxx xxxxxxxxxxx Xxxxxxxxxxx xx xx Xxxxx xxxxx xx Xxxxxxxxxxxxxxxxxxxx, Xxxxx xxxx xxxxxxxxx xxxxxxxxxxx Xxxxxxxxxxx xxx xx xxxx Xxxxxxxxxxxxxx xxxxx xx Xxxxxxxxxxxxxxxxxxxx, Xxxxx xxxx Xxxxxxxxxxxxxxxx.
• Xxxxxxxxxxxxxxxxxxxxxxx.

Xxxx xxxxxxxxxxx Xxxxxxxx xxxxxxx Xxxxxxxxxxxx, x.x. Xxxxxxxxxxxx, xxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxx Xxxxx xxxx x Xxxxxxx xx Xxxxx xxxxx, xxxxxxxxxx xxx XXX xx Xxxxx xxxxxxxxxxxxxx. Xxxxxxx xx Xxxxxxxxxxxx xxxx xx xxx Xxxxxxxx xxxx, xxxx xxx XXX xx Xxxxx. Xxx xxxxxxxx Xxxxxxxxxxxxxx xxxxxxxxx xxxx xxx Xxxxx xxx xxxx Xxxxxxxxx xx Xxxxx xxx xxxx Xxxxxxxx, xxx Xxxxxxx xxxx xxxxx Xxxxxxx. Xxxx xxxx xxxxxx Xxxxxxxxxx xxxx xxxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxx, xxx xxxx xxxx xxx Xxxxxxxxx xxx xxxxxxx xxxx Xxxxxxxxxxxxx xxx Xxxxxxxxxxxx xxxxxxx. xxxxxxxxxxx xxx Xxxxxxxxxxx xxxx xxxxxx Xxxxxxx xxxx xxx xx xxxxx Xxxx, xxxx xxx Xxxxx xxxxxx xxx xxx xxxxxxx xxxxxxxxxx Xxxxx xxxx xx Xxxxxxxxxx xxx xxxx xxx Xxxx xxxxxxxx. Xxxx Xxxxxx, xxxx Xxxx xxxx xxxxxxxxxx xxxxxx xxx x.xxx Xxxxxxxx xxxx Xxxxxxxxxxxxxxx xx Xxxxxxxx xxxxxx.

Xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxxx xxxx Xxxxxxxxx:

• Xxx Xxxxxxxxxxxxxx xxx xx x.xxx XXX xxxx xxxx xx x xxx XXXx xx Xxxxxxxxxxxx xxxxx xxx Xxxxxxxxxxx xxx xxxxxxxxxxxx xxx xxxxxx xxxxx xx xxxxx Xxxxxxxx xxx Xxxxx. Xxxxx xxx xxxxxxxxxxx, xxxx xx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxxxxx xxxx xxx xxx xxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx xxxxx.
• Xxx xxxxxxxx Xxxxxxxxx xxxxxx xx Xxxxxxx xxx xxxxxxxxxxxxxxx Xxxxxxxx xx xxxxx Xxxxxxxxx xxx xxx Xxxxx xxxxxxxxxxx, xxx xx xxxx xxxx Xxxxxxxxx xxxxxxx.
• xxxxxxxxxxx xxx Xxxxx xxx xxxxxxxxxx Xxxxx xXxxxxxxxxx xxx xxxx xxx Xxxxxxxxxxxxx xxxxx xxxxxxxxxx, xxxxxxxxxxx xxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxx, xxxx xxx xxxxxxxxxxxxxx Xxxxxx xxxx xxx xxx Xxxxx xxxxxxxxxxx. Xxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxx xxxx xxx xxxxxxxxxx Xxxxxxxxxxxxx xxxxx: x.xxx XXXx xxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxx xxx Xxxxxx xx xxx xxxxxxx xx Xxxxxx, xx xxx xxx xxxxxxxxx Xxxxxxxxxxxxx xxxxxxxx xxxxxx. Xxxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxxxxxxx xxx xxx Xxxxx xxx xxxx xxx x.xxx XXX xxx xxx xxxxxxxxxxx Xxxxxxxxx.

Xxxxxxxx:

Xxxx Xxxxxxxx xxxxxxx xxxx xxxxxxxxxxx Xxxxxxxxxxxxxxx xx Xxxxx xxx x.xxx XXX xxxxxxxxx, xxx Xxxxxxxxxxxxxxxxxxxx xxxxx xxx x.xxx XXX. Xx xxxxxxx xxxxx Xxxxxxxxxxxxxx xxx xx.xxx XXX xx Xxxx.

x Xxx Xxxxxxxxxxxxxx xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxx xxx.xxx XXX xxxx x.xxx XXXx xx xx.xxx XXX. Xx xxxxx xxxxx xxx xxxXxxxxxxxXxxxxxxxxx.

x Xxxxxxxxx xxxx xxx Xxxxxxxxx xxx xxxxxxxxxxxxxxx Xxxxxxxx xxxxxxxxx: xxxx x xx.xxx XXX x xxx XXX.

x Xxxxxx Xxxxxx xxxx xx xx x xxxx XXX x xx x x xxx XXXx xxx xxx Xxxxxxxxx xxxxxxxxx: x.xxx XXX x xxx XXX x xxx XXX.

x Xxxxxxxxxxxxx xxxx xxxxxxxx, xx xxx Xxxxx xxx xxxxxx Xxxxxxxxxxxx xxxx XXXx xxx xxxxx Xxxxxxxxx xxx xxxxxxxxxxx Xxxxxxxxxxxxxxxx xxx.xxx XXX : xx x x.xxx XXXx xxx Xxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxx. Xxx xxx xxxxx xxx Xxxx xxxx XXX x x.xxx XXX x x.xxx XXX

Xxxxxxx xxxxxxx Xxxxxxxxxxx xxxx Xxxxx xxxxx Xxxxxx xx xxxxxx Xxxxx xXxxxxxxxxx xxxx xxx Xxxxxxxxx xx Xxxxxxxx xxxxxx. Xxx Xxxxxxxxx xxxxxxxx xxx Xxxxxxx, xxx Xxxxxxx xxxx xxxx Xxxxxxx xxx xxxxxxxxxx Xxxxxxxxx. Xx xxx x.x.xxxx xxxxxxx xxx Xxxxxxxxxxxx, xxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxx Xxxxxxxxx xx xxxxxxxxxx Xxxxx xxxx xx xxxxxxx, xxxxxxxxxx xxxx xxx xxxxxxxxxx xx Xxxxxxx xxx Xxxxxxxxx xxxxxxxx xxx xx Xxx. x XXX XXx.

Xxxxxxx xxxxxx xxx Xxxxxxxxxx xxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxx xx xxx xxxxx xxx xx xxx xxxxx Xxxxxxxxxxxxxx. Xx xxx x.x.xxxx xxxx xxxxx Xxxxxxx xxxxxxxxxxx xx Xxxx xxx Xxx xxxx xxxxxxxxxxxx Xxxxxxxxxx xxx xx xxxx Xxx. x XXX XX xxxx xxxxxxxxxxx.

16. Vorgezogene Altersrente: Rentenversicherungspflicht bei Weiterarbeit

Xxxx Xxxxxxxxxxxx, xxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxxx Xxxxxxxxx xxxxxxxx xxx xxxx xxxxxx xxxxxxxx, xxxxxxx xxxx xxxxxxxxxxx Xxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxx xx xxx Xxxxxxxxxxxxxxxxxx. Xxx xxxxxxx xxxx xxxxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxx. Xxxxxxxxxx xxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxx xxxxxx Xxxxxxxxxxxxxx xxxxxxxxx, xxxx xxxx xxxx xxxxxxx xxx Xxxxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxx xxxxxxxx. Xxx xxx Xxxxx xxxxx Xxxxxxxxx xxxxxxx Xxxxxxxxxxxxxxxxxxxx.

XXXXXXXXX: Xxxxxxxxxxxxx xxxxxxx xxxx xxxxx xxx Xxxxxx xxxxx xxxxxxxxxxx Xxxxxxxxxxxxxxx xxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxx. Xxx xxx xxxxxxxxxxx Xxxxxxxxxxxxxxxxx xxxxxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxx xxxxxxxx, xxx xxx xxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxx xx xxx Xxxxxxxxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxxxxxxx. Xxxx Xxxxxxxxxx xxxxxxxx xxxxx xxx Xxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxx.

Bestandsschutz

Xxxxxxxx, xxx xxx x.x.xxxx xxxxxxx xxxx xxxxxxxxxx Xxxxxxxxxxx xxx Xxxxxxxxx xxxxxxxx xxx xxxxxx xx xxxxx Xxxxxxxxxxxxxx xxxx xxxxxxxxxxxxxxxx Xxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxx xxxx, xxxxxxx xxxx xxxx xxxxxxxxx xx xxxxxx Xxxxxxxxxxxxxx. Xxxxxxxxxx xxxxx xxx xxx Xxxxxxxxxxxx, xxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxx xx xxxxxxxx, xxx xxxx xxxx xxxxxxxxxxxxxxxxxx Xxxxxxxxxxx xxxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxx xxxxxxx. Xxx Xxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxx xxx xxxxx xxxxxxxxxxxx Xxxxxxxxxx xxxxxxxxxx xxx Xxxxxxxxxxx xxxxxxx. Xxx Xxxxxxxx xxxx xxx xxx Xxxxxxx xxxx xxx Xxxxxxx xxxxxxxx xxxxxx xxx xxx xxxx xxx Xxxxx xxx Xxxxxxxxxxxxxx xxxxxxx xxx xxx Xxx. x XXX XXx.

Xxx Xxxxxxxxxxxxxx xxxx xx xxxxxxxx Xxxxx xxxx xxxx xxxxxxxxxxxxxxx Xxxxxxxxx xxx Xxxxxxxxxxx, xxx xx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxx xxxx xxx xxxx xxxxxxxxxx Xxxxxxxxxxxxxxx xxxxxxxx. Xxxxx xxxxxx xx xxxxx xxx Xxxxxxxxxxxxx xxx Xxxxxxxxxxxxx xxxxxxxxxxx xxxxxxxxxxxxxxxx Xxxxxxxxxx xxxxxxxxxxxxxxxxx xxxxxxx xxxxxxx. Xxx xxxxxx xxxxxx xxxx xxx Xxxxxxxxxxxx xxxxxxxx, xxxx xxx Xxxxxxxxxxxxxxxxxxxx xx xxxxxxxx, xxx xxxx xxxxxxxx xxxxxxxxxxxxxxxxxx Xxxxxxxxxxx xxxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxx xx Xxxxxxxxxxxxxxxxxxxxxx.

17. Vorgezogene Altersrente: Zwangsverrentung für Hartz IV-Bezieher abgeschafft

Xxxx xxxx xxxxx xxxxxxxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxx XX xXxxxx XXx xx xx Xxxxxx xxxx xxxxxxxxxxx Xxxxxxxxxxxxxxx xxx xxx XXX XXx. Xxxxxxxxxxxxxxxxxxxx, xxx xxx Xxxxxxxxxxxxxxx xxxx xxxx xxxxxxxxxxx Xxxxxxxxxxxxx xxxxxxxxx xxxxxxxxxxx xx Xxxxx Xxxxxxxxxx, xxxxxxx xxx Xxxxxxxxx xxxx xxxxxxxxxxxx xxxxxx, xxxxx Xxxxxxxxxxxx xxxx xxx "Xxxxx xx xx" xx xxxxxxx. Xxxxx xxxxxx xx xxxxx Xxxxx, xx xxx Xxxxxxxxxxxxxxxx xxxxxxxxx xxxxxxx xxx xxx Xxxxx xxx xxxxxxxxx xxx xxx xxx Xxxxxxxxxxxxxxxx XX. Xxxxxx xxx xxxxxxxxxxx Xxxxxxxx xxxxx xxxxxxxxxx Xxxxxx xxxxx xx xxx Xxxx xxxxxx, xxxxxxx xxx Xxxxxxxxx xxxxxx xxx Xxxxxx xxx Xxxxxxxxxx xxx x Xxx. x Xxxx x XXX XXx.

Xx xx.x.xxxx xxx xxx Xxxxxxxxxxxxxxxxxxx xxxxxxxxxxx, xxxx xxx xxxxxxxxxx Xxxxxxxxxx xxx XXX XXxXxxxxxxxxxxxxxxxxx xxxxxxxxxxxx xxx. Xxxxx xxx Xxxxxxxxxxxxxxxxxxxx xxxxxx Xxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxx xxxxxxxxxxx Xxxxxxxxxx xxxxx xxxxxxx Xxxxxxxx xxxxx xxxxxxxxx, xxxx xxx Xxxxxxxxx xxx xxx Xxxxxxxxxxx xxxxxx Xxxxxxxxxx xxxxxxxxxx xxx xxx xxxxxxxxxxxx Xxxxxxxxxx xxxxxx xxxx xxx Xxxxxxxxxxxxxxxxxxxxx xxx Xxxxxx xxxxxxx. Xx xxx xxxxxxxxxxx Xxxxxxxxxx xxxxxxx xxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxx xxxxx xxxxxxxxxxx Xxxxxxxxxxx xxxx Xxxxxxxxxx xxx xx. Xxxxxxxxxxxx xxxxx xxx xxx xxx xxxxxxxxxxx xxxxxxxxxxx Xxxxxxxxxxxxxxxx xXXXxXxxxxx xxx xx.x.xxxx, X xx XX xxxx Xx.

Xxxxxxxxx: Xx xxxxxxx xxxx xxxxxxxxxxxxxx xxx Xxxxxxx, xxxx xxxxxxxxxxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxx xx Xxxxxxxx xx xxxxxx, xxxxx xx xxxxxx Xxxxxxxxx xxx xxxxxx Xxxxxxxxxxxxxxx xxxx: Xxxx Xxxxxxxxxxx xxxx xxxxx xxxxxxxxx xxxxxxxxx xxxxxx, xxxx xxx Xxxxxxxxxxxxxxx xxxxxxxx xxxxx. Xxx xxx xxxx xxx Xxxxxxxxxxxxxxxxxxxxxxx xxx xx.x.xxxx xxx Xxxx, xxxx

• xxx xxxxxxxxxxx Xxxxx xxx Xxxxxxx xxxxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxx xxxxxxx xxxxxx.
• xxx Xxxxxxxxxxx xx xxxxxxxxx Xxxxxxx xx.x. xxxxxxxxx xxx xxxxxxxxx xxxx Xxxxxxx xxxxxxxxxxxxx xx Xxxxxxxx xxxxxxxx xxxxxx xxxx.
• xxxx xxxxx xxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxx xxxxxxxxx xxxx xXxxxxxxxxxx.
• Xxxxxxxxxxxxxxxxxxxx xxxxxxxxx xxxxxx, xxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxx xxxxxxxxxxx.

"Xxxxxxxxxxxx xxx xxxxxxxxxxxx xxxxxxxxxx, xxxx xxx Xxxxxx xx Xxxxx xxx xx Xxxxxxx xxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxx xxx xx XXX XXx xx xxxxxxxxxxx xxxxxxxxxxx Xxxxxxxxxxxxxxxx xxxxxxxxx xxx xxx xxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxx xxxxx xxx Xxxxxxxxxxxx xxxxxxxxxxx Xxxxxx xxx xxxxxxxxxxxxxxxxxxxxx Xxxxxx xxxx xxx XXX XX" xxx x Xxxxxxxxxxxxxxxxxxxxxxxx.

• Xxxx xxx Xxxxxxxx xxx xxxxxxxxx xxx xx xxxxxxxxxx xxxxxxxxxx Xxxxxxxxxxx xx xxxxxxxxx. Xxx xxx xxx xxx xxxxxxx xxxxxxxxx Xxxxxxxxxxxxxx xx xxxxxxxxx, xxx xxxx Xxxxxxxxxx xxx xx. Xxxxxxxxxxxx xxxxxxx xxxx. Xxx Xxxxxxxxxxxxxx xxxxxxxx xxxx Xxxxxxxx xxxxx xxx Xxxxx xxx xx xxxxxxxxxxx Xxxxxxxxxxxxxxxx. Xxx xxxxxx Xxxxxxxxxxx xxxxxx xxxx Xxxxxxxxx xxx Xxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxxxx Xxxxxxxxxx xxxx xxx xxxxxxxxxx Xxxxxxxxxxxxxxx xxxxxxxxx. Xxxxxxx xxx xxxxxxxxx xxx Xxxxxx xx Xxxxx xxx xxxxxxxxxxxx xx Xxxxxxx xxx xx xxxxxxxxxxx Xxxxxxxxxxxxxxxx xxxx xxx Xxxxxxxx xxxxxxxxxxxxx.
• Xxx xxxx xxxxxxxxx Xxxxxx xxx xxx xxx Xxxxxx xxx xxxxxxxxxxxxxxxxxxxxx Xxxxxx xxxx xxx XXX XX xxx Xxxxxxxxx xxx Xxxxxxxxxxxx xx xxxxxxxxxxx. Xxx xxx Xxxxxx xxxxxx, xxxxx Xxxxxxxxxxxxxxx xxx xxx Xxxxx, xxxx xxxxx Xxxxxxx xxx xxxxxxxxxxx Xxxxxxxxxxxxxxx xxx Xxxxxxxxxxx xxxxxxx. Xxxx xxx Xxxxxxxx xxx xxxxxxxxx xxx Xxxxxx xxx xxxxxxxxxxxxxxxxxxxxx Xxxxxx xxxxxxxxxxxxx, xxxxx xxxxxx xxx Xxxxxx xxxxxxxx Xxxxxxxx, xxx xxx xxx xxxxxxxxxxxxxxxxxxxxx Xxxxxx xx xxxxx Xxxxxxxxxxxxxxxxxxx xxxxx.

18. Regelaltersrente: Verbesserungen bei weiterer Berufstätigkeit

Xxxx xxxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxx xxxx Xxxxxxxxxxxx xxxxxxx. Xxx xxxx xxxxxx xxx Xxxxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxxx xxxxx Xxxxx xxxx. Xxxxx Xxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxx Xxxx xxxxxxxxx Xxxxxxxxx xxxxxxxx xxx xxxxxxxx xxxxxx xxxxxxxx, xxxxxxx Xxx xxxx xxxxxxxxxxx Xxxxxxxx xxxxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xxxxxx. Xxxxxxxxxxxxxxxxxxx Xxxxxxx xxxx xxxx xxxxxxxxxxxxxxxxx xxx xxxxxxxx xxxx xxxxx Xxxxxxxxxx xxxx. Xxxxxxx xxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxx xxxxxx xxxxxxxxxx Xxxxxxxxxxxxxxxxx xxx Xxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxx xxx xxx Xxx. x Xx. x XXX XXx xx xxx Xxx. x XXX XXXx.

Xxxxx Xxxxxxxxxxxx xxxx xxxx xxxx xxxxxxxxxxxxxxx Xxxxxxxxx xxx Xxxxxxxxxxx, xxx xx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxx xxxx xxx xxx Xxxxxxxx xxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxx xxxxxxxxx xxx x Xx. x Xxxxxxxxxxxxxxxxxxxxxx.

Xxx xx xxxxx Xxxxxxxxxxxx xxx xxxxxx Xxxxxxxxxxxxxxxxx xxxxxxxxxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxx xxxxxxxx

xxx x. Xxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxx.

XXXXXXXXX: Xxxxx Xxx xxxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxxxxx xxxxxxxx xxx xxx Xxxxxxxxxxx xxxx xxxxxxx xx Xxxxxxxx xxxxxx, xxxxxxxx Xxx xxxx xxxxx Xxxxx Xxxxxxxxxxxxxx xxxxx Xxxxxxxxxxxxxx xxx x,x x xxx Xxxxxxxxxxxxxxx xx x xxx Xxxxx x xxx xxx xxxxxxxxxx xxx xxxx xxxx xxx Xxxxxxxxxxxxxxx. Xxxxx xxxxx xxxx Xxxxxxxxxxxxxxxx, xxxx xxxxxxxx xxx xxxxxxxxx Xxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxx xxxxxx xxx Xxx xx xxxxxxx Xxxxxxxxxxxxx xxxxxxxx. Xxxxxxxxxx xxxx xxxx xxxxxxxxxxx Xxxxxxx xx xxxxxxxx: Xxx xxxxxxxxx Xxxxxxxxxxxxxx xxxxxxx xxxx xxx Xxxxxxxxxxxxxxxxxx xxxx xxx Xxxxx xxx. xxxxxxxxxx xxxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxx.