Renten: Wie und warum die gesetzliche Rente dahinsiecht

1. Das Dilemma der gesetzlichen Rentenversicherung

Xxx Xxxxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxx xxx xxx. Xxxxxxxxxxxxxxxxxxx: Xxxxxx xxxxxx xxx Xxxxxxxxx xxx xxxxxxxxxxx Xxxxxxxxxx xxxxxxxxxxx xxxx xxx Xxxxxx xxx xxxxxxxx Xxxxxxxxxx xxxxxxxxx. Xxx xxxx xxxx xxxxxx Xxxxxxxxxxxxxxxxxxx xxxxxxxxx xxxxxxxxxxxxx, xxxx xxx xxxxx Xxxxxxxxxx xxxxxxxxxxxxx xxxxx xxxxxxx xxxx xxx xxxxxxxxxxx xxxxx xxxxxxx xxxxxxxx, xxxxxxxx xxx xxxxxxx Xxxxxxxxxx xxxxxxxxxxxxx xxxxx xxxxxxxx xxxx xxx xxxxxxxxxxx xxxxx xxxxxxx Xxxxx xxxxxxxxxx

• Xxx Xxxxxxxxxxxxxxxxx xxx xxxxx xxx Xxxxxxxxxxxxxxxxxxxxx xxx xxxxxxx xxxxxxx xxx xxxxx, xxxx xxx Xxxxxxxxxxxxxx xxxxxxx xxxxxxxx.
• Xxx Xxxxxxxxxxxxxxx xxx xxxxx xxx Xxxxxxxxxxxxxxxxx xxx xxxxxxx xxxxxxx xxx xxxxx. Xxx Xxxxxxxxxxxxxxxxx xxx xxxx xx xxx xxxxxxx xx Xxxxxx xx Xxxxxxxxxxxx xx xxxx x Xxxxx xxx xxx xx Xxxxx xxxxxxx. Xxx Xxxxxxxxxxxxxxx xxxx xxx xxx Xxxxx xxxx xx xxxxxxx x Xxxxx xxxxxxx.
• Xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx xxxxxxx xxxxxxxxxx xxx xxxxx.

XXXXXXX: Xxxxxxx xx Xxxxx xxxx xxxx x,x Xxxxxxxx xxxxx xx Xxxxxx xxxx xxxxx Xxxxxxx xxxxxxxxx, xxxx xxxx xx Xxxxx xxxx xxxxxxxxxxxxxxx xxx xxxx x,x Xxxxxxxx.

Xxx Xxxxxxxx: Xxxx xxx Xxxxxxx xx xx Xxxxx xxxx Xxxxxxxxxxx xxx x.xxx XXX xxxx xxx Xxxxx xxx xx Xxxxxx xxxx xxx xxx xx Xxxxxx xxx xxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxxxxxxx xxxx, xxxxxx xxxxxx xxx.xxx XXX xxx x xx x x.xxx XXXx xxxxxxxxx. Xxxxxx xxx xxx Xxxxxxxxxxxxxxx xx xxx Xxxx, xx xxx xxxx xxxxxxxx Xxxxxxxxxxxx:

• Xxx Xxxxxxxxx xxxxxx xxxxxxx, xxxxxx xxx xx Xxxxxx xxx.xxx XXX xxx Xxxxxxxxxx xxxxxx. Xx xxxxx xx xxx xxxxxxxxxxx xx Xxxxxx xxxxxxxxx, xxxxxxx xxx Xxxxxxxxxxxx xxx xxxx xx x xxxxxxxxx xxx.
• Xxx xxxxxxxxxxx xxx.xxx XXX xxxxxx xxxxx xxx xx Xxxxx xxx xxx xx Xxxxx xxxxxxxx, x. x. xx xxxxxxx xxxx Xxxxxxxxxxxxxx xx xx x. Xxx xxxx xxxxxxxxxx xxxxxxx.
• Xxx Xxxxx xxxxxxx xxxxx xxx xx Xxxxxx xxxx xxx xx Xxxxxx. Xx xxx xx xxxxx xxxxxxxxxx xxx xxx "XXxXxxxxxxxxxxxxxxxxxxxxxxxxxxxx", xxx xxx xx xxxx xxx Xxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxx xxx xx xxx xx Xxxxx xxxxxxxxx xxxx.

Xxxxxx xxxx xxxx Xxxxxxxxx: Xxx xxxxxxx xxxxxxxxxx xxxxxxx xxxxxxxx, xxxxxx xxxxxxx Xxxxxxxxx xxx xxxxxxxx xxxxxxx Xxxxx xxx xxx xxxxxxxx Xxxxxxx.

a) Wie die Rente berechnet wird

Xxx xxx xxxxxx Xxxxx xxxxx xxx Xxxxxxxxxx xxx Xxxxx xxx xxx Xxxx xxx xxxxxx Xxxxxxx. Xxxx xx Xxxxxxxxxxxx xxx xxx Xxxxxxxx xxxxxx xxxxxxx xxx xxxx Xxxxxxxxxxxxxx xxx xxxx Xxxxxxxx.

• Xxx Xxxxxxxxxxxxx xxxxxx xxxxxxxxx, xxxxx xxx Xxxx xxx Xxxxxxxxxxxxxxxxxxxx xxxxx Xxxxxxxxxxxxx x xxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx x xxxxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxx Xxxxxxxxxxxx xxxxxxx xxxx. Xxxx xxx Xxxxxxxxxxxxxxxxxxxxx xxxx xx xxxxx Xxxxxxxxxxxx. Xxxxxx Xxxxxxxxxxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxx xxxxxxxxx. Xxxx xxxx xxxxx xx xxx xx.xxx XXX xxxxxxxxxx. Xxx Xxxxxxxxxxxxxxxxxxxxxxxx xxx xx Xxxxxx xxx xx.xxx XXX, xx Xxxxx xxx xx.xxx XXX xx Xxxx. Xx Xxxx xxxx xxxxxxx xxxxx xxxx xxxxxxxxxx x,xx Xxxxxxxxxxxxx xxxxxxxx xxxxxx xxx.xxx : xx.xxxx.
• Xxx xx xxxxxxxxxx Xxxx xxxx xxx xxxxxx xxxxxxxxxxx. Xxxxxxxxx Xxxxxx, xxx xxx Xxxxxxxx xxx Xxxxxxxxxxxxxxx, xxxxxx xxx Xxxxxxxxxxxx xxx xxx Xxxxxxxxxx xxxxxxxxxxxxxxx.
• Xxxxxxx xxxxx xxx Xxxxxxxxxxxxxxxxxxxx xxx xx Xxxxxx. Xxxxxxxxxx xxxx xxx xxxx xxxxxxx xxxx xxxxxxx xx Xxxxx xxxxx. Xxxx xxxxxxxxxxxxxxx xxx xxx. Xxxxxxxxxxxxx. Xxx Xxxxxxxxxxxxx xxxxx xxx x,x, xxxx xxx xxx Xxxxxxxxxx xxx xx. Xxxxxxxxxxxx xx Xxxxx xxxx. Xxxx xxx xxxxxxx xx Xxxxx, xxxxxx xxx Xxxx xxxxxxxxx xxx xxxxxxxxxx x,x xx. Xxxx xxx xxxxxxx xx xxx Xxxxxxxxx, xxxxxx xx xxxxxx xxx xxxxxxxxxx x,x xx. Xxx xxxxxx Xxxxxxxxxxxxx xxxxxx xxx xxxxxxxxxxx Xxxxxxxxxxxxx xxxxxxxxxxxxx. Xxx Xxxxxxxx xxxx xxx "xxxxxxxxxxxxx Xxxxxxxxxxxxx".
• Xxx xxxxxxxxxxxxx Xxxxxxxxxxxxx xxxxxx xxx xxx xxx Xxxxxxxxxxxxxxx xxxxxxxxxxxxx, xxxx xxxxx xxx xxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxxxxx xxxxxxxxxx Xxxxxxx xxxxxxxxx. Xxxxx xxx Xxxxxxxxxxxxxx xxxx xxxxxxxxxxxxxx Xxxxx xxxx Xxxxxxxxxxxxxx xxxxxxx xxx xxxx xxxx Xxxxx xxx Xxxxxxxxxxxxxxxx xxxxxxxx. Xxx Xxxxxxxxxxxxxx xxx xxx Xxxx x,x. Xxx Xxxxx xxxx xxx xxxxxxxx Xxxxxx xxxxxx xxx xxxxx: Xxxxx Xxxxxxxxxxxxxxxx xx,xx, xxxxxxxxx Xxxxxxxxxxxxxxxx xx,xx, xxxxxx Xxxxxxx xxxx Xxxxxxxxxxx xx,xx, xxxxxx Xxxxxxx xxxx Xxxxxxxxxxx xx,xxx, Xxxxxxxxxxxxxxx xx,xx, Xxxxxxxxxxxxxxxx x,xx.
• Xxx Xxxxxxxx xxxx xxxxx xxx xxx xxxxxxxxx Xxxxxxxxxx xxxxxxxxxxxxx. Xxx xxxxxx Xxxx xxxxxxx xx xxxx xx xxx Xxxxxx, xxx xxx Xxxxxxxxxxxx xxxx xxxxx Xxxx Xxxxxxxxxxxxxxxxxxxxxx xxx xxxxxxxxxx Xxxxxxxxxxx xxxxxxx. Xx xxxx xxx xxx Xxxxxxxxxxxxxxx xxxxxxxxx xxx x.x. xxxxxxxxxx. Xxx Xxxxxxxxxx xxxx xxxx xxxxx xxxxxxxxx xxxxxxxxxxxxx Xxxxxx xxxxxxxxx, xxx xx xx xx Xxx. x XXX XX xxxxxxxxxxxxxxx xxx.

XXXXXXX: Xxx xxxxxxxxx Xxxxxxxxxx, xxx xx Xxxxx xxxx xxxxxxxxxx xxx xxx xxxxx xxxxx Xxxxxxxxxxxxxxxxx xxxxxxx xxx xxx Xxxxxxxxxxxxxx, xxxxxxx xxx Xxxxxxxxxxxxxx xxx xx Xxxxxx xXxxxxxxxxxxxx x,xx xxxx Xxxxxxxxxxx xXxxxxxxxxxxxxxx x,xx xxxx xxxxxxxxxxx Xxxxxxxxxx xxx,xx XXX xx xxx xxxxx Xxxxxxxxxxxxxx, xx,xx XXX xx xxx xxxxx Xxxxxxxxxxxxxxx xx Xxxxx xxx x.xxx,xx XXX xXxxxx xxx. x.xxx,xx XXX xXxxx.

2. Rentenanpassungen und aktueller Rentenwert

a) Überblick

Xxxx xxxxx Xxx xxxx Xxxxxxxxxxxxxxxxx xxxx xxxx xXXXx.

b) Erste Nullrunde im Jahre 2004

Xx Xxxxx xxxx xxx xxx xxxxxxxxxx Xxxxxxxxxxxxxxx xxxx xxx xxx Xxxxxxxx xxxxx Xxxxxxxxxxxxxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxx xxxxxxxx xxx xxxx Xxxxxxxxx xxx Xxxxxx xxxxxxxxx. Xxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxxx xxxxx xxx xxxxx xxx xxx Xxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxx.

Xxx Xxxxxxxxxxx xxxx xxxxxx xx xxxxx xxxxxxxx, xxxx xxx Xxxxxxx xxxx xxx x.x.xxxx xxx Xxxxxxx xxx Xxxxxxxxxxxxxxxxxx xx xxxxxx Xxxxx xxxxxxx xxxxxx xxxxxxx xxx xxx xxxxxxxxx Xxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxx xxxxx. Xxxxxxxxx xxxx xxx Xxxxxxxxxxxxxx xxx xxxxxx Xxxxxxxxxxxxxxxxxx xxx xxxxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxx xxxxxxx xxxxxx. Xxxxx xxxxxx Xxxxxxxxxxxxxxx xxxx Xxxxxxxxxx xxx xxx Xxxxxxxxx, x. X. Xxxxxxxxxxx, Xxxxxxxxxxxxx xxx. Xxxxx xxxxx xxx Xxxxxxxxx xxx Xxxxxxx xxx xxxxx Xxxxxxxxxxxxxx xxx x,x x xxxxxxxxxxx.

XXXXXXX: Xxxxx xxxxxx xxxxxx Xxxxxxxxx xxxxxx xxx.xxx Xxxxxxx Xxxxxxxxxxx xxxxxxxxx. Xxxxxx xxxxxxxxxx. Xxx Xxxxxxxxxxxxxxxxxxx xxx xxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xxxxx xxx Xxxxxxxxxxxxxxx xxxx xxxxxxxxxxxx xxxxxxxx xXXxxxXxXxxxxxxxx xxx xx.x.xxxx, x XxX xxxxxxxx XXXxXxxxxx xxx xx.x.xxxx, X xx X xxxxx Xx.

c) Zweite Nullrunde im Jahre 2005

Xx Xxxxx xxxx xxx xx xxxxx xxx xxxxxxxx Xxxxxxxxxxxxxxxx xx xxxxxxxxxxx Xxxx xxxx xxxxxxx Xxxxxxxxx. Xxx Xxxxx xxxxxx xxx, xxxx xxxxx xxx "XxxxxxxxXxxxxx" xxxxxxxx xxxx xxx "Xxxxxxxxxxxxxxxxxxxxx" xxxxxxx xxxxx. Xxxxx xxxxxx xxxxxx Xxxxxxxx xxxxxxx xxx Xxxxxxxxxxxx xxxxxxxxxx xxxxx xxxxxxx xxxxxx xxxxxxx. Xxxx xxxx Xxxxxxxxxxxxxxxxx xx Xxxxxx xxx xxxx xxxxxxxxxx.

Xxx Xxxxxxxxxxx xxxxxx xxxx xxxxxxx xxxxxxxx: Xxxx xxx x.x.xxxx xxxxxxx xxxxxxxxxx Xxxxxxx, xxx xxxx xxxx xxxxxxx xxxx, xxxxx Xxxxxxxxxxxxxxxx xxx x,xx x xxx Xxxxxxxxxxxxxxxxxx xxxxxxx. Xxxxxxxxx xxxxxxx xxxx xxx x.x.xxxx xxxx Xxxxxxx xxxxx Xxxxxxxxxxxxx xxx x,x x xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxx xxxxxx. Xxxxxxxxxxxx Xxxxxxx xxx Xxxxxxxxxxxxxxxxx xxxxxx xxxxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxx xxx xx xxx xx Xxxxxxx xx xxxx xxxxxxxx xxxx xxxx Xxxxxxx xxxxxx xxxxxxx. Xx xxxxxx Xxxxxxxxxx xxxxx xxxxxxxxxxx xxxx, xxxxxxx xxxxx xxxx Xxxxxxx xx xxx Xxxxxxxxxxx xxxxxx.

d) Dritte Nullrunde im Jahre 2006

Xx Xxxxx xxxx xxxxxx xxxx xxxxxxxx xxx "XxxxxxxxXxxxxx" xxx xxx "Xxxxxxxxxxxxxxxxxxxxx" xxxxxxx xxx xxx Xxxxxxxxxxxxxxx xxxxxxxxx. Xxxxxxxxxxx xxxx xxx xxx Xxxxxxxxx xx xxxx xxx xxxxxxx Xxxxxx xxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxx x xxx "XxxxXxxxxXxxxxx": Xxxx xxx xxxxxx xxx xxxx xxx Xxxxxxxxxxxxxxxxxxxxxxx xxx xxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxx xxxxxxxxxxxxxxx xxx Xxxxxxxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxxxxxxxx. Xxxxxxxxx xxxxxx xxxx xxx XxxxXxxxxXxxx xxxxxxxxxx xxx, xxx Xxxxxx xxxx xxxxxxxxxxx xxxxxx. Xxx xxxxxxxx xx xxxxxxxxxxxxxxx Xxxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxx. xxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxx Xxxxxx xxxxx XxxxxxxxXxxxxxxxx xxxxxxxx xxxxx xx xxx Xxxxxx xxx xxx xx Xxx. x xxx x XXX XXx. Xxxxxx xxx. "XxxxXxxxxXxxxxx" xxxxxxx xxx Xxxxxxxxxxxxxxx xx Xxxxx xxxx xx x,x x. Xx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxx xx xxxx xxxx xxxx Xxxxxxxx xxxxxxx xxx x xxx xxxxx xxxx xxxx Xxxxxxxxxxxxxxx xxxxx xxxxxxxx xxxx Xxxxxxxxxxxxxxx.

Xxx xxx "Xxxxxx xxxxx xxx Xxxxxxxxxxxxx xxx xxxxxxxxx Xxxxxxxxxxx xx x. Xxxx xxxx" xxx xx.x.xxxx xxxxxx xxx xxxxxxxxxx Xxxxxxxxxxx xxxx xxxx xxx Xxxx xxx x.x.xxxx xxx xxx xx.x.xxxx xxxxxxxxxxxxxxx, xxxxxx xx xxxx xxx xxxx xx Xxxxxxxxx Xxxxxxx xxx xxxxx xxxxxxxxxxxxxx Xxxxxxxxxxx xxxxxx xxx xxxx XXX XXx.

Xxxx Xxxxxxx xxx Xxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx xxxx xxxx xxx xxxxx Xxxxxxxxxxxxx xxx x,x x xxxx xxxxxx xxxxxxx, xxxx xxx xxxxx Xxxxxxxxxxxxx xxx xxxxx x,x x xxxxxx xxxxxxx. Xxxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxx xxxx xxxx xxxxxxxxxxxx Xxxxxxx xxx Xxxxxx xx x,xx x xx Xxxxxx xxx xx x,xx x xx Xxxxx. Xxxxxxxxxx xxx xxxxxx Xxxxxx xxx xxxxxx "XxxxxxxxXxxxxx": Xxx Xxxxxxxx xxxx xxxxx xxx "XxxxxxxxXxxxxx" xxx xxx "Xxxxxxxxxxxxxxxxxxxxx" xxxxxxxxxx xxx xxx Xxxx xxxxxxxxxx. Xxxx xxxxxxxx xxxxxxxxxxxxx Xxxxxxxx xxxxx Xxxx xxxxxxxxxx xxx "Xxxxxxxxxxxxxxxxx". Xxx xxxxxx: Xxxx xxxx xxx "XxxxxXxxxxxxxxxxxxxx" xxxxx xx xxx xxxxx Xxxxxxxxx xx Xxxxx xxxx xxxxxxxxx.

Xxx Xxxxxxxxxx xxxx xxxxx xxx Xxxx xxxx x xxxx xxxx Xxxxxxxxxx xx xxx Xxxxxx xxxx xxx xxxx x xxxxxx xxx xxx Xxxxxx xxx xxxx xxxxxxxxxxx!

xxXXXXXXX: Xxx xxx Xxxxxxxxxx xxxxxxxxx xxxx xxxxxxxxxx xxx xxx xxxxxxxx Xxxxxxx, xxx xxx xxxx Xxxxxxxxx xxxxx Xxxxx xxxxxxxxxx xxxxxxx. Xxxxxxxxx xxxx xxxxxx xxxx Xxxxxxxxxxxxxxx xxx xxxxxxxxxx Xxxxxxx, xx xxx xxxxxxxxxxxxx Xxxxxxxxxxx xxx Xxxxxxxxxxxx xxx xxxxxxxxxxx Xxxxxxx xxxxxx. Xxx Xxxxxxxxxx xxx Xxxxxxxxxxxx xxxxxx xxxxxxx xx xxxxx xxxxxxxx xxxxxxxxxx Xxxxx!

e) Marginale Rentenerhöhung im Jahre 2007

Xxx x.x.xxxx xxxxxx xxxXxxxxx xx x,xx x xxxxxxxxx. Xxx xxx xxxxx xxxxxx xxxx xxx xxxxx xxx xxxxxx xxxxx xxxxxx xxx Xxxxxxxxxxxxxx xx. Xxx xxxxx Xxxxxxxxxxxxx xxx x.xxx XXX xx Xxxxx, xxx xx Xxxxxxxxxxxxx xxxxxxxxxxx, xxxxxxxx xxx Xxxxxxxxx x,xx XXX xxxx. Xxxx xxxx xxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxx xxx Xxxxxxxxx xx xxx xxxxx Xxxxxxxxxxxxxx xx Xxxxxxx xx x,xx x xXxxxx xxx. xx x,xx x xXxxx xxxxxxxxx, xxxx xxxxxx Xxxx xxxx xxxxxxxxxx:

• Xxxxxxxx xxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxx xx xxx Xxxxxxxxxxx xxx xxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxx xxxxxxxxxx, xxxxxx xxx xxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxx x,xx x xxx. x,x x xxxxxxxx.
• Xxxxxx xxxxxxxxxx xxx "XxxxxxxxXxxxxx" xxx Xxxxxxx xx x,x Xxxxxxxxxxxxx.
• Xxxxxxxxxxxxxxxxx xxxxxxx xxxxx xxxx xxxx xxx "Xxxxxxxxxxxxxxxxxxxxx", xxxx xxx Xxxx xxx Xxxxxxxxxxxxxx xxxxxxxx xxxxxxx xxx xxx Xxxx xxx Xxxxxxx. Xx Xxxxxxxxx: Xxxxxxx xxxxx xx xxxxxxx xxx xxxx xxx Xxxxxxxx xxxxx xx x,xx Xxxxxxxxxxxxx xx,xxxxx. Xx xxxxxxxx xxx Xxxxxxx xxx x,xx x.
• Xx xxx xxxxx Xxxxxxxxxxxxxx xxxx xxxxxxxx xxxxx xxxxxxxxxx "Xxxxxxxxxxxxx" xxx xxxxxxxx Xxxxxxxxxx xXxxx xxxxxxxxxx xx xxx xxxxxxxx Xxxx xxx xx Xxxxxx xxxxxxxxx. Xxxxx xxxxxxxx xxx Xxxxxxx xxxx xx Xxxxx x,xx x xxxx.

Xxx Xxxxxxxxxxx xxxxxx xxxxxxxx xxxxxxxx: Xxx xxxxxxx Xxxxxxxxxxxxx xxxxx xxxxx Xxxxxxxxxxxx xxx x.x.xxxx xxxxxxxxx x xxx xxxx xxxxxxxxxxxxxxxx xx x,x Xxxxxxxxxxxxx xxx xxxx xx,x x x xxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxx. Xxxxxx XXXx xxxxxxxxx xxxxx xxx xx x,x Xxxxxxxxxxxxx xxxx. Xxx xxxxxxxxx Xxxxxxxxxxxxxx xxxxxx xxxx xxx Xxxxxxxx xxxx Xxxxxx xxxxxxx xxx, xxxx xxx x.x.xxxx. Xx xxx xxxxxxxxx XXxXxxxxxx xxx xxxxxxxxxxxxxxxxxxx Xxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxx xxxx, xxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxxxx xxx Xxxxx xxxxxxxxxxxx. Xxxxxxxxxx xxxxxxxxxxx Xxxxxxx xxxxxxx xxx xxxxxxxxx Xxxxxxxxxxxx xxxxxxx xx xxx x.x.xxxx xxxxxx, xxx xxxxxxxx xxx xxxxxxxxxxxxxx Xxxxxxxx xxx Xxxxxxxxxxxxx xxxx xxxx xx xxx x.x.xxxx.

f) Außerplanmäßige Rentenerhöhung im Jahre 2008

Xxx x.x.xxxx xxxxxx xxxXxxxxx xx x,x x xxxxxxx. Xxxxx xx xxxxxxxxxx xxxx xxx xxxxxxxxxxx Xxxxxxxxxxxx, xxxxxxxx xxx Xxxxxx xxxxxxxxx xx x,xx x xxxxxxxxx xxxxxx. Xxxxx xxxxxx xxx xxx xxxxx xxx xxxxxxx Xxxxxxx xxx Xxxxxx xxx Xxxxxxxxx xx Xxxxx xxxx xx xxx x,x x xxx xxx xxxxxxx xxx Xxxxxxxxxxxxxxxxx xxx "XxxxxxxxXxxxxxx" xxx x,xx Xxxxxxxxxxxxxx. Xxx "XxxxxxxxXxxxxx" xxxxxxx xxx Xxxxxxx xxx Xxxxxx, xxxx xxx xxxxxxx Xxxxxxxxxxxx xxxxxxxxxxxx Xxxxxxxxxxxx xxxx xxxx Xxxxxxxxxxxxxx xxxxxx xxxxxxx.

Xx xxx xxx xxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxx xxx x,x x xx xxxxxxxxxxxx, xxxx xxx xxxxxxxxxxxx Xxxxxxx xxx "XxxxxxxxXxxxxxx" xx xxx Xxxxxx xxxx xxx xxxx xxxxxxxxxx xxx xxxxxxxx xxxx xxxxxxxxx x,x xx xxx xxxxx xx xxx Xxxxxx xxxx xxx xxxx xxxxxxxxxx. Xxxxx Xxxxxxxxxx xxxx xxxx xxxxxxxxxx xx xxxxxxxxxx Xxxxxxxxxxxxxxxxx xx xxx Xxxxxx xxxx xxx xxxx xxxxxxx. Xx xxxx xxxx Xxxxxxxxxxxxxxxxxxx xxxx xxxx, xxx xxx Xxxxxxxxxx xxxx xxxxxxxx. Xxxx xxxx xxx Xxxxxxxxxxxxxxx xxxxxxxx xxxxx xxxxxx xxx, xx xxxxxxxx xxx xxx Xxxxxxxxxxxxxx xxxx xx xxxx xx Xxxxxxxxxx Xxxx, xxx xxxxxxxxxx Xxxx xx xxxxx xxxxxxxxx xxx xxxxxxxxxx Xxxxxxxxxxxxxxxxxxx xxxxxxx xxxx x"Xxxxxx xxx Xxxxxxxxxxxxxxx xxxx" xxx xx.x.xxxxx.

Xx xxx xxxxx Xxxxxxxxxxxxxx xxxx xxxxxxxx xxx xxxxxxxxxx "Xxxxxxxxxxxxx" xxx xxxxxxxx Xxxxxxxxxx xXxxx xxxxxxxxxx xx xxx xxxxxxxx Xxxx xxx xx Xxxxxx xxxxxxxxx. Xxxxxx xx Xxxxx xxxxxxxx xxxxxxxxxx Xxxxxxxxxxxxxxxx xxx Xxxxxx xxx xx x,xx x xxxxxxx xxxxxxxx, xxxxxxxx xxxx xxxx xxx Xxxxxxx x,x x xxxx Xxxx.

Xxx xxxxxxxx Xxxxxxxxxx xxx x.x.xxxx xxxx xxxx xxxxx xxxx xxx xxxxxxxxxxx Xxxxxxxxxxxx xxxxxxxxx, xxxxxxx xxx Xxxxxx xxxxxxxxxx x"Xxxxxxxxxxxxxxxxxxxxxxxxxxx xxxx" xxx xx.x.xxxxx. Xxx Xxxxxxxxxx xxxxxx xx xxx xxxxx Xxxxxxxxxxxxxx xxx xx,xx XXX xxx xx,xx XXX xxx xx xxx xxxxx Xxxxxxxxxxxxxx xxx xx,xx XXX xxx xx,xx XXX.

Xxxxx xxxxx xx xxxx xxx Xxxxxxx xxxxxxx xxxxxxxxxx xxx: Xxx Xxxxxxxxx xx x,x x xxxxx xxx xxxxxx xxxxx xxx Xxxxxxxxxxxxxx xxx xxxxxxx xxxxx x x. Xxxxx xxxxxx xxx x.x.xxxx xxx Xxxxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxxxxx xx x,xx Xxxxxxxxxxxxx xxxx xxxx Xxxxxxx, xxxx xxx xx xxxxxx Xxxxxxxx xxx Xxxxxxxxxxxxx xxxx.

g) Kräftige Rentenerhöhung im Jahre 2009

Xxx x. Xxxx xxxx xxxxxx xxxXxxxxx xxxxxxxxx xxxxx xxxxxxxxx, xxx xxxx xx x,xx x xXxxxx xxx x,xx x xXxxx. Xxx xxxxxxxxxxxxxxxxxx xxxxxx Xxxxxxxxx xxxxxx xxx xxxx Xxxxxxxx:

• Xxx xxxxx xxxxx xxx xxxxxxxxxxx Xxxxxxxxxxxxxxx xx Xxxxx xxxx. Xxx Xxxxxx xxxx xx xxxx x,x x xx Xxxxxx xxx x,x x xx Xxxxx xxxxxxxxx. Xxx xxxxx xxxx xxxxxx XxxxXxxxxXxxx xxxxx xxxx xxx xxxxxxx.
• Xxx xxxxxxx xxxx xxx xxxxxxxxxx XxxxxxxxXxxxxx x xxx xxxxx xx Xxxxx xxxx x xxxx xx xxxxxx Xxxx xxxxxx xxxxxxxxxx, xxxxxxx xx xx xxxxx xxxxxxxx xxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxx xx x,xx Xxxxxxxxxxxxx xxxxx.
• Xxx xxxxxxx xxxxx xxx xxx. Xxxxxxxxxxxxxxxxxxxxx xxxxxxx, xxxx xx xxxxxxxxxxx Xxxx xxx Xxxx xxx Xxxxxxxxxxxxxxx xxxxxxxx xxxxxxx xxx xxx Xxxx xxx Xxxxxxxxxxxxxx. Xxxx xxxxxx xxxx x,xx Xxxxxxxxxxxxx xxxx.

XXXXXXX: Xxxx xxx Xxxxxx xx Xxxxx xx xxxx x Xxxxxxxxxxxx xxxxxxxx xxxxxxxxx xxx xx Xxxxxx, xxx xxxxx xxxxx xxx Xxxxxxx xxx Xxxxxxxxxxxxx xxxxxxxxxx, xxxxxxx xxxxxxxx xxx xxxxx Xxxxxx xx xxx Xxxxxxxxxxxx xxxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxx Xxxxxxxxx Xxxxxxxxxxxxxxxxxxxx Xxxxxx, XX xxx xx.x.xxxxx.

Xxx xxxxxxxx Xxxxxxxxxx xxx x.x.xxxx xxxx xxxx xxxxx xxxx xxx xxxxxxxxxxx Xxxxxxxxxxxx xxxxxxxxx, xxxxxxx xxx Xxxxxx xxxxxxxxxx. Xxx xxxxxxxx Xxxxxxxxxx xxxx xxxxx Xxxxxxxxxxxx xxxxxx xx xxx xxxxx Xxxxxxxxxxxxxx xxx xx,xx XXX xxx xx,xx XXX xxx xx xxx xxxxx Xxxxxxxxxxxxxx xxx xx,xx XXX xxx xx,xx XXX.

XXXXXXXXX: Xxxxxxxxx xxxxxx x xxxxxxxxxx xxx Xxxxxxxxxxxx x xxx xxxxxxxxxx Xxxxxxxxxxxxxxxxxxxx xx xxxxx xxxxxxxx XxxxxxXxxxx. Xxx x.x.xxxx xxxxx xxx xxxxxxxxxxx Xxxxxxxxxxxx xxxx Xxxxxxx xxx xx,x x xxx xx,x x. Xxxxx xxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxx xxx x,x x xxxxxxx xxxxxx, xxx xxx Xxxx xxx xx,x x xxxxxx Xxxxxxx xxx Xxxxxxxxxxxxx xx xxx Xxxxxxx. Xx xxxxxx xxxx xxxx Xxxxxxxxxxxxxxx xxx xxxxxx xxx x,x Xxxxxxxxxxxxxx.

h) Keine Rentenkürzung im Jahre 2010

Xxxxxxxx xxx Xxxxxxx xxx Xxxxxxxxxxxxxxxx xxx xxxxx xxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xx Xxxxx xxxx xxxx xxx Xxxxxxxxxxxx xxx xxxxxxxxxx xxxxxxxx xxxx xxxxx xx Xxxxxx xxxxxxxx. Xxxxxxxx xxxxxxxx xxxx xxx Xxxxxxxxxxxx xxxx xxx Xxxxxx xxxxxx. Xxxxx xxx Xxxxxxxxxxxxxxx xxxxx xxxx xxxxx xxx Xxxxxxxxxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxx xx Xxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx xxx. Xxxxx xxxxx xxx XxxxxxxxXxxxxx xxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxx xxxx xxxxxxxxxxx xxx xxxx xxxxxxxxxxxx xxxxxxx Xxxxxxxxxxxxxx. Xxxx Xxxxxxxx xxxxxxxxxxxxxxxx xxxxxx xxxx xxxxx xxxxxxxxxxx xxxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxx xxx x,xxx xXxxxx xxx. xxx x,xxx xXxxx xxxxxxx.

Xxxx xxx xxxxxxxxxxx Xxxxxxxxxxxxxxx xx Xxxxx xxxx xxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxx xx Xxxxx xxxx xxxxxxx xxxx xxx xx Xxxxxxxxx Xxxxxxx xxx xxxxxx Xxxxx xxxxxxxxxx. Xxxxxxxxxx xxxx xx xx xxx xxxxxxxxx Xxxxxx xx Xxxxxxxxxx xxxxxx xxx xxxxxxxxxx xxxxxxx Xxxxxxxxxxxxxxxxxx, xxxx xxx xxxxxxxxxx Xxxxxxxxx xxxxxx xxxxxxxxxxx xxxxxx.

Xx xxxx xxx Xxxxxxxxxx xxx XxxxxxxxXxxxxxx xxxxxxxxxx xxx xxx xxxxxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxx xxxxxxxxxxx xxxxxxxx xxxxxx. Xxxxxxx xxx xxx Xxxxxx xxxx xxx xxxx xxxxxxx xxxxxxx xxxx xxx Xxxxxxxxxxxxxxxx xxx x,xx Xxxxxxxxxxxxxx xXxxxx xxx. x,x Xxxxxxxxxxxxxx xXxxx, xxx xx xxxx xxxxxxxxxx xxxxxx xxxx. Xxxxxxxxxxx xxxxxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxx xx xxxx xxx Xxxxxxxxxxxxxxxx, xxx xx xxxx xxx Xxxxxxxxxxxxxxxxx xx xxxxxxxxxx xxx. Xx xxx xxxx xxxxxxxx, xx xxx Xxxxxxx xxx Xxxxx xxxxx xxxx, xxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxxxx xx xxx Xxxxxx xx xxxx xxxxxxxxxxxx xxxxxxxxxxx, xxxx xxxx xxxx xxxxxx Xxxxx xxxx Xxxxxxx xxxxxxxx.

XXXXXXX: Xxx xxxxxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxxxx xxxxxx xxx xxxxxxxxxx Xxxxxxxxxxxxxxxxx xx xxx Xxxxxxx xxxxxxxxxx. Xxx xxxx xxx Xxxxxxxxxxxx xxxxxxxxxx xxxxxxxxx Xxxxxxxxxxxxxxx xxxx xx xxxxx Xxxx xxxxxxxx, xxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxxx xxx. Xxxxxx Xxxxxxxxxxxxxxxx xxxxxxxx xxxxxxx xxxxxx xxxxxxxx xx,x Xxx. XXX. Xxxxx xxxxxxxxx x,x Xxx. XXX xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxxxx, x,x Xxx. XXX xxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxxxx xxx x,x Xxx. XXX xxx xxx Xxxxxxxxxxxxxx xxxx xXxxxxxxxxxxx xxx xx.x.xxxxx.

i) Geringfügige Rentenerhöhung im Jahre 2011

Xxx x.x.xxxx xxxxxxx xxx Xxxxxx xxxxxx xx xxx xxxxx xxx xxxx xx xxx xxxxx Xxxxxxxxxxxxxx xx x,xx x. Xxx xxxx, xxxxxx xxx Xxxxxx xxx Xxxxxxxxxxxxxxx xx xxxxxxxxxxx Xxxx xxx x,xx x xx xxx xxxxx xxx x,xx x xx xxx xxxxx Xxxxxxxx xxxxxxxx xxxxxx xxxxxxxxx xxxx.

Xxxxxxxxxx xxxx xxx xxxxxxxxxx Xxxxxxx xxx xxx Xxxxxx xxx xxx Xxxxxxxxxxxxxx. Xxx xxxxxxxxxxx Xxxxxxxxxxxxx xxxxx xx Xxxxx xxxx xxxxxxxxxxx, xx xxxx Xxxxxxxxxxxxxx xx Xxxxx xxxx xx xxxxxxxxxx xxxxxx xxxxx. Xxxx xxxxx Xxxxxxx xxx xxxx Xxxxxxxxxxxxx: Xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxx xxxx xx xxxxxxxxx Xxxxxx xxx Xxxxxxxxxxxxxxxxx xxxxxxxxxx xxxxxx. Xxxx xxxxxx xxx xxxx, xxxx xxx Xxxxxxxxxxxxxxx xxxxx Xxxx xxxxxxxx xxxx, xxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxx xxxxxxxx xxx.

Xxxx xxxx xxxxx Xxxxxxxxxx xxxxxx xxx Xxxxxx xxx x,xx x xx xxx xxxxx xxx x,xx x xx xxx xxxxx Xxxxxxxx xxxxxxx xxxxx xxxxxxxxx xxx xxx Xxxxxx. Xxxxx xxxxxx xxxx xxx Xxxxxxxxxxxxxxxxxx xx xxx Xxxxxxxxxxxx xXXxxxxxxXxxxxx xxx x,x x xxx Xxxxxxxxxxxxxxxxxxxxx xxx x,xxxxx. Xxxxx Xxxxxxxx xxxxxxx xxx Xxxxxxxxxxxxx xx xxxxxx Xxxx xx x,x Xxxxxxxxxxxxx.

Xxxx xxx xxxxxxxxxxxx Xxxxxxx xxxxxxx xx xxxxxx Xxxx xxxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxxx xxx xxxx Xxxxxxxxx xxx x,xx x xxxxx. Xxxx xxxx xxxxxxxxx Xxxxxxxxxxxxx Xxx xxxxxxxxxx, xxxx xxx Xxxxxxxxxxxxxxx Xxx xxxxx xxxxxxxxx xxxxxxxxx xxx xx xxx xxxxx Xxxxxxxxxxxxxx.

j) Ordentliche Rentenerhöhung im Jahre 2012

Xxxx xxxxx xxxxxxxxxx Xxxxxxxxxxxxxxx xxx x,xx x xx Xxxxx xxxx xx Xxxx xxx xx Xxx xxxxxxx xxx Xxxxxx xxx x.x.xxxx xxx xxxxxxxx xxxxxxxx: Xxx xxxx xx x,x x xx Xxxx xxx x,x x xx Xxx. Xxx xxxxxxxx: Xxx xxxxxxxx Xxxxxxxxxx xxxxxxxxxx xxxx xx xxx xxxxx Xxxxxxxxxxxxxx xxx xx,xx XXX xxx xx,xx XXX xxx xx xxx xxxxx Xxxxxxxxxxxxxx xxx xx,xx XXX xxx xx,xx XXX.

• Xxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxx xxx xxxxx xxx Xxxxxxxxxxxxxxx xx Xxxxxxx. Xxxxx xxxxxxxx xx Xxxxx xxxx xx Xxxx x,xx x xxx xx Xxx x,xx x.
• Xxxxxxx xxx xxxx xxx xxx. Xxxxxxxxxxxxxxxxxxxxx xxxxxxxx, xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxx xx Xxxxxxxxxxxxxxx xxxxxxxxxxxxxxx. Xx xxxxxx Xxxx xxxxx xxxxxx xxx x,xx x xx Xxxxxxx xxx Xxxxxxx.
• Xxxxxx xxxx xxx XxxxxxxxXxxxxx xx xxx Xxxxxxxx xxx, xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxx xxxx Xxxxxxxxxxxxxx xxxxxxxxxxxxx. Xxx xxxx xxxxxxx x,xx x. Xxx xxxxxx Xxxxx xxxxxxx xxxx xxxxxxxxxx xxxx Xxxxxxxxxxxxxxxx xxx x,xx x xxx. x,xx x.
• Xxxx xxxxx xxxxxx xxxxxxxx xxxxxxxxx, xxx xxxx Xxxxx xxx Xxxxxxxxxxxxxxxxx xxxx. Xxxxxxxxxxxxxx. Xxxxx xxxxxx Xxxxxxxxxxxxxxxxxxxx xxxxxxxxxx, xxx xxxxx xxx Xxxxxxxxxx xxxx, xxxx xxx xxxx xxxxx xxxxxxxxxx xxxxxx xxxxxxx. Xx xxx xxxxx Xxxxxxxxxxxxxx xxxxxxxxx xxxxx xxxx xxx Xxxxxxxxxxxxxxxx xxx x,xx Xxxxxxxxxxxxxx, xxx xxx xxx Xxxxxxxxxxxxxxx xx xxxxxxxxx Xxxx xxxxxxxx xxxxxx xxxx. Xx xxx xxxxx Xxxxxxxxxxxxxx xxxx xxx Xxxxxxxxx xxx xxx xxxx xxxxxxx XxxxxXxxxxxxxxxxxxxxx xxx x,xx x xxxxxxxx, xxxxxx xxxxxx xxx xxxxxxxxxxxx xxxxxxxx xxx.

Xxx Xxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxx xxxxxxx xxxx xx xxxxx xxxxxxxx xxxxxxxxxxxx Xxxxxxxxxxxxxxx. Xxxxxxxx xxxxxx xxxxxxxxx xxxx xx xxxxxx Xxxx Xxxxxxxxxxxxxxxxx xxxxxxxx xxx xxxxxxx xxxxxxxx Xxxxxxxxxxxxx xx,x xx.

k) Rentenerhöhung im Jahre 2013

Xxx x.x.xxxx xxxxxxx xxx Xxxxxx xx x,xx x xx Xxxx xxx xx x,xx x xx Xxx. Xxxxx xxxx xxx xxxxxxxxxx Xxxxxxx xx Xxxxxxxxxxxxxxx xxx xxx xxxxxxxxx Xxxxxxxxxxxxx xxxx xxx xxx Xxxxxxxxxx xxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxx xxx xxx Xxxxx xxxx, xxx xx Xxx xxxxxxx xxxxxxxxxxxxx xxx. Xxxx xxx Xxxxxxx xx Xxxxxx xxx xxxx xxxx xxxx xxxx Xxxxxxxxxx: Xxxx Xxxxxxxx xxxx xxx xxx xxxxxxxxxx Xxxxxxxxxxxxxxx xxx xxxx x,x x xxxxxxxxxx.

Xxx xxxxxxxx: Xxx xxxxxxxx Xxxxxxxxxx xxxxxxxxxx xxxx xx xxx xxxxx Xxxxxxxxxxxxxx xxx xx,xx XXX xxx xx,xx XXX xxx xx xxx xxxxx Xxxxxxxxxxxxxx xxx xx,xx XXX xxx xx,xx XXX.

Xxxxxxx xxxxx xxx Xxxxxxxxx xxxxxx xxx Xxxxxxxxx xxxxxxxxxxxx xxx xxx Xxxxx xxx Xxxxxxxxxxxxx xx.

Xxx xxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxx xxxx xxx xxxxxxxxxxxxxxxxxxxxx. Xxx Xxxxxxxx Xxxxxxxxxxxxxxxxxx Xxxxxx xxxxxxx:

• Xxxxxxxxxxxxxxx: Xxxxxxxxx xxx Xxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx xx Xxxxx xxxx xxx xxx Xxxxxxxxxxxxxx. Xxxxx xxxxxx x,xx Xxxxxxx xx xxx xxxxx Xxxxxxxx xxx x,xx Xxxxxxx xx xxx xxxxx Xxxxxxxx.
• Xxxxxxxxxxxxxxxxxxxxx: Xxx Xxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxx xx xxx Xxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx. Xx xxx Xxxx xxx Xxxxxxxxxxxxxx xx Xxxxxxx xxxxxxxx xxxxx xxx xxx xxx Xxxxxxxxxxxxxx, xxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxx xx xxxxxx Xxxx xxx Xxxxxxxxxxxxx xx xxxx x,xx Xxxxxxxxxxxxx.
• Xxxxxx xxxx Xxxxxxxxxxxxxx: Xxx Xxxxxx "Xxxxxxxxxxxxxxxxxxxxxxxxxx" xXXXx xxxxxxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxx Xxxxxx xxxxx Xxxxxxxxxxxxxx xxxxx x xxxxxx xxxxx xxxxxxxxxxxx xxxxxxxxxxxxxxx Xxxxxxxx xxx xxxx xx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx. Xxxxxx Xxxxxx xxxxx xxx Xxxxxx xxxxxx Xxxx xx x,xx Xxxxxxxxxxxxx. Xxx xxxxx xxxx xxxxxxxx xxx xxxxx Xxxxx xxx xxxx x,xx Xxxxxxxxxxxxxx xxx xxx xxxxxxxxx Xxxxx xxx xxx. XxxxxxxxXxxxxx xxx xxxxx Xxxx xxx x,xx Xxxxxxxxxxxxxx xxxxx xxx Xxxxxxx xxx Xxxxxxxxxxxxxx xxx x.x.xxxx.
• Xxxxxxxxxxxxxxxx: Xx Xxxxx xxxx xxxx xxx Xxxxxx xxxxxx xxxxxxxxx, xxxxxx xxx xxxxxxxxxxx xxxxxxxx xxxxxxx xxxxxx xxxxxxx. Xxx xxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxxxx Xxxxxxxxxxxxxxxx xxx xx xxx xxxxx Xxxxxxxxxxxxxx xxxxxxx xxxxxxxxxxxx xxxxxxxx, xxxxxxxx xx xx Xxxxxx xxxx x,xx Xxxxxxx xxxxxxxx. Xx xxx xxxxxx xxxxxxxxx, xxxx xxx xxxxxxxxxxx xxxxxxxxx Xxxxxxxxxxxxxxx xxxxxxxx x xxx x,xx Xxxxxxx.

l) Rentenerhöhung im Jahre 2014

Xxx x.x.xxxx xxxxxxx xxx Xxxxxx xx Xxxxxx xx x,xx x xxx xx Xxxxx xx x,xx x. Xxx xxxxxxxx: Xxx xxxxxxxx Xxxxxxxxxx xxxxxxxxxx xxxx xx xxx xxxxx Xxxxxxxxxxxxxx xxx xx,xx XXX xxx xx,xx XXX xxx xx xxx xxxxx Xxxxxxxxxxxxxx xxx xx,xx XXX xxx xx,xx XXX.

Xxxxxxx xxxxx xxx Xxxxxxxxx xxxxxx xxx Xxxxxxxxx xxxxxxxxxxxx xxx xxx Xxxxx xxx Xxxxxxxxxxxxx xx.

Xxx xxxxxxx Xxxxxxxxxxxxxxx xx xxx xxxxx Xxxxxxxx xxx xxxx Xxxxxxx: Xxx xxxxx xxxx xxx Xxxxxxxxxxxxxxx, xxx xxx xxx Xxxxxxxxxxxxxxx xxxxxxx, xx Xxxxx xxxxxx xxx. Xxx xxxxxxx xxxxxx xx Xxxxxx xxxxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxx x xxxxxxxxxx x xxxxx xxxxx Xxxxxxxx xxx Xxxxxxxxxx xxxxxxxxxxxx, xxxxxxxx xxxxxx Xxxxxxx xx xxx xxxxx Xxxxxxxx xxxxxxx xxx xxxx Xxxxxx xxxxxxxxxxxxx xxxxx. Xxx xxxxxxxx Xxxxxxxxxx xx xxx xxxxx Xxxxxxxx xxxxxx xxx xx,x Xxxxxxx xxx xx,x Xxxxxxx xxx Xxxxxxxxx. Xxx Xxxxxxxxxxx xxx Xxxxxx xxxxx xxxxx xxxxxxxx Xxxxxxx xxxxx.

Xxxxx xxx Xxxxxxxxxxxxxxx xxx xxxx xxx Xxxxxxxxxxxxxxxxxxxxx xx xxx XxxxxxxXxxxxxxxxxxxxxxx xxxxxxxx, xxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxx xx Xxxxxxxxxxxxxxx xxxxxxxxxxxxxxx. Xxx Xxxxxxxxxxxxxxxxxxxxx xxxxx xx xxxxxx Xxxx xxx x,xx Xxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxx. Xxxx xxx xxx. XxxxxxxxxxxxxxxXxxxxx xxxx xx xxx Xxxxxxxxxxxxxxx xxx. Xx xxxxxxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxx Xxxxxx xxxxx Xxxxxxxxxxxxxx xxxxx. Xxxxxx Xxxxxx xxxxx xxxxxx Xxxx xxx x,xx Xxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxx, xxxx xxx Xxxxxxxxxxxx xx xxx xxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxx x.x.xxxx xxx xx,x x xxx xx,x x xxxxxxxx xxx. Xxx xxx. XxxxxxxxXxxxxx xxx xxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxx xxx xxxxxxxxx xxxxx xxxxxx xxxxx Xxxxxxx xxx xxx Xxxxxxxxx xxxx.

m) Rentenerhöhung im Jahre 2015

Xxx x.x.xxxx xxxxxxx xxx Xxxxxx xx xxx xxxxx Xxxxxxxxxxxxxx xx x,xx x xxx xx xxx xxxxx Xxxxxxxxxxxxxx xx x,xx x. Xxxxxxxx xxx, xxxx xxx Xxxxxxxxx xxxxxxx xxxxx xxxxx xxx Xxxxxxxxx xxxxxxxxxx xxxx, xxxxx Xxxx xxxxxxxxx xxxxx x,x x xxxxxx. Xxxxxxxx xxxx xxxx xxxxxxx xxx Xxxxxx xx xxxxxx Xxxx xxxxxx xxxxxxxx xx xxx Xxxxxxx xxx Xxxxxxxxxxxxxx, xx xxxx xxx Xxxxxxxxxxxxxxxxxx xx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxx xxxxxxxxx. Xxx xxxxxxxx Xxxxxxxxxx xxxxxxxxxx xxxx xxx xx,xx XXX xxx xx,xx XXX xXxxxx xxx xxx xx,xx XXX xxx xx,xx XXX xXxxx.

Xxxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxx xxx xxxx Xxxxxxxxxx xxx Xxxxxx xxx Xxxxxxxxx xx x,xx x xx xxx xxxxx Xxxxxxxx xxx x,x x xx xxx xxxxx Xxxxxxxx. Xxx xxx. Xxxxxxxxxxxxxxxxxxxxx, xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxx xxx Xxxxxxxx xxxxxxxx, xxxxx xxxx xxx x x,xx Xxxxxxxxxxxxxx xxxxxxx xxx xxxxxxx xxx. Xxxx xxx Xxxxxx "Xxxxxxxxxxxxxxxxxxxxxxxxxx" xxxx. XxxxxxxxXxxxxxx, xxx xxx Xxxxxx xxx Xxxxxxxxxxxxxx xxxx Xxxxxx xxxxx xxxxxxxxxxxxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxx xxxxxxxxxxx, xxxxxx xxxxx Xxxxx. Xxxx xxx Xxxxxxxxxxxx xx xxx Xxxxxxxxxxxxxxxxxx xxx xxxx xxxx xxxxx xxxxxxxxxx, xxx xxx XxxxxxxxXxxxxx xxxxxx xxxx xxxxxxx xxxx xxxxxxxxxx xxx. Xxxxxx xxxxxxx xxxx xxxxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxxxx xxxx xxxxx xxxxx Xxxxxxxxxxxxxxxx xxxxxxxxxx xxxxxx.

n) Rentenerhöhung 2016: Größtes Rentenplus seit 23 Jahren

Xxx x.x.xxxx xxxxxxx xxx Xxxxxx xx Xxxxxxxxxxxxxxx xx x,xx x xxx xx xxx xxxxx Xxxxxxxx xx x,xx x. Xxxxx xxxxxxx xxxx xxx xxxxxxxx Xxxxxxxxxx xx Xxxxxx xxx xxxxxxxxxxxx xx,xx XXX xxx xx,xx XXX xxx xx Xxxxx xxx xx,xx XXX xxx xx,xx XXX xXxxxxxxxxxxxxxxxxxxxxxxx xxx xx.x.xxxxx.

• Xxxxxxxxx xxx Xxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx. Xxx xxxx xxx Xxxxxxxxxxxxxxx xxxxxxxxx Xxxxxxxxxxxxxx xxxxxx x,xx x xXxxxx xxx. x,xx x xXxxx. Xxxxxxxx xxxxxx xxxx xxx xxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxx xxxxxxxxxxxxxxx, xxx xxxx xxx Xxxxxxxxxxxxxxxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxxxx xxx. Xxxxx xxxxx xxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxx xxxxxxxx xxx Xxxxxxxx xxx XXX xxx xxx Xxxx xxxx xxx Xxxxxx, xxx xxx xxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxx xxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxx xx xxxx xxxxx Xxxxxxxxxxxx xxxxxxxx. Xxxxx xxxx xxx xxxxxxxxxxxx Xxxxxx, xxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxx xxxxxxxxx xxxxx, xxxxxx xxxxxxxxxxxx.
• Xxxxx xxx Xxxxxxxxxxxxxxx xxxx xxxxx xxx Xxxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxx xxx xxxxxxxxxxxxxxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xx Xxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxx. Xx xxxxxx Xxxx xxxxx xxxx xxx Xxxxxxxxxxxxxxxxxxxxx xxx xxxxxxxxxxx x,xx Xxxxxxxxxxxxxx xxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx xxx.
• Xxxxxxxxx xxxx xxxxx xxx xxx. Xxxxxx Xxxxxxxxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxx xxxx Xxxxxx xxxxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxx xxx Xxxxxx xxxxxxxxxxx. Xx xxx Xxxxxxxxxxxx xx xxx xxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxx Xxxxxx xxxx xxx,x xx xxxxxxxxxx xxx Xxxx xxxx xxx,x xx xx x,x Xxxxxxxxxxxxx xxxxxxxx xxx xxx xxx xxx. XxxxxxxxXxxxxx xxxxxxx xxxx xxxxxxxxx xxx Xxxxxxxxx xxxxxxxx xxx, xxxxx xxx Xxxxxx Xxxxxxxxxxxxxxxxxxxxxxxxxx xx xxxxxx Xxxx xxxxxxxxxxx xxx x,xx Xxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxx.

3. Was sind die Gründe für die Nullrunden bei der Rente?

Xxx Xxxxx xxx Xxxxxxxxxxxx xxxx xxxxxxxxx xxxxxxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxx. Xxxxx xxx Xxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx xxx Xxxxxxxxx. Xxxx xxxx xxxx xxxxxx xxx Xxxxxxxxxxxx xxxxxxxxx xx. Xxxxxx xxxxx xxxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx, xxx xx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxx xxxx.

Schwache Entwicklung der Löhne

Xxxx xxxx xxxxxxx xxxx xxx xxxxxxxxxx Xxxxxxxxxxxxxxx xxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxx. Xxxx xxx Xxxxxx xxxx xxxx xxxxxxx Xxxxxx xxxxx xxxx xxxxxxxxxx xxxxxxxxx. Xxxxx xxxxxx xxx xxx xxxxx xxx xxxxxxxx Xxxxxxxxxxxxxxx xxx xxxxx Xxxxxxxxxxxxxxxx, xxx xxxxxxx xxx xxxxxxxxxx Xxxxxxxxxx xxx Xxxxxxxxxxxxx xx Xxxxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxx, xxxx Xxxxxxxxx xxx XxxxxXxxx xxx xxxxxxxxxxxx xxxx xxx Xxxxxxx xxx XxxxXxxxxXxxx xxx xxxxxxxxx Xxxxxxxxxxxxxx, xxxx xxx xxxxxxxxxx Xxxxxxxxxxxxxxx xx xxx Xxxxxxxxxxxxxxxxxxxxx xxxxxxxx xxxxxx. Xx xxx Xxxxxx xxx XxxxXxxxxXxxx xxxx xxxxxxxxxxx xxxx, xxxx xxx Xxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxx xxxxxxxxxxxxxxx. Xx xxxx xxxxxx xxxxx XxxxXxxxxXxxx xxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxx xxxxxx.

XXXXXXX: Xxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxx xxx XxxxxXxxx xxxxx xxx XxxxXxxxxXxxx xxxxxxxxxxx xxxxx xxx xxxxxxxxxxxxxxxxx Xxxxxxxxx xxx Xxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxx. Xxxxxxx xxx xxxxxxx Xxxxxxxx xxx xxxxx xxx XxxxxXxxx xxxxxx xxxx xx xxxxx xxxxxxxxxxxxx Xxxxxxxxxx xxx Xxxxxxx.

Riester-Faktor

Xxx Xxxxxxxxxxxxx xxxx xxxx xxxx xxxxx xxx "XxxxxxxxXxxxxx" xxxxxxxx xxx xx Xxx. x XXX XXx. Xxx xxxxxx Xxxxxx xxxx xxxxxxxxxxxxxxx, xxxx xxx Xxxxxxxxxxxx xxxxx Xxxx xxxxx Xxxxxxxxxx xxxx xxx xxxxxxx Xxxxxxxxxxxxxx xXxxxxxxxXxxxxx xxxxxxxxx xxxxxxx. Xxxx xxxxxxxxx xxx xxxxxxxxxxx Xxxxxxxxx xxx Xxxxxxxxxxxx. Xxx Xxxxxx xxxx xxx xxxxxxxxxx Xxxxxxxxx xxxx xxx Xxxxxxxxxxxxxx xxx xxxxxxxxxxxxxxx Xxxxxxxxxx xx xxx Xxxxxxx xxxxxx xxx xxxxxxxxxx xxx Xxxxxxxxxxxxx xxxxx Xxxx xxx xxxx xx x,x Xxxxxxxxxxxxx, xxxxxxxxx xx Xxxxx xxxx xxx x,x x xxx xxxxxx xx Xxxxx xxxx xxx x,x x xxx xxxx Xxx. x XXX XXx.

Xx xxxxxxxxxx xxx xx xxxxxx xxxxxxxxxx. Xxxx xx xxx xxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxx xx xxx Xxxxxx xxxx xxx xxxx xx xxxxxxxxxxx, xxxx xxx xxxxxxxxxxxx Xxxxxxx xxx "XxxxxxxxXxxxxxx" xx xxxxxxx x,x Xxxxxxxxxxxxx xx xxx Xxxxxx xxxx xxx xxxx xxxxxxxxxx xxx xxxxxxxx xxxxxxxxx x,x xx xxx xxxxx xx xxx Xxxxxx xxxx xxx xxxx xxxxxxxxxx. Xxxxx Xxxxxxxxxx xxxx xxxx xx xxxxxxxxxx Xxxxxxxxxxxxxxxxx xx xxx Xxxxxx xxxx xxx xxxx xxxxxxx.

XXXXXXX: Xxx Xxxxxxxx xx xxx Xxxxxxxxxxxx xxxxx xxx Xxxxxxxxxxxxxx xxxxx xx xxxxxx. Xxx Xxxxxxxxx xxx Xxxxxxxxxxxxx xxxx xxx xxx Xxxx xxxx xx Xxxxxxxxxxxx xxx xx Xxx. Xxxx xxxxxxx.

Nachhaltigkeitsfaktor

Xxxxx xxx XxxxxxxxxxxxxxxxxxxxXxxxxxxxxxxxxxxxxxxxx xxxxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxx x.x.xxxx xx xxxxx xxx. "Xxxxxxxxxxxxxxxxxxxxx" xxxxxxxxx, xxx xxx Xxxxxxxxxxx xxxxxxxxx xxxx xxx xx Xxx. x XXX XXx. Xxxxxx Xxxxxx xxxxxxx, xxxx xxxxx xxx "XxxxxxxxXxxxxx" xxxxxxxxxxx xxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxx xx Xxxxxxxxxxxxxxx xxxxxxxxxxxxxxx xxxx. Xxxx xxx Xxxx xxx Xxxxxxx xx Xxxxxxxxxxx xx xxx Xxxxxxxxxxxxxxx xxxxxx, xxxxxx xxx xxxxxxxxxx Xxxxxxxxxxxxxxx xxxxxxxx xxx. Xxxxxxx xxxxxx xxx Xxxxx xxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx, xxxxxxx xxx Xxxxxxxxxxxx xxxxxxxxxxxxxx xxxxx. Xx Xxxx xxxx xxxxxxxxxxxxxx xxx xxx Xxxx xxx Xxxxxxx xx Xxxxxxxxxxx xx xxx Xxxxxxxxxxxxxxx xx x,x Xxxxxxx xxxxxxxxx, xxx xx xxxxxx Xxxxxxxxxxx xxxxxx xxxxx xxx Xxxxxxxxxxxxxxx xx Xxxx xxxx xxxxxxxx xxxxxxxxx. Xxxxxxxxx xxxxx xxxx xxx Xxxxxxx xxx Xxxxxxxxxxxxxx xxxxxxx xxx xxx Xxxxxxxxxxxxxxx xxx. Xxxx xxx xx Xxxxx xxxx xxx Xxxx, xxxxxx xxx Xxxxxxxxxxxxxxxxxxxxx xxx x.x.xxxx xxx x,xx Xxxxxxxxxxxxxx xxxxxxxxxxxxxxx xxxxx. Xxx xx Xxxxx xxxx xxxxx xx xxx x,x Xxxxxxxxxxxxxx xxxxxxxxxxxxxxx.

XXXXXXX: Xxx Xxxxxxxxx Xxxx xxxxx xxxx xxx "xxxxxxxxxxxxxx Xxxxxx" xx xxx Xxxxxxxxxxxx xxxxxxxxx, xx xxx Xxxxxxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxxxxx xx xxxxxx. Xxxx xxxxx xxx xxxxxxxxxxxxx Xxxxxx xx Xxxxx xxxxxx xxxxxx, xxxxx xx xxx xxx xxxxxxxxxxx Xxxxxxxxxxxxxxx xxxx xxxxxx xxxxxxxxxxx xxx xxxxx Xxxx xxxxxxx xxx "Xxxxxxxxxxxxxxxxxxxxx" xxxxxx xxxxxxxxxxx. Xxxxxx xxx xxxxxxxx xx xxx.

XXXXXXX: Xxx "Xxxxxxx"xXxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxx xxxx xxxx Xxxxxxxxxxxxxxxxxx, xxx xxxx Xxxxxxxxxxxxxxx xxxxxxxxxx. Xxx xxxxxxx xxxx xxxxx xxxx xxxxxxx, xxxx xxx xxxxxxxx Xxxxxxxxxx xxxxxxxx xxxx. Xxxxxx xxxxx xxxx xxxxxxxxx Xxxxxxxxxxxxx xxxxxx Xxxxx xx.

Xxxxxxx Xxxxxxxxxxxxx: Xxx xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxx

Ein-Euro-Effekt

Xxxxxxxx xxx xxx Xxxxxxxxxxxxxxx xxx x.x.xxxx xxxxx xxxx xxx "XxxxXxxxxXxxxxx" xxxxxxxxxx xxx. Xxxx xx xxx Xxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxx xxxxx xxxx xxx Xxxx xxxx xxxxxxxx xxxx xxx Xxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxx xxxx xx xx XXX XX x xxx xxx. XxxxXxxxxXxxx x xxx xxx xx Xxx. x xxx x XXX XXx. Xxxxx XxxxXxxxxXxxx xxxxxxxx xx xxxxxxxxxxxxxxx Xxxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxx x xxx xxxx xxxx xxx Xxxx xxxx xx x,x x.

XXXXXXX: Xxx Xxxxxxxxxxxx xxx XxxxXxxxxXxxx xx xxx Xxxxxxxxxxxx xxx xxxxxxxx xxxxx xx xxxxxxxxxxxxx. Xxxx xxxxxxx xxxxxxx xx xxxx xxxxx xx Xxxxxxxxxxxxxxxxxxxxxxxxxxxx, xxxxxxx xx Xxxxxxxxxxxxxxxxxxxx. Xxx Xxxxxxxxxx xxx xxxx Xxxxxxx, xxxxxxx xxxx Xxxxxxxxxxxxxx xxxx Xxxxxxxxxxxx xx Xxxxxxxxxxxx xxx xxx xxxxxxxxxxxxxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx. Xxx xxx xxxx xxx xxxxxxxxxx Xxxxxxxxxxxxxxx xxxxxxxxxxx xxx, xxxx XxxxXxxxxXxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxx, xxxxxxx xx Xxxxxxxxx Xxxxxxx xxxxxx xxx xxxxxxxxxx Xxxxxxxxxxxxxxxxx xxxxxxxx. Xxxxx Xxxxxxxx xxxx xxxxxxxxxx xxxxxx.

XXX xx xxxx: Xxx xxx "Xxxxxx xxx xxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxx xxxxxxx Xxxxxxx" xxx x.xx.xxxx xxxxx xxxxxxxx, xxxx xxx XxxxXxxxxXxxx xxx. xxx Xxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx XXxXxxxxxxxx xxx xxx Xxxxxxxxxxxxx xxx xxxxxxxxxxx xxxx Xxxxxx xxx Xxxxxxxxxxxxxxxxxx xxxxx xxxx xxx xxxxxxx xxxxxx. Xxxx xxxx xxxxxxxx xxxx xxx xxxxxxxxx Xxxxxxxxxx xxx x.x.xxxx xxx xx Xxx. x xxx xx xxxx XXX XXx.

4. Schutzklausel verhindert Rentenkürzungen

Xxxxxxx "XxxxxxxxXxxxxx" xxx "Xxxxxxxxxxxxxxxxxxxxx" xxxxxx Xxxxx xx xxxx xxxxxxx, xxxx xxx Xxxxx xxx. xxx Xxxxxxxxxx xxxxxxx xxxxxxx xxxxxx xxxxxxxx, xx xxxx xxxx xxxx xxxx xxxxxxx xxxxx Xxxxxxxxxxxxx xxxxxxxxxx. Xxx xxxxxxxx: Xxxxx Xxxxxxxx xxxxxxx xxxxxxxxxx xxxx xxxxxxx, xxxx xxx Xxxxxxxxxxxxxxx xxx Xxxx xxxxxxxxx xxxx, xxxx xxxxx xxxxx xxx XxxxxXxxxx xxxxxxx.

xxx Xxx xxxx Xxxxxxxxxxxxx xxx xxxx xxxxxxx Xxxxxxxxxxxxxxxx xxx, xxx xxxxx xxx Xxxxxxxxxxxxxxxxxxxxx xxx XxxxxxxxXxxxxx xxxxxxx xxxxx. Xxxxx xxxxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxx xxxxxxx xxx, xxxxx xxxx Xxxxxxxxxxxxxx xxxxx xxxxx xxx Xxxxxxxxxxxxx xxxxxxxxxx xxx xxx Xxx. x XXX XXxxxxx xxxxxx xx xx Xxx. x x.X.x. xx xxxx Xxx. x XXX XX xxxxx.

Xxxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxx xx Xxxx xxxx xxxxxxx xxx Xxxxxx xxxx xxxxx Xxxxxxxxxxxxx xx xxx Xxxxxx xxxx xxx xxxx xxxxxxxx xxxxxx xxxxxxx.

xxx Xxxx xxxxxxxxx XxxxxxxxxxxxxxXxxx xxxx xx xxxx xxx Xxxxxxxxxxxxx xx xxx xxxxx Xxxxxxxxxxxxxx: Xxx Xxxxxxxxxxxxxxx xxxx xxxx xxxxxxxx xxxxx xxxxxxxxx xxxxxxxxx xxx xx xxx xxxxx Xxxxxxxxxxxxxx xxx xxxx Xxx. x XXX XXx.

Xxxxx Xxxxxxxx xxxxx xxxxxxxx xxx xxx Xxxxxxxxxxxxx xxx x.x.xxxx xxx Xxxxxxxxx, xxxxx xx xxxxx xxxxxx Xxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxx xx Xxx xxx xx Xxxx xxx x,xx x xxxx, xxxxxx xxxx xxxx xxx Xxxxxxxxxxxx xxx xxxx Xxxxxxxxx xxx x,xx x xxxxxxxxx xxxxxx.

XXXXXXX: Xxx Xxxxxxxxxxxxx xxxxxx xxxx xxxx, xxxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxx xxxxxxxxxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxx xxxxx xxxxx xxxxxxxxxx xxxxxx. Xxxxxxx xxxx xxxx xxxx xxxxxxxxxxx Xxxxxxx xxxx xxx Xxxxxxx xx Xxxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxxx xxxxxx. Xxxxxx xxxxxxxx xxxxx xxxx xx xxxx xxxxxxxxxxxxx Xxxxxxxxxxxxxx xxxxx xxx Xxxxxxxxxxxxx xxx, xxxx xxxxx Xxxxxxxx xx xxx Xxxxx xxxx xxxxxxxxxx xxxxxx xxxx. Xxxxxxxxxxxxxx. Xxx xxx "XXxXxxxxxxxxxxxxxxxxxxxxxxxxxxxx" xxx xx.x.xxxx xXxxxxx xxx Xxxxx xxx xxx xxxx xxxxxx Xxxxxxxxxxxxx x xxxxx Xxxxxxxxxxxxxxxx xxxxxxx x xx xxxx xxxxxxxxxxx xxxxxx xxxxxxxxxxx Xxxxx xx.

Xxx xxxxxxxx xx Xxxxxxxx: Xxx Xxxxxx xxxxxxx xxxxx xxx x xxx xxxxx xxxxxx x xxx xxxxx Xxxxxxxx xxxxxxxxx, xxxx xxx "XxxxxxxxXxxxxx" xxx xxx "Xxxxxxxxxxxxxxxxxxxxx" xxxx xxxxxxxxxx xxxxxxxxx, xxxxxxx xxxxxxxx xxxx xxx "xxxxxxxxx Xxxxxxxxxxxxxxx". Xxxxxxxxxx xxxx xxxx xxxxxxxxxxxxx Xxxxxxxxxxxxxx xxxxxxxx xxxxxxxxx Xxxxxxxxxxxxxxx x xxxxxx xxx xxxx xxxxxxxxxxxxx Xxxxxxxx xxxxx Xxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxx x xxx Xxxxxxxxxxxxxxxx xxxxxxxx, xxx xx xxxx xxx Xxxxxxxxxxxxxxxxx xx xxxxxxxxxx xxx. Xx xxxxxx xxxx xxxxx, xxxx xxxxxx Xxxxxxxxxxxxxxxx xxxxxxx xxx xxx Xxxxxxx xxx xxxxx Xxxxxxxxxxxxxxx xxxxxxxxxx xxxx. Xxxx xxxxxxx xxx Xxxxxxx xxxx "Xxxxxxxxxxxxxx" xxxxxx xxxxxxxx. Xxxxx xxxxx xxxxx xxx Xxxxxxxxxxxxxxxx xxxx xxx xx xxx Xxxxxx xxxx xxx xxxx xxxxxxxxxxxxxx Xxxxxxxxxx xxxxxxxx xxx "Xxxxxxxxxxxxx" xxx xxxx xxx xx xxx Xxxxxx xxxx xxx xxxx xxxxxxxx Xxxxxxxxxx xxx "XxxxxxxxXxxxxxx" xxxx xxxxxx Xxxxx xx.

XXXXXXX: Xxxxxx xxxxxxxxxx Xxxxxxxx xxx Xxxxxxxxxxxx xxxxx xxx XXXxXxxxxxxxxxxxxxx Xxxxxx xxxx xxx xxxxxxxxx xxxxxxxxxx, xxxx xx xxxxx xxx xxxx xxxxxxxxxxxx Xxxxxxxxx xxx Xxxxxx xxx Xxxxxxx xxxxxxxxx. Xxx xxxxxxxxx Xxxxxxxxxxxxxx xxxx xxxx xx Xxxxxx xxx Xxxxxxxxxxxxxx. Xxx xxxxxxx xx xxxxxxxxxx Xxxxxx xxxxxxxx xxxxxxxxxx Xxxxxx xxxxxxxxx xxx xxxx xxxx xxxx xxxxxxx Xxxxxxxxxxxxxxx xxxxxx. Xxx Xxxxxxxxxxxxxxx xxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxxx xxx Xxxxxxxxxxx xxxxxxxxxx xxxxxxxx xxxxx xxxxxxxxxx. Xxxx xxxxxxxxx: Xxx Xxxxxxxxxxxxxxx xxxxx xxxxx xx xxx Xxxxxxxx xxxx, xxxx xxx Xxxxxxxxxxxxxx xxx xxxxxxxxx Xxxxxxx xxxxxxxx xxxxxx xxxx. Xxx xxxxxx xxxx xxx Xxxx xxxx xxxxxxxxxxxx Xxxxxxx xxx Xxxxxxxxxxxxxxxxxxxx xxxxxxx xxx Xxxxxxxxxxxx xxx xxxxxxx xxxxxxxxx. Xxx Xxxxxxxx xxxxxxx xxx Xxxxxxxxxxxxxx xxx xxxx xxxx xx Xxxxxxxxxx Xxxx xxxxxx xxx xxxxxxx xxxx xxxx Xxxxxxxxxxxxxxxxx xxx xx,x x xxxxxxxxx xXXXXxxxxxxx xxx xx.x.xxxxx.
XxxXxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxx, xxx xxx Xxxxxxxxxxxxxx xx Xxxxx xxxx xxx xxxxxxxxxxx xxx, xxxxxxxxxx xxx xxx Xxxx xxxxxxx xxx "xxxxxxxx xxxxxxxxxxx Xxxxxx". Xx Xxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxx xxx xxxx xxx Xxxxxxxxx xxxxxxx xXxxxxxxxxxx xxx x.x.xxxxx.

5. Ausgleichsbedarf, Ausgleichsfaktor und Anpassungsfaktor

Xxxx xxx "XxxxxxxxXxxxxx" xxx xxx "Xxxxxxxxxxxxxxxxxxxxx" xxx. xx xxxx xxxx xxx "Xxxxxxxxxxxxxxx" xx xxxxx Xxxxxxxx xxx Xxxxxxxxxxx xxxxxxx xxxxxxx, xxx Xxxxxxxxxxxxx xxxx xxxx xxxxxxxxxx, xxxxxxxx xxx Xxxxxxxxxxxxxxxx. Xxx xxxxxx Xxxxxxxxxxxxxxxx xxxx xx xxxxxxxxxxxxxx xxxxxxxx Xxxxxx xxxxxx xxxxxxxxxxxx xxxxxx xxx xxxx XXX XXx.

Xxx Xxxxxxxxxxxxxxxx xxxx xxxxxxxxx xxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxx xx xxxx xxxxxxxx. Xx xxxxxxx Xxxxxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxxxx xxx xxx. xxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxxxxxxx xxxxxx xxx, xxxx xxxxxxxx xxxxx Xxxx xx Xxxxxx xxx Xxxxxxxxxxxxxxx xxxxxxxxxxx.

Xxx Xxxxxxxxxxxxxxxx xxxxxxxxx xxxx, xxxxx xxx xxxxxxxxxxx xxxxxxxxxx x xxxxxxxx x xxxxxxxx Xxxxxxxxxx xxxxx xxx xxxxxxxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxx xxxxxxxx xxxxxxxxx Xxxxxxxxxx xxxxxxx xxxx. Xx xxxxxx Xxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxxxxxx, xxxx xx xxx Xxxxxxxxxxxxxxxx xxxxxxxxxx. Xxx Xxxxxxxxxxxxxxxx xxxxxxxxxx xxxx xx Xxxxxxxxxxx, xxxxx xx xxx Xxxxxx, xx xxxxx xxx Xxxxxxxxxxxxx xxxxx, xxx Xxxx xxx Xxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxx xxx xxxxxxxxx Xxxxxx xxxxxxxxxxxxx xxxx xxx xxx Xxx. x XXX XXx. Xxxx xxxx xxxxxxx xx x.x.xxxx.

Xxx Xxxx xxx Xxxxxxxxxxxxxxxxx xxxxxx xx xxx Xxxxxx xxxxxxxxxxxx, xx xxxxx xx xxxxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxx xxxx xxx Xxxxx xxx Xxxxxxxxxxxxxxxxx xxxxx xxx xxx Xxx. x XXX XXx.

Xxxxxxxx:
Xxx xx.x.xxxx xxxxxxxx xxx Xxxxxxxxxxxxxxxx xxx xxx Xxxxxx xxxx xxx xxxx xxxxxxxx xxx Xxxxxxxxxxxxx x,xxxx xx Xxxx xxx x,xxxx xx Xxx. Xxxxx xxxxx xxx Xxxxxxxxxxxxxxxx xx xxx xxxxx Xxxxxxxxxxxxxx xxxxxxx xxxxx x,xx x xxx xx xxx xxxxx Xxxxxxxxxxxxxx x,x x xxx xxx xxxx XXX XXx. Xxxxxxxx xxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxxx xxx x.x.xxxx xxxxxxx xxxx xxx Xxxxxxxxxxxxxxxx xxxx xxxxx. Xxxx xxxx xxxxxxx xx xxxx xxxxxxxxx Xxxxxxxxxxx xxxxx.
Xxx Xxxxxxxxxxxx:
Xx Xxxxx xxxx xxxxxx xxxx xxxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxx xxx xxxxxxxxx Xxxxxxxxxx xxx xx,xx Xxxx xxxxxxx, xxx Xxxxxxxxxxxxx xxx xxx xxx xx,xx Xxxx xxxxxxxx. Xxx Xxxxxxxx xxx xx,xx xxxxx xx,xx xxxxxx xx xxx Xxxx xxx x,xxxx xXxxxxxxxxxxxxxxxx.
Xxxx xx Xxxx xxxx xxx xx xxxxx Xxxxxxxxx: Xxxx xx Xxxxxxx xxx xxx Xxxxxxxxxxxxxx xxx x,xx xxxx xxxxxxx, xxxx xxx XxxxxxxxXxxxxx xxxxxx xxx Xxxxxxxxx xx xxxxx xxxx xxx x,x x xxx xxx Xxxxxxxxxxxxxxxxxxxxx xxxxxx xxx xx x,xx x xxxxxxxxx, xxxxxxxx xx xxxxx x,xx Xxxxxxxxxxxxx. Xxxx xxx Xxxxxxxxxxxxxxxxxx xxxxx xxx xxxxxxxx Xxxxxxxxxx xxx xx,xx Xxxx xxx xx,xx Xxxx xxxxxxxx. Xxxxx xxxxxx xxx Xxxxxxxxxxxxxxxx xxx,xx : xx,xx xx x,xxxx. Xxx xxxxxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxxx xxxxxxxxxxxxx xxxxxxx xx,xxxx x x,xxxx xx x,xxxx. Xxx xxx xxx Xxxxxxxxxxxxxxxx xxx x,xx x xxx xx.x.xxxx.

Anpassungsfaktor

Xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxx xxxx xx xxx x.x.xxxx xxxxxxxxxxxx xxxxxxxx xxx xxxx Xxx. x XXX XXx. Xxx Xxxxxxxxxxx xxxxxxxxx xxxxx xxx Xxxxxxxxx xxx xxxxxxxxxx Xxxxxxxxxxxxxxxxx, xxx xxxx xxx xx Xxxxxx xxx xxxxx xxxxxxxxx Xxxxxxxxxxxxxxx.

Xxx Xxxxxxxxxxxxxxxx xxxxxxxxxx xxxx xx xxx Xxxxxx, xx xxxxx xxx xxxxxxxxxxx xxxxxxxxxx xxxxxxxx Xxxxxxxxxx xxxxxxxx xxx xxx xxx xxxxxxxxx xxxxxxxx Xxxxxxxxxx. Xxxxxx xxxx xxx xxxxxxxxxxx xxxxxxxxxx x xxxxxxx x xxxxxxxx Xxxxxxxxxx xxxxx xxx x xxxxxxxxx x xxxxxxxxxx xxxxxxxxx Xxxxxxxxxx xxxxxxx. Xxxxxx Xxxxxx xxxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxxx. Xxx Xxxxxxxxxxxxxxxx xxxx xxxxxxx xxx xxx Xxxxxxx xx xxx Xxxxxxxxxxxxxx xxxxxxxxxxx, xxx xxxx xxx Xxxxxxxxxxxxxxxx xxxxxxx. Xxxxxxxxxx xxxx xxxx xxxxxx xxxx Xxxxxxxxxxxxxxxx xxxxx xx xxxxx Xxxxxxxxxxxxxx xxxxxxx xxx xxx Xxx. x XXX XXx.

Xxxxxxxx:
Xxxxxx x xxxxxxxxxx x xxx xxxxxxxx Xxxxxxxxxx xx Xxxxx xxxx xx,xx XXX xxxxxxxx xxx xxx x. Xxxx xxxx xx x,x x xxxxxxxxx xxxxxx, xxxxxxxx xxxx Xxxxxxxxxxxx xxx xxxx Xxxx xx,xx XXX. Xxxxxxxxxxxxx xxxx xxx xxx Xxxxxxxxxxxxxxxx xxx xxxxxxxxxxxxxx x,xxxx. Xxx Xxxxxxxxxxxx xxxxxxx, xxxxx xxx xxx xxxxxxxxxx xxxxxxxx Xxxxxxxxxx xxx xx,xx XXX xxxxx xxx xxxxxxxxxx Xxxxxxxxxx xxx,xx Xxxxx xxxxxxx xxxx. Xxxx xxxxxx xxx Xxxxxxxxxxxxxxxx xxx x,xxx x xxx xxxx xx xxxxxxx Xxxxxxxxxxxx xxx x,x x. Xxx Xxxxxxxxxxxxxxxx xxxx xxxxxxx Xxxxxx xx x xxxxxxxxxx xxx x,xxx, xxxxx x xxxxxxx, xxxxxx x,xxxx, xxx xxxx xx x xxxxxxx, xxx xxxxxx x,xxxx. Xxx Xxxxxxxxxxxxxx xxx xxxx xx xxxxxxxx. Xxx xxxx xxxxxxxx Xxxxxxxxxx xxxxxxx xxxx xxxxx xxx xx,xx XXX, xxxxxxx xxx xxx xx,xx XXX. Xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxx xxxxx xxxx xxx Xxxxxxxxx xxx xx,xxxx x x,xxxx xx x,xxxx.

6. Niveausicherungsklausel sichert ein Mindestniveau

Xxx Xxxxxxxxxxxx xxx xx Xxxxxx xxx Xxxxxxxxxxxxxx xxxx xxxxxxxx Xxxxxxxxxxxxxxxxxxxx. Xx xxxxxxxxxx xxx Xxxxx xxxxx xxx. Xxxxxxxxxxxxx xxxx xx Xxxxxx Xxxxxxxxxxxxxxxxxxxxxxx. Xxx Xxxxxxxxxxxx xxxxxxx xxx xxxxxxxxxxx Xxxxxxxxxxx xxx Xxxxxxxxxx xxxxx Xxxxxxxxxxxxxxxx xxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxx xxxxx xxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxx xxx.

Xxx xxx Xxxxxxxxxxxxxxxxx xxx Xxxxxxx xxxxxxx xx xxxx xx xxx Xxxxxxxxxxx xxxxxxxx Xxxxxxxxxxxxx x xxxxxxxxxx xx xxx Xxxxxxxxxxxxx xxx Xxxxxxx x xxx xxx Xxxxxxxxxxxxxxxxxxxx xxx Xxxxxxx, xxxxxxxxxx xx xxx xxxxxxxxxxxxxxxx xxxxxxxxxxx Xxxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxx, Xxxxxxxx, Xxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xxxxx xx xxx xxxxxxxxxxxxxxxxxx Xxxxxxx xxx xxxxxxxxxxxx xxxxxxxx Xxxxxxxxxxxxxx. Xxxxx: Xxxxxx xxx Xxxxxxxxxxxxx xxx xxxx xxx Xxxxxxxx xxxxxx xxx xx xxxxxxxxx Xxxxxxx xxxxx xxxxxxxxxxxxxxx.

Xxx Xxxxxxxxxxxxxxxxxxxxxxx xxxx xxxxxxxxxx, xxxx xxx xxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxx XxxxxxXxxxxxxxxxxx xx Xxxxxxxxxxx xx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxx xxxxx xxxx xxxxxxxxx Xxxxxx xxxxxx. xxxx xxx xxxxxx Xxxxxxxxxxxx xxx xx,x Xxxxxxx. Xx xxxxxxx Xxxxxxxxxxxxxxxxxx xx xxxxxxxxx, xxx xxxx Xxxxxxxxxxx xxxx xxx Xxxxx xxx xxxx xxx xx,x x xxx xxx xxxx xxx xx x xxxxxxxxxx xxxxxxxxxx xxx xxx Xxx. x Xx. x XXX XXx. Xxxx xxx xxxx Xxxxxxxxxxx, xxx xxxx xxx xxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxx Xxxxxxxxxxxxx xxxxxxxxxxx xxxxxx xxxx. Xxx xxxxx xxxxx xxxxxxxxxxxxxxxx Xxxxxxxxxxx xxxx xxx Xxxxxxxxxxxx xxxxxx xxxxxx. Xxx xxxxxx Xxxx xxx Xxxxx xxx xxxx xxxxxxxxxx xxxxxxxxxxxxxx.

Xxx Xxxxxxxxxxxx xxxxxx xx Xxxxx xxxx xx,x Xxxxxxxxx, xx Xxxxx xxxx xx,x Xxxxxxx xxx xxxx xxxxxxxx xxx "Xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx" xxxxxxxxxxxxxxx Xxxxx xxx xx, xxxxxxx Xxxxxxxxxxxx, xxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxx xxx xxxx xxxx xxxxxxxx xxxxxx xxx xxxxxx xxxxxxx x xxxxx xxx xx,x x xxxxxxxx xxx xx,x x.

XXXXXXX: Xxxx "XxxxxxxxXxxxxxxxxxxx" xxxx xx xxxxx xx xxxx Xxxxxxxxxxxx, xxx xxxxx Xxxxxxxxxxxx xxxxx xxxxxxxxxx Xxxxxx xxxxxxxxxx, xxxxxxxxxxx xxxxx, xxx xxxxx xxx xx xxxxxxx Xxxxx xx Xxxxxxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxx xxx. Xx xxxxxx xxxxxxxxx xxxxx, xxxx xxx Xxxxx xxxxxxxxxxxxxxx xxx x xxxxxxxxxx xxx xxxxx xxxxxxxx xxxxxxxxxxx Xxxxxx.

7. Renteneinbuße für Akademiker durch Streichung von Ausbildungszeiten

Xx xxxxxxxxxx xxxxx xxx Xxxxxxxxxxxxxxx xx xxx Xxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxx xxx: Xxx xxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxx xxx Xxxxxx xxx Xxxxxxx xxxxx xxxxxxxx xxxxxxxxxxx. Xxxx Xxxxxx xxx Xxxxxx, Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxx xxxxxx xxx xxxx xxxxxxxxx xx Xxxxx xxxx xxx xx. Xxxxxxxxxx xxxxxxxxxxxxxxx xxxxxxxxx, xxx xxxx xxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxx. Xxxxxx Xxxxxxxxxxxxxx xxxxx xxxxx xxx xx xxx,xx XXX xx Xxxxx xxxx. Xx xxxx xxxxx xx xxx xxxx xx x xxx Xxxxxxxxxxxxxxxxxxxxx.

xxxx xxxxxx xxx Xxxxxxxxxxxxxxxxx xxx x Xxxxx xxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxx xxx xxx,xx XXX xx Xxxxx xxxxxxxxx. Xxxx xxxx xxxxxx xxx xxxx xxxxxxxxxx xxxx Xxxxx xxxx xxx xx. Xxxxxxxxxx xxx x,xx Xxxxxxxxxxxxxx xxx Xxxx, xxxxxxx x,xxxx Xxxxxxxxxxxxx xxx Xxxxx, xxxxxxxxxxxxxxx. Xxx xxxxx Xxxxxxxxxx xxx xx,xx XXX xxxxxxxxxx.

XXXXXXX: Xxxxx Xxxxxxxxx xxxxxxxx xxxx xxx Xxxxxxxxxxx xxxx Xxxxxxxxxxxxxx xxx xxxx xx XXX xx Xxxxx. Xxxxx Xxxxxxxx xxxxxxxx xxxxx xxx xxx xxxxxxxxxxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxx, xxxxxxx xxxx xxxxxxxxx Xxxxxxxxxxxxxxxx, xxx xxxxxxxxxxxxxx xx xxxxxxxx Xxxxxxx xxxxxxxx xxx xxx xxx xxxxxxxxxxxxxxxxxx Xxxxxxxxx xxxxxxxx. Xxx Xxxxxxxxxxxx xx xxx Xxxx xxxxxxxx xxx x.x.xxxx xxx xxx xx.xx.xxxx xxxxxx xxxx xxxx xxxx Xxxxxxxxxxxxxxxx xxxxxxxxxxxxxxx, xxxx xxx Xxxx xxx x,xx Xxxxxxxxxxxxxx xxxx xxxxxxxxxx xxx x xxxxxxxxxxxxx.

Xxxx xxxxx Xxxxx xxxxxx xxx xx xxxx Xxxxx xx Xxxxxxxxxxxxxxxxx xxxx Xxxxxxxxxx xxx xx. Xxxxxxxxxxxx xxx xxx. Xxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxx. Xxxxx xxxx xxxxxxxxxxxxxx, xxxx xxxxx Xxxxxxxxxxxxxxx xx xxxxxx Xxxxxx xxxxx Xxxxxxxxxxxx xxxxxxxx. Xx xxxxxxx Xxxxxxxxxxxxxxxxx xx Xxxx xxx Xxxxxxxxxxxx xxxx xxx Xxx xxxxxxxxx Xxxxxxxxxxxx xxxxxxxxx xxxxxx. Xxxxxxxxx xxxxxx xxx Xxxxxxxxxxxxxxxxx xx Xxxxxx xxx Xxxxxxxxxx xxxx xxx xxx xxx xxxxxxxxxxxxxxxx Xxxxxx xxxxxxxxxxxxxxx. Xxxxxxx xxxx xxxxx xxx Xxxxxxxx xxxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xxx xx Xxxxxx xxxx xxxxxxxxx Xxxxxxxxxxx. Xxx xxxxxxxxxxxxxxxx Xxxxxxxxx xxxxxx Xxxxxx xxxxxxxxx xxxxxx.

Xxxx Xxxxxx xxxxx xxxxxxxxxxxxxxxxx Xxxxxxxxxx xx Xxxxxxx xxx xxxxxxxxxxxx xxxxxxxxxxxxxxx Xxxxxxxxx xXxxxxxxxxxxx, xxxx xxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxxxx xxxx Xxxxxx xxxxx xxxxxxxxxxx Xxxxxxxxxx xxxxxx xx xxx xxxxxx xxxxx, xxxx xxxxxx xxx xx xxxx Xxxxx xxxxxxxxxxxxxxx xxx x,xx Xxxxxxxxxxxxxx xxx Xxxx xxxxxxxx xxxxxx. Xxxxx Xxxxxxxx xxxx xxxx xxx x.x.xxxx.

XXXXXXX: Xxx xxxx xxxx xxxxxxxxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxx xxx xxxx xxxxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxx xxx xxxxx Xxxxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxxxxxxx xXXxxxXxXxxxxx xxx xx.x.xxxx, x XxX xxxxxx.

8. Renteneinbuße durch Bezug von Arbeitslosengeld II

a) Absenkung der Beitragsbemessungsgrundlage ab 2007

Xxxxxxxx xxx Xxxxxxx xxx Xxxxxxxxxxxxxxxx XX xxxxxxx xxxx Xxxxxxxxxxxxxxxxxxx xx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx. Xxxxxx xxx Xxxxxxx xxx Xxxxxxxxxxxxxxxx XX xxxx Xxxxxxxxxxxxxx. Xxxx xxx Xxxxxxxxxxxxxxxxxx xxxxx xxx Xxxxxxx xxxx Xxxxxx xxx xxxxx Xxxxxxxxxxxxxx, xxx xxx xxxx xxx Xxxxx xxx xxx XXX xxx Xxxxx xxxxxxxxx xxxxx xxx xxxxxxxx xx XXX xx Xxxxx xxxxxx.

Xxx xxx xxxxxxxx xxxxxxxxx Xxxxxxxxxxxxxxxx xxxxxx xxx xxxxxxxxXxxxxxxxxxxxxxxx xxxxxxxx. Xxxxxxxxxxx, xxx xxx xxxxxx Xxxx Xxxxxxxxxxxxxxxx XX xxxxxxx xxxxx, xxxxxxxx xxxx xxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxx xxxx x,xx XXX x xxxxx xxxxxx xxx x,xx XXX xXXxXxxxxxxxxx xxxxxx, X. xxx. Xx xxx xxx xxxxxxxxxxxxx Xxxxx xxx Xxxxxxxxxxxxxxxx XX xxx Xxxxxxxxxxx xxxxxxxxxxxxxxx. Xxx xxxxxxxxx Xxxxxxx xxxxx xxxx xxxx xxxxxxx xxx xxx Xxxxx xxx Xxxxxxxxxxxxxxxxxxxx xxx xxx xxxxxxx xxxxx xxx Xxxx xxx xxxxxxxxxxxxxx Xxxxxx.

XXXXXXXXX: Xxxx xxxx xx xxx Xxxxxxxxxxx xxxxx xxxxxx Xxxxxxxxxxx xxxxxxxx xxxxxx xxxxxxx, xx xxxxxxxx xxx Xxxxxxxxxxxxxxxx XXxXxxxxxxx xxxxxx xxxxxxxxx Xxxxxxxxxx xxx xxx xxxxx Xxxxxxxxxxxxxxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx, x. X. Xxxxxxxx xxx xxxx Xxxxx xxxxx Xxxxxxxxxxxxxxxx, Xxxxxxxx xxx xxxxxxxxxxx Xxxxxxxxxxx, Xxxxxxxx xxx xxx Xxxxxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxx xxxxx Xxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxx xXxxxxx x xxx xxx xxxxx xxxx xxx xxxxx xxxxxx Xxxx! Xxxxx Xxxxxxxxxx xxxx xxxxxxxxxx xxx xxx xxxxxxxx Xxxxxxx xxxxxxxxx, xxxxxxx xxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxx xxxxxxxxxx.

Xxxxx xxxxx xx xxxxx Xxxxxxxxxx xxxx Xxxxxxxxxx x xxxx xxx xXxxxxXxxxxxxx x xxx Xxxxxxx xxx Xxxxxxxxxxxxxxxx XX xxxxxxxxxxx xxxx, xxxxx xxx Xxxxxxxxxxxxxx xxxxx Xxxxxxxxx xx xxx Xxxxxxxxxxxxxxxxxx. Xxx Xxxxxxxxxxxxxxxxx xxxxxx xxx Xxxxxx xxxx xxx Xxxxxxxxxxxxxxxxx xxxxxxxx, xxx xxxxxxxx xxxx xxxxx xxx xxxxxxxx Xxxxx.

b) Bei aufstockendem ALG II keine Rentenversicherungspflicht ab 2007

Xxxx xxxxxxxxxx Xxxxxxxxxx xxxxxxx xxxx Xxxxxxxx xxx Xxxxxxxxxxxxxxxx XX xxxxx Xxxxxxxxxxxxxxxxxxxx xx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxx x Xx. xx XXX XXx.

Xxxx xxx x.x.xxxx xxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxx, xxxx xxx Xxxxxxxxxxxxxxxx XXxXxxxxxxx xxx xxxxx xxxxxxx Xxxxx xx xxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxx xxx, x. X. xxxx xx xxxxx xxx Xxxxx xxx Xxxxxxxxxxxxxxxx XX xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxx xxxx xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxx xxxxxx xxx xxxx xxxx Xxxxxxxx xxxxxxx, xxxxxxxx xxxxx xx xxxxxxxxxxxxxxxxxxxxxx xxx, x. X. Xxxxxxxxxxx, Xxxxxxxxxxxxxx, xxxxxxxxxxxxxx, Xxxxxxxxxxxxxxxx X xxx x Xx. xx Xxxxxx. x XXX XXxxxxx.

XXXXXXX: Xxxxx Xxxxxxxx xxxxxxxx Xxxxxxxx, xxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxx XX xxxxxxxx xxx Xxxxxxxxxx xx xxxxx xxxxxx xxxxxxxxxx Xxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxxx X.

c) Wegfall der Rentenversicherungspflicht ab 2011

Xxxxxxxx xxx Xxxxxxx xxx Xxxxxxxxxxxxxxxx XX xxxxxxx xxxx Xxxxxxxxxxxxxxxxxxx xx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx. Xxxxxx xxx Xxxxxxx xxx Xxxxxxxxxxxxxxxx XX xxxx Xxxxxxxxxxxxxx xxx x Xx. xx XXX XXx.

Xxx xxx Xxxxxxxxxxxxxxxxx xxx XXX XXxXxxxxx xxx Xxxxxxxxxxxxxxxxx xxxxxx Xxxxxxx xx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxx xxx xxxxxxxxxxxx xxxxxxxxxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx xxxxxxxxxxxxxxxx. Xxxxxx Xxxxxxxxxx xxxxxxx xxxxx Xxxxxxxxxxxxxxxxx x xxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx x xxxxxx xxxxx xxxxxxxx xxxxxxxx xxx. xxxxxxxx xxxxxxxxx Xxxxxxxxxx xxxxx xxx xxxxxxxx xxxxxx. Xxxxxxxxxxxxxxxxx xxxxx xxx Xxxxxx xxx Xxxxxxxxxxxxxxxx XX xxxxxxxxxx Xxxxxxxxxxxxxxxxx xxxxx Xxxxxxxxxxxxxxxx xxx.

Xxx Xxxxxxxxxxxxxxxxx xxxxx xxx Xxxxxx xxx XXX XX xxxx xxxxxxxxxx xxx xxxxxxx xxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxx. Xxx xxx Xxxx xxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxxx xxxx xxxxxxx. Xxx xxxxxx, xxx xxx Xxxxxxxxxxxxxxx xxxxxx xxxx xxxxxxxxxxx xxxxx Xxxxxxxxx xxx Xxxxx. Xx xxxxxxx xxxx xxxx xxxxxxxx Xxxxxxx xxx xxx Xxxxx xxx Xxxxxxxxx xxxxxxx xxxxxxxxxxxxxx Xxxxxx xxxxxxx. Xxxx xxxxxxxx xx xxxxxx Xxxxx xxx Xxxxxxxxxxxxxxx xxx xxx Xxxxxx xxxxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxx xxx xxx Xxxxxx xxxxx Xxxxx.

XXXXXXXXX: Xxxxxxxx xxx XXX XX, xxx xxxx xxxxxxxxxx Xxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxx, xxxxxxxx xxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxxx xxxxxxx xxxxxxxxxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxx xxxxxxxx xxx xx Xxx. x Xxxx x XXX XXx.

XXXXXXX: Xxxxxxxx xxx Xxxxxxxxxxxxxxxx XX, xxx xxxx xxxxxxxxxx Xxxxx xxxxx xxxxxxxxxxxxxxxxxxxxxx xx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxxxx, xxxxxxxx xxxxx Xxxxxxxxxxxxxxxxx, x. X. xxxx XXX XX xxx xxxxxxxxxxxxxx xxxxxxxx xxxx, xxxx XXX XX xxxx Xxxxxxxxxx xxxxxxxxxxx xxxx, xxxx xxx xxxxxxxxx Xxxxxxxxxx xxxxxxx xxxxxx xxxxxxxx xx xx Xxx. x XXX XXx.

d) Wegfall der Beitragszahlung zur Rentenversicherung ab 2011

Xxxx xxx xxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxxxx xxx Xxxxxxxxxxxxx xxxx Xxxxxx xxxxxx xxx xxxxx Xxxxxxxxxxxxxx: Xxxx xxxx xxxx xxx Xxxxxxx xxx xxx Xxxxx xxx xxx xxxx xxx XXX xxxxxxxxx x xxxxx xxxxxx xxx XXX. Xxx xxxxx Xxxxxxxxxxxxxxxxxx xxx xx,x x xxxxxxxx xxx xxxxxxxxxx Xxxxxxx xx,xx XXX. Xxx Xxxx xxxx Xxxxxxxxxxxxxxx xxxxxxx xxx xxxxxxxx xxxxxxxxxx Xxxxxxxxxxx xx x,xx XXX xxx xxx Xxx. x Xx. xx XXX XXx.

Xxxxxxxx xxx Xxxxxxxxxxxxxxxx XX, xxx xxx xxx Xxxxxxxxxxxxxxxxxxxx xx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxxxxxx xxxx xxx x Xxx. xx XXX XXx, xxxxxxxx xxxxx Xxxxxxxx xx xxx Xxxxxxxxxx, xxx xxxx xxx Xxxxx xxx Xxxxxxxxxxxxxxx xxxxxxxxxx xx xxx xxxxxxxxxxx Xxxxxxxxxxxxxxxxxx, xxxx xxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxx xxxx xxxx xxxx xxxxxxx Xxxxxxxxxxxxxxx xxxx xxxxx xxxxx Xxxxxxxxxxxxxxxxxxx xx xxx Xxxxxxxxxxxxxxx xxx Xxxxxxxxx xxxxxxx xxxxxx. Xxx Xxxxxxxx xxx xxx xx,xx XXX xxxxxxxx xxx xx Xxx. x XXX XXx.

Xxx xxxxxxxx: Xxxxx xxx xxxxxxxxx Xxxxxxxxxxxxxxx xxxxxx xxxxxxx xxx xxxxxxxx Xxxxxxxxxxxxxxxx xxxxxxxx. Xx xxxxxxx xxx Xxxx Xxxxx xxx Xxxxxxxxxxxxxxxx XX xx xxxxx Xxxxxxxxxxxxxxx xxx xxxxxx xxx x,xx XXX xxxxxxxxx. Xxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxxx xxxxxx xxxx xxx xxxxxxxxx Xxxxx xx x,xx XXX xxx Xxxxx xxxxxxxx xxx.

XXXXXXX: Xxx Xxxxxxxxx xxxx xxxx XXX XXxXxxxxxxx xxx xxxx xxx Xxxx xxxx xxxxx, xxxxxxxx x,x Xxx. Xxxx xxxxxxxxx. Xxx Xxxxxxxxx xxxx xxxxx xxx Xxxxxxx xxxxx, xx xx Xxxxx xxxx xxxxxxxxxxxxx Xxxxx xx xxxxxxxx.

9. Renteneinbuße durch höhere Besteuerung der Renten ab 2005

Xxx x.x.xxxx xxxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxxxxxxxxx xxx xxxxxxxx. Xx xxxxx xxxx xxxxxx Xxxxxxxx xxx xxxx xxxx xxx Xxxxxxxxxxxxx xxxx Xxxxxx xxxxxxxxxxxx xxxxxxxxx. Xxxxxx xxxx xxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxx Xxxxxxxxx, Xxxxxxxxxxxxxx xxx xxxxxx Xxxxxxxxxxxxxxxx xxxxxxxxxxxx xxxxxxxx. Xxx xxxx xxx xxx xxxxxxxxxxx Xxxxx xxxxxxxxx xxx xxx Xxxxxxxxxxxxx xxxxxxxxxxxxxxx.

Xxxxxx xxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxxxxx xxxx xxxx xxxxx xxxx xxx xxx Xxxxxxxxxxxxx xxxxxxxxxx, xxxxxxx xxx xxx xxx. Xxxxxxxxxxxxxxxxxx. Xxxx xxxx xxxx xxxx xxxxxxxxxxx Xxxxxxxxxxxx, Xxxxxxx xxx Xxxxxxxxxxxx, Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxx. Xxx Xxxxxxxxxxxxxxxxxx xxx xxx xxxxxxxxxx Xxxxxxxxxxx, xxx xxxx xxx Xxxx xxx Xxxxxxxxxxxxx xxxxxxxxxx xxxxxxxxxx xxx. Xxxxxxxxx xxx xx x xx Xxxxx xxxx xxxxxxx xxxx xxx Xxxxxxxxxxxxxxxxxx xxxx xxxxx xxxxx Xxxxxxxxxxxxxxx xx xxx Xxxxxx xxxx xxx xxxx xx xxxxxxx x Xxxxxxxxxxxxx xxx xx xxx Xxxxxx xxxx xxx xxxx xx xxxxxxx x Xxxxxxxxxxxx xxx xx Xx. x Xxxxxx. x Xxxxxxxxxxxx. xx XXxXx:

• Xxx Xxxxxxxxxxxxxxxxxx xxxxxxxx xxxx xxxx Xxxxxxx xxx Xxxxxx xxxx xxx xxxx xxxxxxxxxx, xxx xx Xxxxx xxxx xxx xx Xxxxx xxxxx, xxxxxxxxxxx xxx Xxxxx xx x xxx Xxxxxxxxxxxxxx.
• Xxx xx Xxxxx xxxx xx Xxxxx xxxx, xxxx xx x xxx Xxxxxxxxxxxxxx xxxxxxxxxx.
• Xxx xx Xxxxx xxxx xx Xxxxx xxxx, xxxx xx x xxx Xxxxxxxxxxxxxx xxxxxxxxxx.
• Xxx xx Xxxxx xxxx xx Xxxxx xxxx, xxxx xx x xxx Xxxxxxxxxxxxxx xxxxxxxxxx.
• Xxxxxxx, xxx xx Xxxxx xxxx xx Xxxxx xxxxx, xxxxxxx xxxx Xxxxxx xx xxxxxx Xxxxx xxxxxxxxxx.

Xxx xxx Xxxxxxxxxxxxxxxxxx xxxx xxx Xxxxx xx Xxxx xxx Xxxxxxxxxxxxx xxx xx xxxxxxx Xxxxxxxxxxxxxxxx xxxxxxxxx. Xxx Xxxxxxxxxx xx xxxxxxx Xxxx xxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxx, xxx xxxx xxxxxxxxxx xxxxxxxxxxxx xxxxxxxxxx xxxxxx. Xx xxx xxxxxxx Xxxx xxx xxx Xxxxx xx xxxxxx Xxxxx xxxx Xxxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxx xxx XxxxxxxxxxxxxxxXxxxxxxxxxxxxx xxx xxx XXX xxxxxxxxxxxxxxx.

Xxx xxxxx xxxxxx xxxxxxxxx Xxxxxxxxxxxxxxxx xxxxxx xxxx, xxxx Xxxxxxxxxxxxxxxxx xx xxx xxxxxxx Xxxxxxxxxxxxxxxx xxxxx xx xxxxxx Xxxxxx xxxxxxxxxxxxxxx xxxxxx. Xx xxxxxxx Xxxxxx, xxx xxxxxxxxxxx xxxx xxxxxxxxxx xxxx, xxxxxxx xxx Xxxxxxxxxxxxxxxxx xx Xxxxx xxx Xxxx xx xxx Xxxxxxxxxxxxx xxxxxxxxxxxxx.

XXXXXXX: Xxxx xxx Xxxxx xxxxxx xxxxxxxxx xxx xxxx xxx Xxxxxxxxxxxxxxx xxxxxxxxx, xxxx xx xxxx xxxx xxxxxx xxxx xx xxxxxxxxx.

Xxxxxxx Xxxxxxxxxxxxx:

x Xxxxxx xxx xxx Xxxxxxxxxxx Xxxxxxxxxxxxxxxxxx.

x Xxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx: Xxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxxx xxxxxxxxx xxxxxx.

10. Renteneinbuße durch Kaufkraftverlust

Xxxx xx xxx Xxxxx xxxx xxx Xxxxxxxx xxx xxx Xxxxxxxxx x xxxxx, xxxx xxx xxxxxxxx xxxxx xxxx xxxxxx. Xxxx xxx Xxxxxxxxxxxxxxxx xxx Xxxxx xxxxxx xx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxx xxxxx xxx.

Xxx x.x.xxxx xxxxx xxx Xxxxxxxxxxxxxx xxx xx xxx xx x xxxxxxx. Xxxxxxxxxx xxxx xxx xxxxxxxxxxx Xxxxxxxxxx xxx x x xxxx Xxxxxx xxx xxxxxxxxxx Xxxxxxx xxxxxxxxxxxxx Xxxxxxxxxxxxx xxxxxxxxxxxx xxxxxx, xxxx xxxx Xxxxxxx xxx xxxxxx Xxxxxxxxxxxxxxx xxxxxxxxx xxxxxxxxx.

XXXXXXX: Xx Xxxxxxxx xxxx xxx Xxxxxxxxxxxx xxxxx xxxxxxxxx xxxxxx, xx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xx xxxxxx. Xxxx xxxxxx xxxxxxxxxx xxxxx Xxxxxxxxxx xxxx Xxxxxxx.

11. Renteneinbuße durch Förderung der betrieblichen Altersvorsorge

Xx Xxxxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxx xxx xxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxxx xxx xxxxx xxxxx Xxxxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxx xxxxxxxx, xxx xxxx xxx Xxxxxxxxxxxx, Xxxxxxxxxxxxxxxxxxxx, Xxxxxxxxxxxxxxxxxx, Xxxxxxxxxxxxx xxx Xxxxxxxxxxxxx xxx x Xxx. x Xx. x Xxxxxxxxxxxxxxxxxxxxx. Xxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxxxx xxxxxxx, xxxx xxx Xxxxxxxxx xxxxxxx xxx xxxxxxxxxxxxxxxxxxxxxxx xxxxxxx. Xxxx xxxxxxxxx Xxxxxxxxxx xxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxx xxx xxx xxxxxxxxxxxxxxx xxxx xxxxxx, xxxx xxxx xxx xxxxxxxx xxxxx Xxxxxxxxxxxxxxxxx xxxxx xxxx xxxxxx xxxx xxxxxxxxx Xxxxxxxxxx xxxxxxxxxxxx xxx x Xxx. x Xx. x XxXXx xx xx Xxx. x XXX XXx.

Xx xxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxx xxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxx xxx, xx xxxxxx xxxx xxxx xxxx Xxxxxxxxx x xxx xxxx xxxx xxxx xxxxxxxxxxx xxx xxxxxxxxxx Xxxxxxx:

Xxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxx xxx Xxxxxxxxx xxxxxxxxx xxx Xxxxxxxxxxxxxxx, xxxx xxxxxxxxx Xxxxxxxxx xxxx xx xxxxxxxxxx Xxxxxxxxxxxxxxxxx xxxxxxx xxx xxxxx xxxxx xxx xxxxxxxxxxxx xxxxxxxxxxxx Xxxxxxxx xxxxxxxxxxxx xxxxxx. Xx xxxx xxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxx xxxx xxx xxxxxxxxxxx Xxxxxxxxxxxxxxxxx xxxxxxxxxx xxxx xxx xxxxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxx xxxxxx, xxxxxx xxxxx xxx Xxxxxxxxxxxx xxx xxxxxxxxxx Xxxxxxxxxxxxxxxxx xxxx xxxx Xxxxxxxxxxxx xxxxx xxxxxxxx xxxxxxxxx. Xxxxxxxxxxx xxxxxx xxxx xx xxx xxxxxxxxxxxx Xxxxxx xx xxxx x xxx x x xxxxxxxxxx. Xxx Xxxxxxxxxxxxxxxxxxxxxxx xxxxxxxx, xxxx xxx Xxxxxxxxxxxxxxxxxx xxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxxxxxxxx xxxx x,x Xxx. Xxxx xxxxxxxx.

XXXXXXX: Xxx Xxxxxxxxxxxxxxxxxxxxx Xxxxx Xxxxxxxxxxxxxx xxxxx xx xxx Xxxxxxxx, xxxx xxx xxxxxxxxxx Xxxxxxxxxxxxxx xx Xxxxx xxxx xxxx XxxxxxxxxxxxxxxXxxxxxxxxx xxx x.xxx XXX xxxxx, xxx Xxxxxxxxxx xxx xxx x.xxx XXX xxx x.xxx XXX. Xxxx xxx xxxxxxx Xxxx XxxxxxxxXxxxx xxx xxxxxxxxx, xxxx xxx xxxxxxxxxx Xxxxxxxxxxxxxx xx Xxxxx xxxx xx xxxxx xx XXX xxxxxxxxx, xxxx xx x xxx Xxxxxxxxxxxx xxx XxxxxxxxxxxxxxxXxxxxxxxxx xx Xxxxxxxx xxxxxx.

Xxxxxxx Xxxxxxxxxxxxx: Xxxxxxxxxxxx Xxxxxxxxxxxxxx: Xxx Xxxxxxxx xxx Xxxxxxxxxxxxxxxxx.

12. Weitere Maßnahmen mit Einbußen bei der Rente

Anhebung der Altersgrenze bei Altersrente wegen Arbeitslosigkeit und Altersteilzeitarbeit

Xxx "Xxxxxxxxxxx xxxxx Xxxxxxxxxxxxxxxx xxxx xxxx Xxxxxxxxxxxxxxxxxxxx" xxxx xxxxxxx xxx xxx xx. Xxxxxxxxxx xx Xxxxxxxx xxxxxxxx xxxxxx, xxxx xxxxxxxxx Xxxxxxxxxxxxxxx xxxxxxxx xxxx. Xx xxx x.x.xxxx xxxx xxx Xxxxx xxxxx Xxxxxxxxxxxxxxxx xxxx xxxx Xxxxxxxxxxxxxxxxxxxx xxxxx xxxx xxx xx Xxxxxx xxxxxxxx, xxxxxxx xx xxxxxxxxxxx Xxxxx xxxxxxx: Xxxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxxx xxx xxxx xxxx xx xxx Xxxxxx xxxx xxx xxxx xxx Xxxxxxxxxxxx xx Xxxxxxxxxxxxxxx xxx xx xxx xx Xxxxx xxxxxxxxx.

Xxxxxxx Xxxxxxxxxxxxx: Xxxxxxxxxxx xxxxx Xxxxxxxxxxxxxxxx xxxx xxxx Xxxxxxxxxxxxxxxxxxxx.

Bezahlung der Beiträge zur Pflegeversicherung in voller Höhe

Xxxx xxx x.x.xxxx xxxxxxx Xxxxxxx xxxxx Xxxxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxx xxxxxx. Xxx xxxx x,x x xxx Xxxxx x xxxxxxx xxxxxx x,xx x xxx xx Xxx. x XXX XXx. Xxxx xxxxxxxxxx xxx xxxxxx xxxxxxxxxxxxxxxxxx Xxxxxxx xxxxxx xxx Xxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxx xxx xxxx XXX XX xxxx xxxxxxxxxxx.

Verschiebung des Auszahlungstermins für Neurentner

Xxx xx xxx x.x.xxxx xxxxxxxx Xxxxx xxxxxxx, xxxxxxx xxxxx xxxxx xxxx x xxx xxx Xxxxxxxxxxxxxxx x xx Xxxxxxxxxxxx, xxxxxxx xxxx xx Xxxxxxxxxx xxx xxx XXX XXx.

Höherer Krankenversicherungsbeitrag auf Betriebsrenten und andere Versorgungsbezüge

Xxxx xxx x.x.xxxx xxxxxxx Xxxxxxx, xxx xx xxx Xxxxxxxxxxxxxxxxxxx xxx Xxxxxxx xXXxXx xxxxxxxxxxxxxxxxx xxxx, xxxx Xxxxxxxxxxxxxx xxx xxxxxx Xxxxxxxxxxxxxxxxxx xxx xxxxxx xxxxxxxxxxx Xxxxxxxxxxxx xxx xxxxxxxxxx Xxxxxxxxxxxx xxxxxxx xxxxxx. Xxxxxx xxx xx xxx xxx Xxxxxxx xxx Xxxxxxxxxxxxxx xxxxx xxx, xxx XXX Xx.

Xxxxxxx, xxx xx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxx xxxxxxxxxx xxxxxxxxxx xxxx, xxxxxxx xxxx Xxxxxxxxxxxxxx xxx xxxxxx Xxxxxxxxxxxxxxxxxx xxxxx xxxx Xxxxxxxxxxxxxxxx xxx xxxxxxxxxxxxxxxx Xxxxxx xxxxxxxxx xxx xxxxxx xxxxxxxxxxx Xxxxxxxxxxxx xxx xxxxxxxxxx Xxxxxxxxxxxx xxxxxxx xxxxxx. Xxxxxx xxx xx xxx xxx xxxxxxxxxxx Xxxxxxxxxxxx xx xxxxxx Xxxxx xxx xxx Xxx. x Xxxx x x.X.x. xx xxx Xxx. x xxx xx xxx XXX Xx.

Xxxxxxx Xxxxxxxxxxxxx: Xxxxxxxxxxxxxxxxxxx: Xxxxx Xxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx.

Voller Krankenversicherungsbeitrag auch auf Kapitalzahlungen

Xxx Xxxxxxxx xx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxx xxx, xxxx xxxx xxx x.x.xxxx Xxxxxxxxx xxxx xxxx Xxxxxxxxxxxxxxxx xxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx, Xxxxxxxxxxxxxx xxxxxx. Xxxx xxxx xxxxx xxx, xxxx xxx Xxxxxxxxxxxxxxx xxxx xxxx Xxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xXxxxxxxxxxx, Xxxxxxxxxxxxxxxxx xxxxxxxx xxxx, xxxxxxx xxxx xxxx, xxxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxx xxxx xxxxxxxx xxxxx xxx xxx Xxx. x Xxxx x XXX Xx.

Xxxxxxx Xxxxxxxxxxxxx: Xxxxxxxxxxxxxxxxxxx: Xxxxx Xxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx.

Zusatzbeitrag zur Krankenversicherung und Pflegeversicherung

Xxxx xxx x.x.xxxx xxxxxxx xxxxxxxxxx Xxxxxxx, xxx xxxx xxxx xxxxxxx xxxx, xxxxx Xxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xx Xxxxx xxx x,xx Xxxxxxxxxxxxxx xxxxxxx. Xxxxxxxxx xxxxxxx xxxx xxx x.x.xxxx xxxx Xxxxxxx, xxx xx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxx xxxxxxxxxx xxxx, xxxxxx xxx xxx Xxxxxxxxxxxx xxxxx Xxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxx xx Xxxxx xxx x,x Xxxxxxxxxxxxxx xxxxxx.

Rentenanpassung im Jahre 2000 nur in Höhe der Inflationsrate

Xx Xxxxx xxxx xxxxxxxx xxx Xxxxxxxxxxxxxxx xxxxx xxx xxxxxxx xxxx xxx Xxxxxxxxxxxxxxxxxxxx, xxxxxxx xxx xx Xxxxx xxx Xxxxxxxxxxxxxx. Xxxxx Xxxxxxxxx xxx xxxxxxxxxxxxxxxxxxxx xx Xxxxxxx xXXxxxXxXxxxxx xxx xx.x.xxxx, x XxX xxxxxxx.

13. Angleichung der Rentenwerte Ost und West ab 2018

Xxxx xxxxxxxxxxx Xxxxxxxxxx xxxx xxx Xxxxxxxxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xx xxx xxxxx xxx xxxxx Xxxxxxxxxxxxxx xxxxxxxxxxxxxxx: Xxxx xxx x.x.xxxx xxxxxxxx xxx xxxxxxxx Xxxxxxxxxx xx,xx XXX xXxxxx xxx xx,xx XXX xXxxx. Xxx x.x.xxxx xxxxxx xxx xxxxxxxx Xxxxxxxxxx xxx xx,xx Xxxx xXxxxx xxx. xxx xx,xx Xxxx xXxxx.

• Xxxx Xxxxxxxxxx xxxxxxx xx xxxx xx xxx Xxxxxx, xxx xxx Xxxxxxxxxxxx xxxx xxxxx Xxxx Xxxxxxxxxxxxxxxxxxxxxx xxx xxxxxxxxxx Xxxxxxxxxxx xxxxxxx. Xx xxxx xxx xxx Xxxxxxxxxxxxxxx xxxxxxxxx xxx x.x. xxxxxxxxxx. Xxx Xxxxxxxxxx xxxx xxxx xxxxx xxxxxxxxx xxxxxxxxxxxxx Xxxxxx xxxxxxxxx, xxx xx xx xx Xxx. x XXX XX xxxxxxxxxxxxxxx xxx.
• Xxx xxxxxxxx Xxxxxxxxxx xXxxx xxx xxxx xxx x. Xxxx xxxx xxx xx,xx XXX xxx xx,xx XXX xx x. Xxxx xxxx xxxxxxxxx xxx xxx xxxx xxxxx xxxx xxxxxxxxxxxx. Xxx xxxx xxx xxxxx Xxxxxxxxxxxxx xxxxxxxxxxx xxxxxxxx Xxxxxxxxxx xxx xxxx xx xxxxxxxxx Xxxxxxxx xxx xx,xx XXX xxx xx,xx XXX xxx xx xx Xxxxxxx xxxxxxx. Xxx xxxxxxxx Xxxxxxxxxx xXxxx xxx xxxx xxxxx xxxx xxx Xxxxxxxxxxxxxxxxxx xxxx xxx xxxx xx Xxxxxxx xxx x.x.xxxx xxxxx,x Xxxxxxx xxx Xxxxxxxxx xxxxxxx.

Xxx Xxxxxxxxxxx xxx Xxxxxx xxxxxxx xx xxxxxx Xxxxxxxxx, xx xxx Xxxxxxxxxxx xx Xxxxxxxxxx xx xxxxxxxxxxx.

• Xxx xxxxxxxx Xxxxxxxxxx xXxxx xxxx xx xxxxx xxxxxx Xxxxxxxxxx x. Xxxx xxxx xxx xx,x Xxxxxxx xxx Xxxxxxxxx xxxxxxxxx. Xx xxx xxxxxxxx Xxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxx xxxxxxxx xxxxxxxxx Xxxxxxxxxx xXxxx xxx xxx Xxxxxxxx xxxxx Xxxx xx x,x Xxxxxxxxxxxxx xxxxxxxxx, xxx xxx xxxxxxxx Xxxxxxxxxx xXxxx xxx x. Xxxx xxxx.xxx Xxxxxxx xxx Xxxxxxxxx xxxxxxxx xxxxx xxxx.
• Xxx Xxxxxxxxxxxxx xXxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xXxxx xxxxxx xxx x. Xxxxxx xxxx xxxxxxxxxxxx xx xxx Xxxxx xxx xxxxxxxxxx Xxxxxxxxx xxxxxxxxxxx, xxx xxx xxx x. Xxxxxx xxxx xxxxxxxxxxxx xxx xxx xxxxxxxxxxxxxx Xxxxxxxxx xxxxxxxxx xxxx xxxxxx.
• Xxx Xxxxxxxxxxx xxx xx xxx xxxxx Xxxxxxxxxxxxxx xxxxxxxxx Xxxxxxxxxx xxxx xxxxxxxxxxxx xxxxxxxxx xxx xxxxxxxxx xx x. Xxxxxx xxxx xxxxxxxxxxxx.
• Xxx Xxxxxxxxxxxxxxxxx xxxxxxx xxxxxxxxxxxxxx xxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx. Xxxx xxx Xxxxxxxxxxxxxxx xx xxx xxxxx Xxxxxxxx xxx xxxx xxxxxxxxxxx, xxxx xxx Xxxxxxxxx xxx xxxxxxxxx Xxxxxxxxxxx xXxxx xxxxxxx xxxxxx xxxxxxxxx xxx xxxx xxx xx Xxxxxx x xxxxxxxxxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxx xxx xxxx Xxx. x XXX XXx.
  Xxx xxxxxxxx: Xxxxxxx xxx Xxxxxxxxxxxxxxxxxxx xx xxx xxxxx Xxxxxxxx xxxxxxxxx, xxxxxx xxx Xxxxxxxxxxx Xxx xxxxxxxxx xxxxxxxxx xxxxxxx xxx xx xxx xxxxxx Xxxxxxxxx xxxxxxxxxx, xxxx xxx Xxxxx xxxx xxx xxxxxx xxxxxxxxx Xxxxx xxxxxxxxx. Xxxx xxxxxx: Xxxxxx xxx Xxxxxxxxxx xxxx xxx Xxxxxxxxxxxx xxxx xxx xxxxx Xxxxxxx xxxxx xxxxxxxx Xxxx xxx xx xxx xxxxxx Xxxxxxxxx xxxxxxxxxx, xxxx xxxx Xxxxx xxxx xxx xxxxxxxx Xxxx xxxxxxx

Xx xxx x. Xxxx xxxx xxxx xx xxxx Xxxxxxxxxxx xxx xxxxxxxxxxxxx xxxxxxxxxxxxxxx xxxxxxxxx Xxxxxxxxxx xxxxxx. Xx xxx Xxxx xxxx xxxxxx xxxxxxxxxxxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxx xXxxxxxxxxxxxxxxxxxxx, Xxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxx xxxxxx. Xxxx xxx Xxxxx xx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx xxx Xxxxxxxxx xxxxxx xxxxxxxxxxxxxxx xxxxxx. Xxx Xxxxxxxxxxxxxxx xxxx xx xxxx xxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xxxxxx xxx Xxxx xxxx xx xxx xxx Xxxxxxxxx xxx xxxxxxxxxxxxxxx Xxxxxxxxxxxxxxx xxxxxxxx.

Xxx x. Xxxx xxxx xxxxx xxx xxxxxxxx Xxxxxxxxxx xx xxx Xxxxxx xxx xxxxxxxxx Xxxxxxxxxxx xXxxx, xxx xxx xxxxxxx xxxxxxxxxxx Xxxxxx xxxx xxxxxxxx xxxxxxxxxx. Xxxxxxxxx xxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxx xxxx Xxxxxxxxxxxxxxxxxxxx xxx xxxx XXX XXx. Xxxx xxx Xxxx xx x. Xxxxxx xxxx xxxx Xxxxxxxxxxxxxxxxxxxxxxxxx xXxxx xxxxx xxxx xx xxxxxxxxx xxx xxxx XXX XXx xx xx Xxx. x XXX XXx.

Xxx Xxxxxx xxx Xxxxxxxxxxx xxxxxxx xxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx xxxxxxxxxxx xxxxxx: Xxxx xxx Xxxxxxxxx xxxx xxxxxx Xxxxxx xxx xxx Xxxxxxxxx Xxxx xxxxxxxxxxxx, xx Xxxx xxx xxxxxxxxxx Xxxxxxxxxxx xxx Xxxxxxxxxxxx xxxx xxx xx xxxxx xxxxxxxxx Xxxx xxxxxx xx xxxx x,x Xxxxxxxxxx Xxxx xxxx. Xxx xxx Xxxx xxxx xxxxxx xxx Xxxxxxxxxx xxx xxx xx xx,x Xxxxxxxxxx Xxxx xxxxxxxxx. Xxx Xxxxxxxxxxxxxxxx xxxxxx xxx xxxx xxx xxxx xxxxxxxxx xxx x Xxx. Xxxx xxxxxxxx xxx xxxxxx x Xxx. Xxxx xxxxxxxxx.

Hochwertungsfaktor wird abgesenkt

Xxxx xxxxxxxxxxx Xxxxx xxxxxx xxxx xxx xxxxx Xxxxxxxxxxxxx xxxxxxxxx Xxxxxxxxxxxxxx xxxx xxx Xxxxx: Xx xxxx Xxxxxxxxxxxxxxxx xxx xxx xxxxxxxxxxxxxxxx xxxxxxxx Xxxxxxxxxxx xx xxx xxxxx Xxxxxxxxxxxxxx xxxxxxxxxxxx, xxxxxx xxx Xxxxxxxxxx xx xxx xxxxx Xxxxxxxxxxxxxx "xxxxxxxxxxxx" x xxx xxx xxx. Xxxxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxx, xxx xx Xxxxxx xx xxx XXX XX xxxxxxxx xxx.

• Xxx Xxxxxxxxxxxxxxxxxxxxxx xx Xxx xxx xxxxxxxxx xxx xx Xxxx. Xxx xxxxxxxx xxxxxxxxxxxx Xxxxxxxxxxxxx Xxx xxxx xxxxxxx Xxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxx Xxxx xxxxxxxxxx. Xx Xxxxx xxxx xxxxxxxx xxx xx Xxxxxx x.xxx Xxxx xxx xx Xxxxx x.xxx Xxxx. Xx xxxx xxx Xxxxxxxxxxxxxxxxxxxxxx x Xxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxxxxxxxxxxxxx xxxx, xxxxxx xxxx xxx Xxxxxxx xxxx XxxxXxxxxxxxxxxx xxx xx Xxx. x XXX XXx.
• Xxxxxxxxxxxx xxxxxxx Xxxxxxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xxxxxx. Xxxxx xxx xx Xxxxx xxxxxxxxx xxx xx Xxxxxx xxx xxxx xxxxxxx Xxxxxxxxxxxxxxx xxxxxxxxxx. Xx Xxxxx xxxx xxxxxxxx xxx xx Xxxxxx xx.xxx XXX xxx xx Xxxxx xx.xxx XXX xxx xxxx XXX XXx.

Xxx Xxxxxxxxxxxxxxxxxx xxx xxx xxxxxxx Xxxxxxx xxxx XxxxXxxxxxxxxxxx. Xxxx xx xxxxx xxxxxx, xxxx Xxxxxxxxxxxxxxxxxxxxx xx xxx xxxxx Xxxxxxxxxxxxxx xxxxxxxxxxx xxxxxx. Xx Xxxxx xxxx xxxxx xxx Xxxxxxxxxxxxxxxxxx xxx x,xxxx. Xxx xxxxxxxx: Xxx Xxxx xxx Xxxxxxxxxxxx xxx xxx xxxxx Xxxxxxxx xxxx x xxx xxxxxx Xxxx xxxx xxx Xxxxx xxxxxxxx x xxxxxx xx xx,xx Xxxxxxx xxxxxxx. Xxxxx Xxxx Xxxxxxxxxxxxx xxxx xxxx xxx Xxxxx xx xxxxxxxxx, xxx xxxxx xx x,xx Xxxx xxxx. Xxx xxxxx Xxx xxx xxxxx xxxxxxxxxxx Xxxxxxxxx xxx x.xxx XXX xxxx xx xxx Xxx xxx x.xxx Xxxx Xxxxxxxxx x xxxxxxxxxx xxxx xxx Xxxxxxxxxx xxx xxxxxxxxxx Xxxxx. Xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxx xxxx xxxxxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxxxx xxxxxxxxx. Xxx Xxxxx:

• Xxx Xxxxxxx xxxxxxxx Xxxxxxx xxxxxx xx Xxxxx xxxxxxxxxxxx xxxxxxx, xxxxxx xxxxx xx Xxxxxxxxxxxx xxxxxxx xxxxx xxxxxxx Xxxxxx xxxxx xxx xx Xxxxxx.
• Xxx xxxxxxx Xxxxxxxxxxxx xx xxx xxxxx Xxxxxxxx xxxxxxxxx xxx Xxxxxxxxxx xxx Xxxxxxxxx.

Xxx x. Xxxxxx xxxx xxxxxxxxx xxx Xxxxxxxxxxx xxx xx xxx xxxxx Xxxxxxxxxxxxxx xxxxxxxxx Xxxxxxxxxx xxxxxxxxxx. Xxx Xxxxxxxxxxx xxx xxx Xxxxxxxx xxxx xxxxxx xxxxxxxx. Xxx xxx xx. Xxxx xxxx xxxxxxx xxxxxxxxxx Xxxxxxxxxxxxx xXxxx, xxx Xxxxxxxx xx xxxxxxxxx Xxxxxx, xxxxxx xx xxx x. Xxxx xxxx xx "xxxxxxxx" Xxxxxxxxxxxxxx xxx xxxx xxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxx. Xxxxxxxxxxxxxxxxx xxx xxx xxxx xxxxxxxxxxxxx xxxxxxxxx Xxxxxxxxxx xxxxxxxxxxxxxxx.