Xxxxxx xxx Xxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxx, xxxx xxx xx Xxxx xxx Xxxxxxx xx xxxxxx Xxxxx xxxxxxxxxx xxxxxxxxx:
Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxx xxx xxx Xxxxxxxxx xxx Xxxxxxxxxx xxxx xxx xxxxxxxxxxx xxx. xxxxxxxxxxxxx Xxxxxxxxxxxxx, xxxx xxx xxx xxx. xxxxx xxxxxxxxxxx Xxxxxxxxxxxxxx xxx. Xxxxxxxxxxxxxxxx xxxxxxxxx. Xxxxx Xxxx xxxxxxxxxx Xxxxxxxxx xxx xxxxx Xxxxxxxxxxx xxxx Xxxxxxxxxxx xxxxxxxx xxx xxx xxx Xxxxxxxx xxxx xxxxxxx Xxxxxx xxxxxxxxx xxxx, x. X. xxx Xxxxxxxxxxxx xxxxx xxxxxx xxxxxxxxx Xxxxxxx, xxxxx Xxx xxxx xxxxx Xxxxxxxxxxxxxxxxxxx, xxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxx xxxxxxxxxx xxxxx xxxxxxxxx. |
1. Was alles sind Finanzierungskosten?
Laufende Schuldzinsen
Xxx Xxxxxxxxxxxxxx xxxxxxxxx xxxx xxx Xxxxxxxxxxxx xxxx Xxxxxxxx xxx Xxxxxx, Xxxxxxxxxxxxx, Xxxxxxxxxxxxxx, Xxxxxxxxxxxx, Xxxxxxxxxx xxxx xxx xxxxxxxxxxxxx Xxxxxxx. Xxxxxxxxx xxx xxxx xxx xxx xx xxx xxxxxxxxxxx Xxxxxxxxx xxxxxxxxxx Xxxxxxxxxx, xxxxx xxxxxxxx xxx Xxxxxxxxxxxxxx xXXXxXxxxxx xxx xx.xx.xxxx, XXxXx. xxxx XX X. xxxx.
Xxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx:
- Xxxxxx Xxx xxx Xxxxxxxx xxx, xx xxxxx Xxxxxxxxxxxxx xxxxxxxxxx, xxx xxx Xxxxxxxxxx xxxx xxxxxx Xxxxxxxx xx. X. xxxxxxxxxxxxx Xxxxxxx xxxxxxxxxxx xxxxx, xxxx xxx Xxxxxxxxxxxx xxxxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxx xxxxxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XXxXx. xxxx XX X. xxxx.
- Xxxxx Xxx xxx Xxxxxxxxxx xxx xxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxx xxxxx Xxxxxx xxxxxxxxx, xxxx xxx Xxxxxxxxxxxx xxxxxx xxxxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxx xxxxxxxxx. Xxxx Xxxxx xxx Xxxxxxxxxxxxxx xxx xxxx xxxxx, Xxxxxxxxx xx xxxxxxxx, xxxxxxx xxx Xxxxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxx xx xxxxxxxxxxx xXxxxxxxxxxxxxxxxxx XX xxx xx.x.xxxx, XXX xxxx X. xxxx.
Kreditnebenkosten
Xxxxxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx. Xxxx xxxxxxx xxxx Xxxxxxxxxxxxxxxxxxxxxx, xxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxx, Xxxxxxxxxxxxxxxxxxxxxxx, Xxxxxxxxxxxxxxxxxxxxx, Xxxxxxxxxxxxxxxxxxxxxxxx, Xxxxxxxxxxxxxxxxx, Xxxxxxx xxxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxx.
Disagio / Damnum
Xxx Xxxxxxxxxxxx xxxxx Xxxxxx xxxx xxxxx Xxxxxxxxxxxxxxxx xxxxxxx Xxxxxxxx xxxx xxxxxxx xxx Xxxxxxx xxxxxxxxxx. Xxx Xxxxxxx x xxxx Xxxxxx xxxxxxx x xxxx xxx Xxxxxxxxxxxxxxx xxxxxxxxxxx xxx xxx xxxxx xxxx Xxxxxxxxxxxxx xxx xxx Xxxxxx. Xxxx xxxxxxx xxxxxxxxxx xxxx xxx Xxxxxxxx xxx xxx xxxxxxxxxx Xxxxxxxxxxxx xxxxxxxx xxx Xxxxxxxxx, xxxx xxx xxx Xxxxxxx xxxxxxxxxxxxx xxxx. Xxx Xxxxxxxx xxx: Xxxxx xxx xxxxx xxxxxxxxxxxx Xxxxxxxx xxx xxx. xxx xxxxxxxx Xxxxxxxxxxxx xxxxxxxxxxx, xx xxxxxxxxx xxx xxxxxxxxxxxxxxx xxx xxx xxxxx Xxxxxx xxxx Xxxxxxx. Xxxx xx xxxx xxxx xxxxx xxxxxxxxxxx Xxxxxxx: Xxxxx xxx Xxxx xxx. xxx Xxxxxxx xxxxxxxxx xxxx, xxxx xxx Xxxxxxx xx xxxxxx Xxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx xxxxxx, xxxxxx xx "xxxxxxxxxxxx" xxx.
- Xxx xxxxxxxxxxxx xxxxx xxx xxxx xxx Xxxx xxx xx x xxx Xxxxxxxxxxxxxx xxx xxxxxxxxxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxx xxxxxxxxx xxx xx xxxxxx Xxxxx xxxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx xXXXxXxxxxxxxx xxx xx.x.xxxx, XXxXx. xxxx X X. xxxx.
- Xxxx xxxx xxxx xxx Xxxxxxx xxx xxxxxxxxxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxx xxxx xx Xxxxx xxx x x xxx Xxxxxxxxxxxxxx xxxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx xxxxxx. Xxx xxxxxxxx xxxxxxxxxxxxx Xxxxxx xxxx xxx xxx Xxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxxx x xxxx xxxxxx xxxxx x xxx xxx Xxxxxxxx xxx Xxxxxxxxx xxxxxxxx xxxxxx xXXXxXxxxxxxxx xxx xx.xx.xxxx, XXxXx. xxxx X X. xxxx xx xx Xxx. x Xxxx x XXxXx.
- Xxx Xxxxx xxx, xx xxx xxxxx Xxxxxxxxxxxxxxxxxx xxx xx Xxxxxx xxx Xxxxxxx xxx xx x xxxxxxxxxx xxx xxx Xxxxxxxxxxxxxx xxxxxxxxx xxxxxx xxxx. Xxxx xxx x Xxxxxx x x xxxxxxxxx xxxx, xxxxxxxx xxxx xxx xx Xxxxxx xx x xxxxxxxxx xxxx, xxxxx Xxx xxx xxxx xxxxx xxx Xxxxxxx "xxxxxxxxxxxx" xx xxxxxxxxxx
XXXXXXX xxx xxx Xxxxxxxxxxxxxxx xxxxxxxxxxx, xxxx xxx xxxxx xxxxxxxxxxxx Xxxxxxx xxx xxxx xxx x x xxx Xxxxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xx xxxxx xxxxxx. Xxxx xxxxxxxxxxx Xxxxxxx xxx x x xxxx xxxx "xxxxxxxxxxxx" xxxx. Xxxxx xxx xxx xxxxxxxxxxxxxx Xxxxxxx, xxx xxxx xxxxx Xxxxxx xxx xxxxx Xxxxxxxx xxx xxxx xxx xxxxx Xxxxxx xx xxxxxx xxx, xxxxx xxx xxx Xxxxxxxx xx xxxxxxxxx, xxxxxxx xxxx xx Xxxx xxx Xxxxxxx xx xxxxxx Xxxxx xxxxxxxxx xxxxxx. Xxx Xxxxxxx xxx xx x xxx xxxxxxxxxxxx Xxxxxxxxxxxxxx xxxx xxxxxxxx "xxxxxxxxxxxx" xxx xxxxx xx xxxxxx Xxxxx xxxxxxxxx xxxx xXXXxXxxxxx xxx x.x.xxxx, XX X xxxxxx.
- Xxx Xxxxxxx "xxxxxxxxxxxx" xxxxxxx xxxx xxx xxx xxxxxxx xxxxxxx xxxxxxxxxx Xxxxxxx. Xxxxxxx xxx xxx xxxxxxxxxx Xxxxxxxx xxxxx Xxxxxxxx xxxxxx xxxx xxx Xxxxxxxxxxxxxxxx xxx xxx Xxxxx xxx Xxxxxxxx xx Xxxxxxxxxxx xxx Xxxxx xxx Xxxxxxxx xxx Xxxxxxx, xxxx xx Xxxxxxxx xx xxx xxxxxxxxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx: Xxx xxxxxxxxxxxx xxx, xxx xxxx xxx xxxxxxxxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxxxxxx xxx xxx xxxxxxxx xxxxxxxxxxx Xxxxxx xx xxxxxxxxxxx. Xxx Xxxxxxxxxxxxxxxx xx xxxxx xxxxxx Xxxxxxxx xx xxxxxxx, xxxxx xxxxxxxx xxxxx xx Xxxxxxxx.
- Xxxxxxxxxxx xxx xxx xxxxxxxxxxxxx Xxxxxxx xxx "xxxxxxxxxxxxxxx" Xxxxxxxxxxxx, xxx xxxx xxxxx xx xxx xxx xxx xxxxxxxxx Xxxxxxxxxxx xxxxxxxxx Xxxxxx xxxxxx. Xxxx xxxx xxx Xxxx xxx, xxx xxxx Xxxxx xxx xxxxxxxxxxxxxxxx Xxxxxxxxxx.
- Xxxx xxxx Xxxxx xxx Xxxxxxxxxxxxxxxxxxx xxx xxxxx Xxxxxxxxxxxxxx xxx xxxxx xxxxxxx Xxxxxxx xxxxxxxxxxx, xxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxxx. Xxxxxxxxxx xxx xxxxxxxxx Xxxxxxx xxx Xxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxx xxxx xxx xxxxx Xxxxxxxxxxxxxx xxxxxxxxxxx Xxxxxxxxxxxxxxxx xxxxxxxxxxxx xxx xx Xxxxxx xxx xx Xxxxxxxxxxx xxxxxxxxx xx xxxxxxxxxx. Xxxxx Xxxxxxxxx xxxx xxxxxxxxx xxxxxx, xxxx xxxxxxxxx Xxxxxxxxx xxxxxxxxx, xxx xxxxxx xxxxxxxx, xxxx xxx Xxxxxx xxx xx Xxxxxxxxxxx xxxxxxxxx xxxxxxxxx xxxx. Xxxxxx Xxxxxxxxx xxxxxxx xxxx xx xxxxx xxxxxxxxxx Xxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx, xxxxxxxxxx xxxxxxxxxxxxx Xxxxxxxxxxx xxx Xxxxxxxxxxx xxxxxxxxxx xxxx xxxx xxxxxxxxxx Xxxxxxxxxxxxxxxxxxxx xxxxxx.
Xxx Xxxx: Xxx Xxxxxxxx xxxxxxxx xxx Xxxxxxxxxxxxxxxx, xx xx xx xxxxxxxxx. Xxx Xxxxxxxxx xxxxxxxxxxxx xxx xxxxxxx Xxxxxxxxxxxx, xxx Xxxxxxxxxxxxxxx xxxxxx xxx xxxxx xxxxxx Xxxxxxxxxxx xxx xx Xxxxxx x,xx x xxxxxxxxx. Xxxxxxxxxx xxxxx xxx Xxxxxxx xxx xx x xxx Xxxxxxxxxxxxxx. Xxx Xxxxxxxxx xxx xxx Xxxxxxx xxxxx xx xxxxxx Xxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx, xxxxxxx xxx xxx xxxxxxxxxxxxxx Xxxxxx xxx x x xxx Xxxxxxxxxxxxxx. Xxx xxxxx x x xxxxxxxxxxxxx Xxxxxxxxxxxxx xxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxx xxx xx Xxxxxx xxxxxxxx. Xx Xxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx x,xx x xxxxxxxxxxxxx xxxxxxx xxx xxxxxxxx xxxxxxxxx xxx xxx Xxxxxxxxx. Xxxxxxxx xxx xxx Xxxxxxx xxxxxxxxxxxxx xxxx. Xxx xxxxxx xxxxx Xxxxxxx xxxxxxx xxxx xxx Xxxxxxxx xxx xxxxxxxxx Xxxxxxxxxxxxx xxxx xxx Xxxxxxxx xxx Xxxxxxxxx "xxxxxxx".
XXXXXXXXX: Xxxxx xxx xxxxxxx xxxxxx xxxxxxxxx Xxxxxx, xxxxxx Xxxxxxxx xxxxxxxxxx xxx xxxxxxxxxxxxx xxx xxxx xxxxxxxxx Xxxxxxxxxxx xxxxxxxxxx. Xxxx xxxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxxxx x x xxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxx "xxxxxxxxxxxx" xxxxxxxxxx xxxxxx, xxxxxxxx xxxxxxxxxx, xxxx xxxxx xxxx xxx xxxxxxxx Xxxx xxxxxxxxx xxx xxxxxxxxxxxx xxxxxx xxxx. Xxxxxxxxxxxxxx xxx xxx XXX xxxxx xxxxxx xxx Xxxxxxx xxx x x xxxx xxx Xxxxxxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxx xxxxxxxxx xXXXxXxxxxx xxx x.x.xxxx, XXxXx. xxxx XX X. xxxx.
XXXXXXXXX: Xxxxxxxx xxxx xxx Xxxxxxx xxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxx xxxxxxxxx. Xxxxxx Xxx xxxxxxxxx xxxxxx, xxxx xxx Xxxxxxxx xxxxxxxx Xxxxxxxxx xxx Xxxxxxx xxx Xxxxxxxxxx xxx Xxxxxxxxx xxxxx xxxxxxx xxx xxxx Xxxxxx xxx, xxxxx xxx Xxxxxxxxx Xxxxx xxxxx Xxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxx xxxx xXXXxXxxxxx xxx x.x.xxxx, XXxXx. xxxx XX X. xxxx. Xxxxxxxxxxxx xxx, xxxx xxxxxxxxx xxx xxxx Xxxxxxx xxxx Xxxxxxxxx xxx Xxxxxxx xxxxxxxxxx xxxx Xxxxxxxxxxxxxx xx Xxxxx xxx xx x xxx Xxxxxxxxxxxxxxx xxxxxxx xXXXxXxxxxxxxx xxx xx.xx.xxxx, XXxXx. xxxx X X. xxx, Xx. xxx.
Xxxxxxxx xxxxx Xxxxxxxxxxxxxxxxx xxxx xxxx xxxx Xxxxxxxxx, xxx xx Xxxxxx xxxx xxxx Xxxxxxxxxxxxxxxxxxxx xxx xxxx xxx xxxxx Xxxxxx xxxxxxxxx xxxxxx, xxxxx xxxx xx xxxxxx Xxxxx xxxxxx xxx Xxxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxx xxxxxxxxx, xxxxxxx xxxxxxx xxx xxx Xxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxx xxxxxxxx xxxxxx xxx xx Xxx. x Xxxx x XXxXx. XXXX xxxxx Xxxxxxxxxxx xxxx xxxxx xxxx xxx Xxxxxx xxxx Xxxxxxx. Xxx xxxxxxxx, xxxx xxx Xxxxxxx xxxx xx xxxx xx xxxxxx Xxxxx xxx Xxxxxxxxxxxxxx xxxxxx xxxxxxxxx xxx, xxxxxx xx xxxxxxxxxxxx xxx xxx xx Xxx. x Xxxx x XXxX xxxxx xxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxx xxxxx.
Xxxx Xxx xxxx Xxxxxx xxxxx Xxxxxxxxx xxx Xxxxxxxxxx xxx Xxxxxxx xxxxxxxxx, xxx xxxxxx xxxx xxxx Xxxxxxxx xxxxxxx xxxxx, xxxxxx xxxxxx Xxxxxx xxx Xxxxx xxxxx Xxxxxxxxxxxxxxxxxxx, xxxxxxx Xxxxxxxxxxxxxxxxxx xxx Xxxxxxxxx xxx. Xxxxxxxx xxxxxxx Xxx xxx Xxxxxx xxxxx xxx Xxxxxxxxxxxxxx xxxxxxxx, xxxxxxx xxxxxxx xxx xxxxxxxx xxx xxx xxxxxxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XXxXx. xxxx XX X. xxxx.
Xxxx xxx Xxxxxxx, xxx xxx Xxxxxxxxxxxxxx xxxxxxxxx xxxxx, xxxxxxx xxxxxxxxx xxxxxxxxx, xxx xxxxxx Xxxxxx xxx Xxxxxxxxx xxx Xxxxxxxxxx xx xxxxxxxxxx. Xxx xxxxxxxxxxx Xxxxxxxxxxxx xxx Xxxxxxxxx xxx xxx Xxxx xxxxx xxx Xxxxxxxxxxxx xxx xxxxxxxxxx XxxxxxxxXxxxxxxx xxxxxxxxxxxx. Xxxxx xxx xxxx xxxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxx xxxxxxxxxxx Xxxxxx xxxxxxxx, xxxx xxx xxx xxx xxx Xxxx xxxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxxxx Xxxx xxx Xxxxxxxx xxxxxx xxxxxxxxx, xxxx xxx Xxxxxxx xx Xxxxxxxxxxxx xxxxxxxxx xxx. Xx xxxxxx Xxxx xxx xxx xxxxxxxxx Xxxxxxx xxxxx xxxxxxxxxxx xxx xxxxxxx xxxxxxxx xxxxx xxxxxxxxxx xx xxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XXxXx. xxxx XX X. xxxx.
Beiträge zu einer Risikolebensversicherung
Xxx Xxxxxxxx xxx Xxxxxxxxxxxx xxxxx Xxxxxxxxxxxxxxxxxxxx xxxxxxxx xxx xxxxxxxxxxxxx Xxxx xxxx Xxxxxxxxxxxx xx Xxxxxxxxxxx xxx Xxxxxxxxx xxxxx Xxxxxxxxxxxxxxxxxxxxxxxx. Xxxx xxx xxxxxx xxxx xxx Xxxx xxx xxxx xxxx xxx Xxxxxxxxxxxxxxx xxxxx xxxxxxx Xxxxxxx: Xxxxx xxx Xxxxxxxxxxxxxxx xxxxxxxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxx, xxxxxxx xxx Xxxx xxx xxxxxxxxxxxx Xxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxx xxx xxx Xxxx xxxx xxxxxxxxxxxxx Xxxxxxxxx. Xxx Xxxxx xxx, xx xxx Xxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxx xxxx.
Xxxxxxxxxxxxxx xxxx: Xxxxxxxxx xx xxxxx Xxxxxxxxxxxxxxxxxxxxxxxx xxxx xxx "xxxxxx Xxxxxxxxxxxxxxxxxxxx" xx Xxxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx. Xxxx xxx xxxxxxxxxx xxx xxxx xxxxxxxx, xxxxxx xxx Xxxxxxxxxxxxxxxxxxxxx xxx x.xxx XXX xxxx Xxxxxxxxxxxxx xxx Xxxxxxxxx xxx. x.xxx XXX xxxx Xxxxxxxxxxxxxxxxx xxxx xxxxx xxx Xxxxxxxxxx xxx Xxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxxxxx xxx xxxxx xxxx xxx xxxxxxxxxxxx "Xxxxxxxxx" xxxxxxxxx xxx. Xxxx xxxx xxx xxxxx xxxxx xxx Xxxx xxx xx Xxx. x Xx. xx XXxXx.
Xxxxxxxxxx Xxx xxxx Xxxxxxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxx xxxxx Xxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxxxx xx, xxxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxx xxx xx Xxxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx. Xxx xxxxxxx xxxxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxx xxxxxxxxx xxxxxx x xxxx xxxx xxxxx, xxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxx xxx xxxxxxxxxxxxx Xxxx xxxxxxxx xxxxx xXXXxXxxxxx xxx xx.xx.xxxx, XX X xxxxxx XXXxXxxxxx xxx xx.xx.xxxx, XXxXx. xxxx XX X. xxxx XXXxXxxxxx xxx x.x.xxxx, XX X xxxxxxx.
- Xxxx xxxxxxx xx xxxxxx Xxxx xxx xxxxxxxxxxxxxxxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxx. Xxxx xxxxxxxxxxxx xxxxxx xxx Xxxxxxxxx xx Xxxxxxxxxxxx xxx xxx xxxxxxxx Xxxxxxxxxxxxxx: Xxxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxx xxxxx xxx Xxxxxx xxxxx xxxxxxxxxxx Xxxxxxxx xxxx xxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxxxxxxx xxx xxxxxxxxxxxxxx xxxx Xxxxxxx xxx Xxxxxxxxxxxxxxx xx Xxxxxxxxx. Xxxxxxx xxx xxxx xxx xxxxxxxxxxxxx xxxxxxxxx xxx Xxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxx xxxxxxxx. Xxx xxxxxxxxx Xxxxxxxxxxx xxxxxx Xxxxxxxxxxxxxx xxx xxx xxxxxx Xxxxxx xxx xxxxxxxxx Xxxxxxx, xxxx xx xxx xxx xxxxxxxxxxx Xxxxxx xxxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxx. Xxx xxxxxxx xxxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxx xxx Xxxxxxxxxxxxx x xxx xxxx xxxxx xxx xxxxxxxxxx xxxxxxxxxx Xxxxxxxxxxxxxx x xxxxxxxxxx.
- Xx xxx xxxxx xxxxxxxxx, xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxx xxx xxxxxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxxx. Xxx Xxxxxxxxx xxxx xxxxx xxxxxxxx, xxxx xxx xxxxx xxxxxx xxxx xxxxx xxx Xxxxxxxxxxxxxxxxxxx xxxxxxxxxxx Xxxxxxxxxxxxxxx xxxxx xxxxxxxxxxx, xxx xxx xxxxxxx xxxxx xxx XXX xxx xxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxx xxx xxx Xxxxxxxxxxxxx xxxxxxxxxxxxxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xxxx xxxxxxxxxxxxxx Xxxxxxxxx xx. Xxx xxxxxx Xxxxx xxxxx xxxx xxxx xxxxxxxxx Xxxxxxxxxx xxxxx xx Xxxxxxxx.
Xxxxx xxxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxx xxxx Xxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxx Xxxxxxxx xxxxxxxxxxxxxxx xxxxxx, xxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxx xxxxxxxxx xxxxxx. Xxxx xxxx xxxxxxxxxx xxxx, xxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxx xxxxx xxxx Xxxxxxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxx xxxxx xxxxxxxxxxxxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxx xXXXxXxxxxx xxx xx.x.xxxx, XXxXx. xxxx XX X. xxxx.
Xxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxx xxxxxxx xxxxxx xxx xxx xxxxxxx xxx xxxxxxxx Xxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xxxxxxx, xxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxx xxxx xxxxxxx xx xxxxxxxx Xxxxx xx xxxxxxxxxx xxx Xxxxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxxxxxxx. Xxxx Xxxxxxxx xxxxxxxxxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxx xxxxxx, xxxxxx xxx xxx Xxxxxxx xxx Xxxxxxxx, xxx xxxxx xxx Xxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxx xxxxxxxxxx xxxxxx.
Abschlussgebühr für einen Bausparvertrag
Xxxxx xxx Xxxxxxxxxxxxxx xx xxxxx xxxxxxxxx xxxxxxxxxxxxxxxx Xxxxxxxxxxxx xxx xxxxx Xxxxxxxxxxxxxxxxx, xxx xxx Xxxxxxxxxxxxxxxx xxx xxxxx xxxxxxxxxxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxx xxxxxxxxx xXXXxXxxxxx xxx x.x.xxxx, XXxXx. xxxx XX X. xxxx.
Xxx Xxxxxxxxxxxxxxxxxx xxxx xx xxx Xxxxxxxxx, xx xxx xxx xxxxxxxxx xxxxxx, xxx xxxxxxxxxx xxxxxxxxxxx xxxxxxxxx xxx xxxxx xxxxxxxxx. Xxxxx xxxxx xx xxxxx xxxxxxxxx Xxxxxxxxx xxxxxxxxxxxxxx xxxxxx, xxxx xxx xxx Xxxxxxxxx xxx Xxxxxxxxxx xx xxxxxxxxxx.
Xxxx xxx Xxxxxxxxxxxxxx xxxxxxxxxxxxx, xx xxxxx xxx Xxxxxxxx xxxxxxxxxx, xxx xxx Xxxxxxxxxxxx xxxxx Xxxxxxxxxxx xxxxxxxxxxx xxxxx, xxxxxxx xxx Xxxxxxxxxxxxxxxx x xxx xxx Xxxxxxxxxxxx x xx xxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxx xXXXxXxxxxx xxx x.xx.xxxx, XXxXx. xxxx XX X. xxxx.
Xxxxxxxxx xxxx: Xx xxx xxx Xxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxx xxxxxxxxxxxxxx xx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xxxxxxxx, xxx xxx Xxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxx xxxx xxxxx. Xxxxxxxxxxxxx xxx, xxxx xxx Xxxxxxxxxxxxxx xxx Xxxxx xxxxxx xxxx xxxxxx xxx xxx Xxxxxxxxxxxxxxxx. Xxxx xxxx xx Xxxxxxxxxxx xxx Xxxxxxxxx xxxxxxxxxx, xxxx xxxxx xxxxxxxx xxx Xxxxxxxxxxxxxxx xxxx xxxxx Xxxxx xxxxx xxxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XXxXx. xxxx XX X. xxxx.
Auffüllungskredit auf den Bausparvertrag
Xx xxx Xxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xx xxxxxxxxxxxxx xxxx xxxxxxxxxxx, xxxx xxxxxxx xxx Xxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxxx. Xxxx xxxxxx xxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxx xxxxxx Xxxxxx xxx xxx Xxxxxxxxxxxxxxx xxx xxxx Xxxxxxxxxxxx xxxx xxx xxxxxxxxxxxx Xxxxxxxx xx xXXXxXxxxxxxxx xxx xx.x.xxxx, XXxXx. xxxx X X. xxxx.
Xxxx xxx Xxxxxxxxxxxxxxx xxxxxxx xxx Xxxxxxxxxxxx xxxxx Xxxxxxxxxxxxxxxxxx xxxxx, xxxx xxx Xxxxxxxxxxxx xxxx xxx Xxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxx xxxxxxxxx. Xxxxxx xxxx xxx xxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxx xx xxxxxxxxx xXXXxXxxxxx xxx x.xx.xxxx, XXxXx. xxxx XX X. xxxx XXXxXxxxxx xxx xx.x.xxxx, XXxXx. xxxx XX X. xxxx.
Übernahme eines zuteilungsreifen Bausparvertrages (Vorratsbausparvertrag)
Xxx Xxxxxxx xxxx xxx xxxxxxxxxx xxxxx xxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxx, xxx xxx xxx xxxxxxxxxxxxxx Xxxxxxxx xxxxxxx xxxxxx xxxx, xxx xxx Xxxxxxxxxxxxxx xxxxxxxxx xXXXxXxxxxx xxx x.x.xxxx, XXxXx. xxxx XX X. xxxx.
Fahrtkosten
Xxxxxxxxxxx xx Xxxxxxxxxxxx xxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxx xxxxxxxx xx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xxx xxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx. Xxxx xxxx xxxxxxxxxxxxxx xxxx Xxxxxxx xx Xxxxxx, Xxxxxxxxxxxxxxxxxxxxxxxxxxx, xxx Xxxxx xxxxxx Xxxxxxxxxx xxxxx Xxxxxxxxxxx.
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Notar- und Grundbuchkosten
Xxxxxxxxx xxx Xxxxxx xxx xxx Xxxxxxxxxxxxx xxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx. Xx xxxxxxx xxxx xxxxxxx xx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxx xxxxx xxxxxxxxxxx xx Xxxxxxxxxxxx xXXXxXxxxxx xxx x.xx.xxxx, XXxXx. xxxx XX X. xxxx.
XXXXXXX: Xxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxx. Xxx xxxx xx xxxxxxxx Xxxxxxxxxxx xxx xxx Xxxxxxxxxxxxx xxx xxx Xxxxxxxx xxx xxx Xxxxx xxx Xxxxx xxxxxxxxxxx. Xxxxxxxxx xxxx xxx xxxxxxxxxxxxxxxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xx Xxxxxxxxxxxx xxx xxx Xxxxxx xxx Xxxxxxxxxxxx xxxxx xxxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxx xXxxxxxxxxx XX xxx xx.xx.xxxx, XXX xxxx X. xxxx.
Anzahlung für gescheiterten Kaufvertrag
Xxx Xxxxxxxxxx xxx xxxxx Xxxxxxxxxxx xxxx xxx Xxxxxxxx xxxx xxxx Xxxxxxxxxxxxxxxx xxx xxxxxxx xxx Xxxx xxx Xxxxxxxxx xxxxxxxx. Xxxxxx xxxxxxxxx Xxxx xxxxxx xxxxx Xxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxx xxx, xxxxxxx xxx xxx xxxxx xxxxxxxxxxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxx xxxxxxxxx xXX Xxxxxxxxxxx xxx x.xx.xxxx, XXX xxxx X. xxxx.
Xxxx xxx Xxxxxxxxxxxxxxxxx xxxxxx xxxxxxxxxxxx xxxxxxx, xxxx xxx Xxxxxxxxxxx xxxxx Xxxxxxx xxx Xxxxxxxxxxx xxxxxxxxx, xxxx xxx xxxxxx xx xxxxxxxxxx Xxxxxxxxx xxx xxxxx xxxxxxxxxxx Xxxxxxxxxxxxxx xxxxxxxxx. Xxxx xxxx xxxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxxxxx xxx xxxx Xxxxxxxxxxxxxxxxxxxxxxxxx, xxx xx xxx Xxxx xx xxxxxx xxxx, xxx xxx Xxxxxxxxxxxxxx xxxx Xxxxxxxxxx xxxxxxxxx xxxxxx. Xxxxx xxxxxxxxxxxxxxxxx Xxxxxxxx xxx Xxxxxxxxxxxxxx xxxx xxxxxxxxx xxxxxxxxx xXXXxXxxxxx xxx x.xx.xxxx, XXxXx. xxxx XX X. xxxx.
Aussetzungszinsen auf die Grunderwerbsteuer
Xxxxx Xxx xxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxx Xxxxxxxxx xxxxxxxxx xxx xxx "Xxxxxxxxxx xxx Xxxxxxxxxxx" xxxxxxxxx, xxxxxxx Xxx xxxxxxx xxx. Xxxxxxxxxxxxxxxxx xxxxxx xxx xxx XXx. Xxxxx Xxxxxx xxxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxx xxxxxxxxx, xxxx xxx xxx xxx Xxxxxxxxxxx xxxxxxxxxxx Xxxxxxxxxxxxxx Xxxxxxx xxxxxxxx, xxx xx xxx Xxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxx xxxxx Xxxxxxxxx xxxxxxxx. Xxx xxxx xxx Xxxxxxx xxxx xxx xxxxx Xxxxxxxxxx xxxxxxxxx Xxxxxxxxxxxxxx xx xxxxxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XXxXx. xxxx XX X. xxxx.
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Bauzeitzinsen
Xxxxx Xxxxxxxxxxxxx xxxxxxxx xxx xxx xxxxxxxxxxx Xxxxxx xxxxxxxx xxx Xxxxxxxx xxxxx Xxxxxxxxx, xxx xxxx xxxxxx Xxxxxx xxxx xxxxxxx xxxxxxxxxxx Xxxxxxxxxxxxxxxxx xxx xxxx Xxxxxxxxxxxxxxxxxxxxx xxxx xxxx xxxxx xxxxxxxxxxx Xxxxxxxxxxxx xxx Xxxxxxxxx. Xxxxx xxx Xxxxxxxxx xxxxxxxxx xxxxxx xxxx, xxxx xxx Xxxxxxxxxxxxx xx Xxxxxxxxx xxxxx Xxxxxxxxx xxx x xxxxx xxxxxxxxxxx x Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxx xXXXxXxxxxx xxx x.xx.xxxx, XXxXx. xxxx XX X. xxxx.
Xxxxx xxx Xxxxxxxx xx xxx Xxxxxxx xxxxxx xxxx, xx xx xx xxxxxxxxx, xx xxxxxxxx xxxxx xxxxx Xxxxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxx xxxxxxxxxxxx xxxx xxxxxxxxx xxxx, xxx xxxxxxxx xxx Xxxxxxxx xxx Xxxxx xxx Xxxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxxx xxxxxxxx, xxxx xxxxx xxxxxxxxxxxx. Xx xxxxxx Xxxx xxxxxxx xxx Xxxxxxxxxxxxx, xxx xxxxxxxx xxx Xxxxxxxx xxxxxxx Xxxxxxxxxxxxxxxxxx xxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx xxxx, xx xxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxx xxxxxx xxx xx xxx xxxxxxxxxxxxxx Xxxxxxxxxx xx Xxxx xxx Xxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxx xxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XXxXx. xxxx XX X. xxxx.
Xxxx xxxxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxx xxxxxxx xxx Xxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxx Xxxxxxxxxxxxx, xxx xxxx xxxxxxxxxx xxxxxxxxx xxxx. Xxx xxxxxx Xxxxxxxxx xxxx xxxx xxxx xxxxx xxxxxxxxxxxxx Xxxxxxxxxxxxx, xxx xxxxx Xxxxxx xxxxx Xxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxx, xxx xxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxx Xxxx xxx. Xxx xxxxxxxx, xxxx xxxx xxx xxxx xxx Xxxxxxxxxxxxx xx xxx Xxxxxxxxxxxxxxxxxx xxx xxxxxxxx xx xxx XxXxXxxxxxxxxxxxxxxxxxx xxxxxxxxxx xxxxxx xxxxxxx. Xx xxxxxxxx xxxx xxx xxxxxxxxxx XxXxXxxxxxxx xxx xxxxx xxx Xxxxxxxxxxxxxx.
Verwaltungskostenbeiträge
Xx XxxxxxxxxxXxxxxxxxx xxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxx Xxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxx xxx xxxxxxxx xxxxxx xxxxx xxx Xxxxxxxxxxxxxxx xxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxxxxx. Xxxxx Xxxxxxxxx xxxxxx xxx Xxxxxxxxx xxx Xxxxxxxxx, xxx xxxx xxx Xxxxxxxxxx xxx Xxxxxxxx xxxxxxxx, xxx xxxx xxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx xXX Xxxxxxxx xxx xx.x.xxxx, XXX xxxx X. xxxx XX Xxxxxxxx xxx x.xx.xxxx, XXX xxxx X. xxxx.
Währungsverluste
Xxxxx Xxx xxx Xxxxxxxxxxxx xxxxx Xxxxxxxxx xxxxx Xxxxxx xx Xxxxxxxxxxxxx xxxxxxxxxxx xxx xxxxxxx xxxxxxx xxxxxxxxxx Xxxxxxxxxxxxx xxxxxxx xxxxx xxxxxxxx Xxxxxx xxxxxxxxxxxxx, xxxxxxx xxx Xxxxxxxxx xxxxxx Xxxxxxxxxxx xxxxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxx xx xXXXxXxxxxx xxx x.xx.xxxx, XXxXx. xxxx XX X. xxxx.
Xxx Xxxxxxxxxxxx xxxxx Xxxxxxxxxxxxx xxxxxx xxx Xxxxxx xxxxxxx Xxxxxxxx xx Xxxxxxxxx Xxxxxxx xxxxxxxxxxx. Xxx Xxxxxxxxxxxxxx xxx xx Xxxx xx xxxxxxx. Xxx xx Xxxxxx xxxx xxx Xxxxxxxxx Xxxxxxxxxxxx xxxxxxxxxxxxx xxx Xxxxxxx xxx Xxxxxxx xx xxx Xxxx xxxxxx, xxxxxxxx xxx Xxxx xxxxx xx. Xxxxx xxxxx Xxxxxxxxxxxxx xxx x,xx XXX xxxxxx xx xxxxxxxxx xxxx x XXX xxx xxxxxxx xxxx x,xx XXX. Xxxxxx: Xxxx Xxxx xxx Xxxxxxx xxxxxxx xxxx xxx xxxxxxxx xxxx Xxxx xxxxxxx xxxxxx. Xxx xxxx xxxx xxxxxxx, xxxx xxx xxxxxxxxxxxxxxxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxx xxxxx xxxxx, xxxxxxx xxxxx xxxxxxxx.
Xxx XX Xxxxxxx xxx xxxxxxxxxxx, xxxx xxxxxxxxxxxxxxxxxx xxxxxxx Xxxxxxxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxxxxxx xxxxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxx xxxx. Xxxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxxxxxx, xxx xxxx xxx xxx Xxxxxxxxxxx xxx Xxxx xxxxxxxxxx xxx Xxxxxxxxx Xxxxxxx xxxxxxx, xxxx xxxx xxxxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxx xx xxxxxxxxxxxxxxxx, xxxx xxx xxxxxxxxxxxxxx Xxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxx, Xxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxx xxxxx Xxxxxxxxxxxxx xxxxxx. Xxx xxx xxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xxx Xxxxxxxxxx xxxxx xxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxxxxxx xx xxxx xx Xxxxxxxxxxxxxxxxxx xx xxx xxxxx xxxxxxxxxxx Xxxxxxxxxxxxx, xxxxx xxxxxx xx Xxxxxxxxxxxxxx. Xxxxxx xxx xxx xxx Xxxxxxxxxxxxxxxxx xxxxxxx xxxxxxxx xxx xxx xxxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxx xxxxxx Xxxxxxxx, xxxx xxxx xxxxxx xxx Xxxxxxxxxxxxxxxxxxx xxxxx xXX Xxxxxxx xxx xx.x.xxxx, x X xxxxxx xxxxx XXXxXxxxxxxxx xxx XX X xxxxxx xxxxxxxxxxxxx: XXXxXxxxxxxxx xxx xx.xx.xxxx, XX X xxxxxx.
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- Xxx Xxxx: Xxx Xxxxxxx xxxxxx xxxx Xxxxxxxxxxxxxxxxxx, xxx xx xxxx xxxxxxxxxxxxx Xxxxxxxxxxxxx xxxxxxxxxx. Xxx Xxxxxxxxxxxx xxxx xx xxx Xxxxxxxxxxxxxxxxxxxxxx xx Xxxxxxxxx Xxxxxxx xxx. Xx Xxxxx xxx Xxxxx xxxxx xxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxx x xxxxxxxxxxx xx Xxxx x xxxxxxxxx xxxxxxx. Xxx Xxxxxxx xxxx xxxxxxx xxx Xxxxxxxx xx Xxxx xxx xxx xxxxxxxxxx xxx Xxxxxx xxxx, xx Xxxxxxxxx Xxxxxxx xx xxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxx. Xxx Xxxxxxxxx xxxxxxxx xxxx xxx Xxxxx xxx Xxxxxxxxxxxx, xxx xxx xxx Xxxxxxxxxxxxxxxx xxx. xxxxxx Xxxxxxxxxxxx xx Xxxxxxxxxxxx xxxxxxxx.
- Xxx XXX xxxxxxxxxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxxxx. Xxx Xxxxxxxxxxxxxxxxx xxxxxxxx xxx xxxxxxxx xxx xxxxx xxxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxx xxxxxxxxxx, xxxx xxxx xxx xxx xxxxxx Xxxxxxxx xxxxxxxx Xxxxxxxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxx xxxxxxxxx xxxxxx xxx. Xxx Xxxxxxxxxxx xxxxx xxx xxx Xxxxxxx xx xxx xxxxxx xxxxxxxxxxx Xxxxxxxxxxxxxxxxx.
Sonstige Kosten im Zusammenhang mit der Finanzierung
Xxxxxxxxxxxx xxxx xxx Xxxxxxxx xxx Xxxxx "Xxxxxxxxxxxx" xxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx. Xxxx xxxxxxxx xxxxxxxxxxxxxx xxx Xxxxxxxxxx xxxxx Xxxxxxxxxxxxxxxxxx, Xxxxxxxxxxxxx xxx xxxxxxxxxx. Xxxxxxxxx xxx xxxx xxx Xxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxx xxxxx Xxxxxxxxxxxx.
2. Vorfälligkeitsentschädigung
Xxxx xxx xxxxxxxxxx Xxxxxxxxx xxxxx Xxxxxxxxxxxxxxxxx xxxx xx xx Xxxxxxxxxxxx xxxx Xxxxxxx: Xxx Xxxxxxxxx xxxx xxxxxxxxxx xxxxxxxx xxxxxx, xxxx xxx Xxxxxxxx xxxx xx xxxxx xxxxx Xxxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxx xxxxxxxxxxxx xxxxxx. Xx xxxxxx Xxxxxxx xxxx xxx Xxxx xxxx xxx. Xxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxx xxx xxx Xxx. x xxx xx xxx XXXx. Xxxx xxx xxxx Xxx Xxxxxxxxxxxxxx xxxx xxx xxxxxxxxxxx Xxxxxx xxxxxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxx. Xxx Xxxxx xxx, xx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxx xxxxxxx xxxxxxx xxxxxx xxxx.
- Xxxx xxx xxxxxx Xxxxxxxxxxxxxxxx xxxxx Xxxxxxxx xxxxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxx xxxx xx xxx xxxxxxxxxxxxxxxx Xxxxxxxx xxxxxxxxxxxx, xxxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxx, xxxxxx xxx Xxxxxxxx xxxxxxxxx xxxxxxxxx xxxx xXXXxXxxxxx xxx x.xx.xxxx, XXxXx. xxxx XX X. xxxx.
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- Xxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxx xx xxxx xx Xxxxxxxxxxxxxxxxxxxx xx Xxxxxx xxx "xxxxxxxxx Xxxxxxxxxx" xxxxxxxx xx xx Xxx. x Xx. x XXxXx. Xxxxxxx xxx Xxxxxxx xxx Xxxxxxxxx xxxxxxxxx xxx xx Xxxxxx xxxx xxx Xxxxxxxxxxx, xxx xxx Xxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxx. Xxx xxxxxxx xxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxx xxx xxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxx xxxx xxxxxxx xxx Xxxxxxx. Xxxx xxxx xxxxxx xxxx Xxxxxxxxx xxx xxxx xxxx Xxxxxxxxxxx. Xxxxxxx xxx Xxxxxxx xxxx xx Xxxxxx, xxxxxx xxx Xxxxxxxxxxxxxxxxxxxx xxxxxxxxxx. Xxxx xxxx xxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxx "xxxxxxxxxxx" xxx Xxxxxxxxxxxxxx xx Xxxxxxxxxxxx xxx xxx xxxxxxxxxx Xxxxxxxxxx xxxxxxx xxxxxxx xxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XX X xxxxxx.
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XXXXXXX xxxx xx xxxx xxxxxxxxxxx Xxxxxxxxx, xxx xxxx xxxxx xxxxxxxxxxx Xxxxxxxx xxx, xxxxxxxxxx xxxx xxxxx xxxxxxxxxx Xxxxxxx xxxxxx: Xxx Xxxxxxxxxxxxxxxxx xxx xxxxxxxxxxx, xxxx xxx Xxxxxx xxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxx xxxxxxx. Xxxxx xxxxxxxxx Xxxxxxxxxxxxxxxxxx xxxx Xxxxxxx, xxxx xxx Xxxxx xxxxxx xx Xxxx xxxx Xxxxxxxxxxxxx xxx xx xxxxx xxxxxxxxxx Xxxxx xxxxxxx xxxx xx.X. xx x xxx Xxxxxxxxxxxxxxx. "Xxxx xxx Xxxx Xxxxxxxxxxxxxxx xxxxxxxx, xxx xxx xxxxxxx xxxxxxxxxx Xxxxxxxxxxxxxxx. Xxx xxxx xxxxx xxxxx xxxxxxxx, xxxx xxx Xxxxx xxx Xxxxxxxxxxxxxxx xxx xx Xxxxxxxx xxxxx". Xxxxxxxx xxx xxxxx xxxxx xxxxxxxxxx, xxxx xxx Xxxxx xxxx Xxxxx xxx Xxxxxxxxxxxxxxx xxxxxxxxx x xxx xxxx xxxxxxxxxxx xxxxx, xx xx xx xxx Xxxxxxxxxxxxx xxxxxxx Xxxxxxxxxxxxxxx xxxxxxxxx xxx xxxx xx xx xxxx xxxxxxxxxx xxxxxxxxxxxxxx xxxxxxxx xxxxxxx xxxxx. Xxxxxxx xxxxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxx xxxxxxxx xxxxx xx xxxxx xxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XX XX xxxxxxx.
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Xxxxxxx Xxxxxxxxxxxxx: Xxxxxxxxxx: Xxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx.
3. Schuldzinsen nach Aufgabe der Vermietung oder Verkauf des Hauses
Xxx Xxxxxxx xxxxx xxxxxxxxxxx Xxxxxxxxx xxxx xxx Xxxxxxxxxxxxxx xx Xxxxxxxxxxx xxx Xxxxxxx xxx Xxxxxxxxxxxxx xxxxxxxxx. Xxxx xx xxxx xxxxxxxxx, xxxx xxx Xxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxx xxxxx xxxxxxxxx x xxx xxx Xxxxxxxx xxxxxxx xxxxxxxxx xxxxxxxxxxxx xxx. Xxxxxx Xxxxxxxxx xxx xxxxxxx xxx xxx. XxxxxxxxxxxXxxxxxxxxx xxx. Xxxxxxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxx xx xxx xxxxx Xxxxxxxxxxxxxx xx xxxxxxxxxx. Xxx Xxxxx xxx, xx xxx xxxxx xxxxxxxxxxxxxx Xxxxxxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxx xxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxx xxxxxxxxx xxxx. Xx xxxxxxxxxxxxx xxx, xx xxx xxxxxx xxxxxxxxx Xxxxxxxxxxxx xxxxxxxxx
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a) Schuldzinsen für fremdfinanzierte Anschaffungs-/Herstellungskosten
Xxxxxx xxx Xxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxx xxxxxxx Xxxxxxxx xxxxxxxxxx xxx xxxxxx xxx Xxxxxxxxxxxxxx xxxxx xxx Xxxxxxx xxx, xxxxxxx xxx xxxxxx xxxxxxxxx Xxxxxxxxxxxx xxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxx xxxxxxxxx xxxxxx. Xxxx xxx Xxxxxxxxxxxx xxxxxxxx xxx Xxxxxxxxxxxx xxx xxx xxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxx xxxx xxx Xxxxxxx xxxxxx xxxx, xxxxx xxx Xxxxxxxxxxxxxx xxxxx xxxxxxxxx, xx xxx Xxxxxxxx xxxxxxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XX X xxxxxx XXXxXxxxxxxxx xxx xx.x.xxxx, XX X xxX xxxxxxxxxxxxxx.
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Xxxxx xxx Xxxxxxx xxx Xxxxxxxxxxx xxx xxx x.x.xxxx xxxxxxxx, xxx xxxx Xxxxxxxxxxxx xxxx xxx Xxxxxxx xxx xxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxx xxxxx xxxxxxxxx. Xxxx xxx Xxxxxxxxxxxx xxxxxx x xxxx xxxxxxxxx Xxxxxxxxxx x xxxxx xxxx xxx xxxxxx Xxxxxxxxxxxx xx xxxxxxxxxxxxxxxx Xxxxxxxxxxxx. Xxx xxxx xxxxxxxx xxx Xxxxxxxxxxxxx xxxx xxx xxxxxxxxxxxx xxx Xxxxxxx xxxxxxxxx, xxx xx xxxxxxxx Xxxxxxxxxxxxxxxxx xxxxx xxxx xxx Xxxxxxxxx xxx Xxxxxxxxxxx xxxxx xXXXxXxxxxx xxx xx.xx.xxxx, XX X xxxxxx.
Xx xxxxxxxx xx xxx Xxxxxxxxxxxxxxxxxxxxxxx xXXXxXxxxxxxxx xxx xx.x.xxxx, XX X xxX xxxxxxxxxxxxxx.
b) Schuldzinsen für fremdfinanzierte Erhaltungsaufwendungen
Xxxxxxx Xxxxxxxx xxxxxx xxxxxxx xxxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxx, xxx Xxxxxxxxxxxxxxxxx xxxxxxxxxx xxx xxxxxxxx xxx Xxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx xxxx, x. X. Xxxxxxxxxxxxxxxxxxxxxx, Xxxxxx xxx Xxxxxxxxxxxxxx, Xxxxxxxxxxxxxx. Xxxxxx xxx Xxxxxxxxxxxxxx xxxxx xxx, xx xxxxx Xxxxxxxxxxxxxxxxxx xx xxxxxx, xxx xxx Xxxxx, xx xxx xxxxxx xxxxxxxxx Xxxxxxxxxxxx xxxxxxxxxx xxxxxxxxx xxxx.
Xxx Xxxxxxx xxx Xxxxxxxxxxx xxx xxxx xxxxxxx x xxx xxxxxxx xxxx xxxxxxxxx x xxx Xxxxxxxxxxxx xxxx xxxxxxxx xxxx Xxxxxxxxxx xxx Xxxxxxxxxx xxxx xxxx xxx Xxxxxxx xxx Xxxxxx xxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxx xxxxxxxxx xxxxxx. Xxx xxx Xxxxxxxxxxxxxxxxxxxx xxxxxxxxx xxxxx, xxxxxxx xxxxx Xxxxx xXXXxXxxxxx xxx xx.xx.xxxx, XX X xxxxxx XXXxXxxxxxxxx xxx x.x.xxxx, XXxXx. xxxx X X. xxxx.
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4. Schuldzinsen bei Umwidmung eines Hypothekenkredits
Xxxxx xxxxxx xxxx xxx Xxxxxx xxx xxx Xxxxxxx xxxxx Xxxxxx xxxxx xxx Xxxxxxx xxx xxxxxxxxxxx xxxxxxxxxx Xxxxxxxxxxxxxxxxx xxxxxxxxx, xxxxxxx xxxxxxxxxxx xxxxxxxx. Xxx Xxxxxxxxxxxx xxxx xxx xxxxxx xxxxxxxxx Xxxxxxxxxxxxxxxx xxxx xxxxx xxxxx xxxxxxxx xxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx. Xx xxxxxx Xxxx xxxx xxx Xxxxxxxxxxxx xxxxx xxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxx, xxxxxxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxx xxxxxxxxx xXXXxXxxxxx xxx x.x.xxxx, XXxXx. xxxx XX X. xxx. Xxxx: Xx xxxx xxx xxx Xxxxxxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxxxx!
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Xxxxxxxx:
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5. Schuldzinsen bei einem teilweise vermieteten Gebäude
Xxxxxxxxxxx Xxx xxx Xxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxx xxxxx Xxxxxxxxx, xxx xxxxxxxxx xxxxxxxxx xxx xxxxxxxxx xxxxxx xxxxxxx xxxx, xxx Xxxxxxxxxxxx xxx xxx Xxxxxxxxxxxx, xxxxxxx Xxx xxx Xxxxxxxxxxxxxxx xxxx xxxxx Xxxxxxxxxx xxxxxxxxxxxxxxx xx xxxxxx Xxxxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxx xxxxxxxx x xxx xxxxx xxxxx xxxxxxxx xx Xxxxxxxxxxx xxx Xxxxx xxxx Xxxxxxxxxxxx xXXXxXxxxxxxxx xxx xx.x.xxxx, XXxXx. xxxx X X. xxxx.
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- Xxxxxxx Xxxxxxx: Xxx Xxxx xxx Xxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxx, xxx xxx xxx xxxxxxxxxx Xxxxxxx xxxxxxxxx, xxxx xxxxxxxxxxxx xxx xxx xxxxxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxxx xxxxxxx xxxxxx xxxx xxxxxxxxxxxxxxxxx Xxxxxxxxxxxxx. Xxxx xxxx xxx xxxxxx xxxxxxxxxxxx Xxxxxxxxxxxx xx xxxxxx Xxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx.
a) Wie Sie bei Anschaffung des Gebäudes vorgehen
Xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxxx xxx xxx xxxxxxxxxxx xxx xxxxxx xxxxxxxxx Xxxxxxxxxxxx xxxxxxx Xxx xxx xxxxx xxxxxxx xxxxxxxxx, xxxxx Xxx xx xxxxxxxxxxx Xxxxxxxxxxx xxx xxxxxxxxxxxxx Xxxxxxxxx xxxxxxxxx. Xxx Xxxxxxxxx xxxx xxxx xxx Xxxxxxxxxx xxxxxxxxxxx. Xxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxx xx xxxxx xxxxxxxxxxxxxxx Xxxxxxxxx xxxxxxx. Xxxxx Xxx xxxxx xxxx xxxxxx xxx xxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxx, xxxxxx xxx Xxxxxxxxxxxxxxxxxx xxx xxxxxxxxx Xxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxx xxx XxxxxxXxxxxxxxxxxx xxxxxxxx xxxxxxxxxx xXXXxXxxxxx xxx x.x.xxxx, XX X xxxxxx.
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Xxxxxxxx:
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x. Xxxxxx Xxx xx Xxxxxxxxxxx, xxxx xxx Xxxxxxxxx xxx xxx Xxxxxxxxxxxxxxx xxxxxxxxxx xxxx. Xxx Xxxxxxxxx xxxxxxx Xxx xxxxx xxxx xxxxxxxxx xxxxxxxxxxxxxx xxx xxxxxx Xxxxx xxxxxxxx.
b) Wie Sie bei Herstellung des Gebäudes vorgehen
Xxx xxx Xxxxxxxxxxx xxxxx Xxxxxxxxx xxxx xxxx xxx Xxxxxxxxx xxx Xxxxxx xxxx Xxxxx xx xxxxxxxxxxxxx:
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Xxxxxxx xxxx xxx "xxxxxxxxxxxxxxxx Xxxxxxxxxxxx" xxxxxxxx xxx xxxxxxxxxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxx xxxxxxxxxx xxx xxx Xxxxxxxxxxxx xxxxxxxxxxxx xxxxxxxxxxx xxxxxx. Xxx xxxxx xxxxxxx Xxxxxxxxxxxx xxx xxx xxxxxxxxxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx xxxxxxxxxx, xxxx Xxx xxx Xxxxxxxx xXxxxx Xx. xx xxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxx xxx xxxxxxxxxxx Xxxxxxx xx Xxxxxx xxxxxx Xxxxxx xxxxxxx xxxxxx. Xxx xxxxxxx xxx xxxxxxxx Xxxxx xXxxxx Xx. xx xxxxxxxxxx, xx xxx Xxx Xxxx Xxxxxxxxxxx xxxxxxxxxx, xxx xxxxx xxx Xxxxxx xxx xxxxxx xxxxxxxxx Xxxxxxx xxxxxxxx. Xxxxx xxx xxxxxxxxxxxxx Xxxxxxx xxxxx xxxx xxx Xxxxxxxxxxxx xxxxxxxxxx xxxxxx xxxx, xxx xxxxxxxx xxx. xxx xxxxxxxxxxx Xxxxxxxx xxxxxxxxxxx. Xxxx Xxxxxxxxxx xxx Xxxxxx xxx Xxxxxxxxxxxx xxxx xxx Xxxxxx xxx xxxxxx Xxxxxxxxxxxxx xxxx xxxxxxxxx xxxxxx. Xx xxxx xxxxxx xxx xxxxxxxxxxx xxxxxxxxxxxx xxxx, xxx xxxxxxx Xxxxxxx xxxxxxx Xxxxxxxxxxxx xxxxxxxxxx xxxxxx xxx x xxx xxxx xxxxxx xxxxxxxxxx xxx xxxxx xxx xxxx xxxxxxxxxxxx Xxxxxxxxx!
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Xxxxxx xxx Xxxxxx xxxx xxx Xxxxxxxxxx xxx xxxxxxxx Xxxxxxxxx xxxxxxxxxxx xxxxxxxxxxx xxx xxxxxxx, xxxx xxxx xxx xxx xxx xxxxxxxxxx Xxxxxxx xxxxxxxxxxxx Xxxxxx xxxxxxxxx xxxxxxxxxxx xxxxxx, xxxx xxx Xxxxxxxxxxxxxxx xxx xxxxxxxx xxxx xxx Xxxxxxxxxxx xxx XxxxxxXxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XXxXx. xxxx XX X. xxxx.
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c) Was Sie bei Renovierung des Gebäudes wissen sollten
Xxx xxxxxxxxxxxx Xxxxxxxxxxxxx xxx xxxxx xxx Xxxxxxxxxxx xxx XXXxXxxxxxxxxx xxx xx.x.xxxx xXXxXx. xxxx X X. xxxx xxxxxx xxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxxx xx Xxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxxxx xxxxxxxx xxxxxxxxx Xxxxxxxxx, xxxxxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxx xxxxxxxxxx xxx XXX Xxxxxxx xxx xx.x.xxxx, XXxX xxxx X. xxxx.
d) Wenn das Darlehen höher ist als die Anschaffungs- oder Herstellungskosten
Xxx xxx xx xxxxxxx xx, xxxx xxx Xxxxxxxxxxx xxxx xxx Xxxxxxx xxx Xxxxxxxxxxxx xxxxx xxxxxxx Xxxxxxxx, xxxxxxx xxx xxx Xxxxxxxx xxxxxxxx. Xxx xxxx xxxx, xxxx xxx Xxxxxxxx xxxxxx xxx xxx xxx Xxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxx xxx xxxxxxxxxxx Xxxxxxx xxx xxx Xxxx xxx Xxxxxxxxxxxx xxx xxxxxx xxxxxxxxx Xxxxxxxxxxxxx xxxxxxxxxx xxxxx
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Xxxxxxxx:
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e) Heilung von Fehlern kaum möglich
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6. Schuldzinsen bei einem teilweise beruflich genutzten Gebäude
Xxxx xxx Xxxxxxxx xxxxxxxxx xxxx xxxxxxxxxx xxxx xxxxxxxxxxx Xxxxxx xxxxxxx, xxxx xxx Xxxxxxxxxxxx xxxx Xxxxxxxx, xxx xxx Xxx xxxx Xxxx xxx Xxxxxx xxxxxxxxxxx xxxxxx, xx Xxxxx xxx Xxxxxxxxxxxxxxxxxxxx xxx. xx Xxxxx xxx xxxxxxxxxx xxxxxxxxx Xxxxxxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx xxxxxxxxxxxxxxxxxxxxx Xxxxxx xxxx xxx Xxxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxx xxxxxxxxxxxxxxxx Xxxxxx xxxxxxxxx xXXXxXxxxxx xxx xx.xx.xxxx, XXxXx. xxxx XX X. xxxx.
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7. Schuldzinsen bei Erwerb eines Miteigentumsanteils
Xxxx xxx Xxxxxxxx xxxx xxxx Xxxxxxx xxx Xxxxxxxxxx xxxxxxxx xxx xxxxxxx Xxxxxxxx xxxxxxxxxx, xxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxx. Xxxxxxxxxxx xxx xxx xxxxxxxxx Xxxx:
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8. Grundstücksverkauf in der Familie: Kein Zinsanteil in den Kaufpreisraten
Xxxxxxx xxx Xxxxxxxxx xxxxxx xxxxxxx x xxx xxxxx xxxxx Xxxxxxxxxxxx x xxxxx xxxxxxxxxx Xxxxxxxxxxxxxx xxxxxxxxxxx, xxxxx xxx Xxxx xxx Xxxxxxxxx xxxxxxxx xxx xxx xxxxxxxxxxx Xxxxxxxx xxxxxxxx xxxx xxxx xxxxx xxx xxxxxxxxxxx Xxxx xxxxxxxxx xxx xxx Xxxxxxxx xxxxxxxxxxxx xxxxxxxxxx xxxx. Xxxxxxxxxxxxxx xxxxxxxx xxx Xxxxx xxxx xxx Xxxxxxxxxxxxxxx xxxxxxxxxxx Xxxx xx Xxxx xxx xxx.xxx XXX xx xxxxxx Xxxx xxxxx xxxx xxxxxxxxxx Xxxxxxxxxxxx xxx x.xxx XXX xxxx xxx Xxxxx xxx xx Xxxxxx. Xxxxxxx xxx xxxx, xxxxxxx xxx xxxxxxxxxxxx Xxxxxxxxxxxxxx xxxxx xxx Xxxx xxx Xxxxxxxxx. Xxxx xxxxxxxxxx xxx Xxxxx xxx xxxx Xxxxxxxxxx xxx xxxxx xxxxx Xxxxxxxxxxx xxx.
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9. AKTUELL: Vorfälligkeitsentschädigung vei Verkauf der Immobilie
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