Vermögenswirksame Leistungen und Arbeitnehmer-Sparzulage

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1. Wer erhält vermögenswirksame Leistungen?

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a) Wenn Sie keine oder nur geringe Leistungen von Ihrem Arbeitgeber erhalten

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b) Wie Sie die vermögenswirksamen Leistungen erhalten

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c) Vermögenswirksame Leistungen sind steuerpflichtig

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d) Anlage auch zugunsten des Ehegatten oder Lebenspartners

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e) Vermögenswirksame Leistungen jetzt auch für behinderte Menschen in Behinderten-Werkstätten

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f) Grenzpendler und Grenzgänger

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g) Keine Förderung bei Freiwilligendiensten

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2. Wer bekommt die Arbeitnehmer-Sparzulage?

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Keine Einbeziehung von Kapitalerträgen ab 2009

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Können auch Rentner, Pensionäre, Arbeitslose und Kinder eine Sparzulage erhalten?

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3. Wie hoch ist die Arbeitnehmer-Sparzulage?

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Ihr großer Vorteil: Aus zwei Fördertöpfen dreimal kassieren!

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Besonderheit beim Bausparen

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4. Welche Anlagemöglichkeiten sind begünstigt?

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a) Bausparen

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b) Beteiligungssparen

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c) Kontensparen

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d) Verwendung auch für die betriebliche Altersvorsorge?

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5. Verwendung vermögenswirksamer Leistungen zum Wohnungsbau direkt

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6. Wann dürfen Sie über Ihre Anlage verfügen?

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7. Wie erhalten Sie die Arbeitnehmer-Sparzulage?

a) Antrag

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b) Festsetzung

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