Damit Sie die staatliche Riester-Förderung in Anspruch nehmen können, muss der Altersvorsorgevertrag zertifiziert worden sein. Das Zertifikat besagt, dass der Vertrag und der Anbieter die gesetzlichen Voraussetzungen erfüllen. Es sagt nichts darüber, ob der Vertrag wirtschaftlich vorteilhaft ist, ob die Zusagen des Anbieters über Renditen erfüllbar sind und ob die Vertragsbedingungen zivilrechtlich wirksam sind.

1. Was Sie wissen müssen

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2. Welche Anforderungen ein Altersvorsorgevertrag erfüllen muss

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3. Welche Bedingungen ein Anbieter erfüllen muss

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Der Anbieter muss bestimmte Informationspflichten erfüllen

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