Xxxxxxx Xxxxxxxxxxxxx xx xxxxxx Xxxxx xxxxxxxx xxx Xxxxxxx
x Xxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxxx.
1. Das gilt für Mitarbeiter von Banken
Xxx Xxxxxxxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxx xxxxx Xxxxxxxxxxx xxxxxxxxxx xxxxxxxxx xxxxxx, xxxxxxxxxxxx xxxx Xxxxxxxxxx xxx XXX Xxxxxxxxxxx xXXX Xxxxxxxxxxx xxx xx.x.xxxx, XX xxxx X. xxxx.
a) Es besteht keine ausdrückliche Provisionsvereinbarung
Xx Xxxxxxxxxx xxxxxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxx xx xxxxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxx, xxxx xxxx xxxx xx Xxxxxxxxxxxxxx xxxxx xxxxxxxxxxxxx xx xxxxxxxx xxx. Xxxx xxx xxxxxxxxxxx Xxxxxxxxxxx xxx xxxxxxxxxx Xxxxxxxxxxx xxxx xxxx Xxxxxx xx xxxxxxxxxxxxx:
- Xxxxx Xxx xxx Xxxxx Xxxxxxxxxxxxxxxx xxxxxxxx Xxxxxxxxxxxxx, x. X. xxx Xxxxxxxxxxxxxxxxxxxx, Xxxxxxxxxxxxx, Xxxxxxxxxxxxx xx Xxxxxxxxxxxxxx, xxxx xxxxxxxxxx Xxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxx Xxxxxxxxxxx. Xxxx xxxx xxxxx xxx xxxx Xxxxxxxxxxxxxxxxxxx xxxxxxxx xxx Xxxxxxxxxxx, xxxxxxx xxxx xxxx Xxxxxxxxxxxxxxxxxxx xx xxx Xxxxxxxx, xxx xxxxxxxxx xxxx xxxx Xxxxxxxxxxx xxx Xxxxxxxxxx xxx xxxx xxxxxx Xxxxxxxxx.
- Xxxxx Xxx xxx Xxxxx Xxxxxxxxxxxxxxxx xxxxxx xxxxxxxx Xxxxxxxxxxxxx, xxxx xxx Xxxxxxxxxxxxxxxxxxx xxx xxxx Xxxxxxxxxxxxxxxxxxx xxxxxxxx xxx Xxxxxxxxxxx xxxxxxxxxxxxxxxxx Xxxxxxxxxxx. Xxxxxxxxxxx xxxx Xxxxxxxxx, xxx Xxx xx xxx Xxxxxxxx xxxxxxxxxx, xxxxx xxxx Xxxxxxxxxxxxxx xxxxxxx Xxx xxxxxx xxxxxxxxxx, xxxxxxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxx, xxxxx Xxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxx xxxxxxxxx, xxxx xxx xxxxxxxx Xxxxxxxxxx xxx Xxxxxxxxxx xxx xx Xx. x XXxXx, xxxxx Xxx xxx xxxxxxxxxxxx Xxxxxxxxx xxxxxxxxxx.
Xxx Xxxxxxxxxxx xxxx xxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxx xxxxxxxxxx, x. x. Xxxxxxxxxx, Xxxxxxxxxxxxxxxxxxxxx xxx xxx. Xxxxxxxxxxxxx xxxxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxx. Xxx xxxx xxxxxxxxxxxx, xxx Xxxxxxxxxxx xxx Xxxxx xxx Xxxxxxxxxxx xxxx xxxxx Xxxxxxxxxxxxxxxxxxxx xxxxxxxxxxx xxxxxxxxxxx. Xxx Xxxxxxxxxxx xxx Xxxxxxx xxxxxxx Xxx xxxxx Xxxxxxxxxxxx xxxxxxxxxxx. Xxx Xxxxxxxxxxx xxx xxx Xxxxxxx xxx Xxxxx xxx Xxxxxxxxx xxxxxxxxxxxxx xxx xxx xxxxxxxxxxxx Xxxxxxx xxxxxxxx xxx xxx xxxxxxxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxx xx xxxxxxxxxxx xX xx.x XXxXx.
b) Es besteht eine Provisionsvereinbarung zwischen Versicherungsunternehmen / Bausparkasse und Bank
Xxxxxxxx xxxxxxxxxxxx Xxxxxxxxxxxxxx xxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxxx xxx xxx Xxxx, xxxx xxxxx xxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxx xxx, xxxxxxx xx xxxx xxx xxx xxx xxx Xxxx xx xxx Xxxxxxxxxxx xxxxxxxxxxxxxxxx Xxxxxxxxxxx xxxxx xx xxxxxxxxxxxxxxxxx Xxxxxxxxxxx.
Xxxx xxxx xxxx Xxxxxxxxxxx xxxx xxxx Xxxxxxxxxxx, xxxxxxxxxxxxx, xx xxx Xxxxxxxxxxxxx xxxxx xxxx xxxxx, xxx xxxx xxxx Xxxxxxxxxxxxxxxxxxx, xxxxxxxxxxxxx, xx xxx xxxxxxxx xxx Xxxxxxxxxxx xxxx xx xxx Xxxxxxxx xxxxxxxxxx xxxxxx.
Xxxxx xxx Xxxx xxx Xxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxx xxx xxxxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxx xxxxxx xxxxxxxxxxx Xxxxxx xxxxxxxx, xxx xxx Xxxxxxxxxxxxxx xxx xxxxxxxxxxxxxxxxx xxxxxxxxxx Xxxxxxx xXXX Xxxxxxxx xxx xx.x.xxxx, X xxxxxxxxxXxX xxxx:
- Xxx xxxxxxxxx Xxxxxxx xxx xxx xxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxx, xxx xxx xx x.xxx XXX xx Xxxx xxxxxxxxxx xxxxxx xxx x Xxx. x XXxXx. Xx xxx xxx xx x xxx xxxxxxxxxxxxx Xxxxxx xxxxxxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XXxXx. xxxx XX X. xxxx.
- Xxx xxxxxxxxx Xxxxxxx xxx xxx Xxxxxxxxxxxxx xxx Xxxxxxxxxxxx xxxx xxx Xxxxxx xxx xxxxxxx Xxxxx. Xx xxx xxx xx x xxx xxxxxxxxx Xxxxxx xxxxxxxxxx xxx xxxxxx xx Xxxxxx xxx xxxxxxx XxxxxxxxxxxXxxxxxxxxx xxx xx xx XXX xx Xxxxx xxxxxxxxxx xxx x Xxx. x Xxxx xx XXxXx.
XXXXXXXXX: Xxxx Xxxxxxxxxxx xxx Xxxxxxxxxx xxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxx XXX Xxxxxxxxx: Xxx Xxxxxxxx xxx XXX xxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxx xxxxxxxxxx xxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxx xxx xxx XXX. Xx Xxxxxxxx xxxxxx, xxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx xxx xxxxxx Xxxxxxxxxxxxxx xx Xxxxx xxxxxxxxx, xxx xxx xxxxxxxxx Xxxxxxx xx Xxxxxx xxx XxxxxxxxxXxxxxxxxxxxxxxxxxx xxx xx x.xxx XXX xxxxxxx xxx xxxxxxxxxxxxxxxxxxxxxxx xXXX Xxxxxxxxx xxx x.x.xxxx, X xxxx XxxxxXx xx, XXX xx.
c) Es besteht eine Provisionsvereinbarung zwischen Versicherungsunternehmen / Bausparkasse und Mitarbeiter
Xxxxxxx xxx Xxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxx xxx xxxxx xxxxxxxxx xxxxxxxxxxxxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxx, xx xxxxxxx xx xxxx xxx xxx Xxxxxxxxxxxxxxxxxxx xxxxx xx xxxxxxxxxxxxxxxxx Xxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxx.
Xxxxxxxx xxxxxxx Xxx xxx xxxxxxxxxx Xxxxxxxxxxx xxxxxx xxxxxxxxxx, xxx xxxx
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- xxx xxxxxxxx Xxxxxxxxxx xxx Xxxxxxxxxx, xxxxx xxx xxxxxxxxxxxx Xxxxxxxxx xxxxxxxxxx xxxxxx xxx xx Xx. x XXxXx.
Xxxxxxxxxx xxx Xxxxxxxxxxxx xxx. xxx Xxxxxxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxx xxx XxxxxXxxxxxxxxxx xxx xxxxx Xxxxxxxxxxxxxxxxxx xxxx xxx xxx Xxxxxxxxxxxxxxxx, xxxxxxx xx xxxx xx xxxxx Xxxxxx xxx xxxxxxx Xxxxx, xxx xxx xx x xxx xxxxxxxx Xxxxxx xxxxxxxxxx xxx xxx x Xxx. x XXxXx. Xx xxxxxx xxx xxx xxxxxxx XxxxxxxxxxxXxxxxxxxxx xxx xx XXX xx Xxxxx xxxxxxxxxx. Xxxxxxxx xxxx, xxxx xxx Xxxxxxxxxxxx xxxxx xxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxxx, xxxxxxx xxx Xxxxxxxxxxx xxx Xxxx xxxx xxx Xxxxxxxxxxxxxxx xxx xxxxxxxx Xxxxxxxxx xxxxx xXXX Xxxxxxxx xxx xx.x.xxxx, X xxxxxxxxxXxX xxxx.
2. Das gilt für Mitarbeiter von Versicherungen und Bausparkassen
Xxxx Xxx xxx xxxxx Xxxxxxxxxxxxxxxxxxxxxxxx xxxx xxxxx Xxxxxxxxxxxx xxxxxxxxxxxx xxx xxxxxxxx xxxx Xxxxxxxxxxxxxxxxxxx xxx Xxxxx Xxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxx, xxxx xxxxx xxxxxxxx xxxxxxxxxxxxxxxxx Xxxxxxxxxxx. Xxxxx xxxxxx xx xxxxx Xxxxx, xx Xxx xxx Xxxxxxxxxxxxxxxxxxx xxxxxxxx Xxxxx Xxxxxxxxxxx xxxx xx xxx Xxxxxxxx xxxxxxxxxx xxxxx xX xx.x Xxx. x XXxXx.
Xxxxxxxx xxx Xxxxxxxxxxx Xxxxx xxxx Xxxxxxxxx xxxx xxxxx Xxxxxxxxxxxxx xxxx xxx Xxxxxxxxx xxxxx Xxxxxxxxxxxxxx xXxxxxxxxxxxxxx xxx. Xxxxxxxxxxxxxxx, xx xxxxxxx xxxx xxxxxx Xxxxxxxxxxxx xxx xxxxxxxxxxxxxxxxx Xxxxxxxxxxx. Xxxx Xxx xxxxxxx xxxx xxx xxxxx Xxxxxxxxxxxxxxxxxxxx xxxxxxxxxxx:
Xxxxx Xxxxxxxxxxxxxxx xxxxxxxx:
- Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XXxXx. xxxx XX X. xxxx.
- Xxxxxxxx xxx xxx Xxxxxxxxxxxxxxxx xxxxx Xxxxxxxxxxxxxxxx xxxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxx xXXXxXxxxxxxxx xxx xx.x.xxxx, XXxXx. xxxx X X. xxxx.
XXXXXXX: Xxx Xxxxxxxxxxxxxxxxxxx xxx xx Xxxxxxx xxxx xxxxxxxxxxx, xxxx xxxxxxxx xxxxxxxxxxx Xxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxx. Xxxxx Xxxxxxxx xxxxxxx xxxxx xxxx xxx Xxxxxx xx xxxxx Xxxxx xxxxxxxx, xxxxxxx xxxxx xx Xxxxxxxxxxxx xxx Xxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxx xxxxxxxxx xXXXxXxxxxxx xxx x.x.xxxx, X xx XX xxxxx xxx X xx XX xxxxx. Xxxx xxx Xxxxxxxxxxx xxx xxxxx xxxxxxxxx Xxxxxxxxxxx xxx Xxxxx xxxxxx xxx xx xxxx xxxxxxxxxx xxxxxxxxxx, xxxx xxxxxxxxx Xxxxxxxxxxx xxxxx xxx Xxxxxxxxxxxxx xxxxxx xxx xxxxx xxx Xxxxxxxxxxxxxxxxxxxx xxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxx xxxxxxx xxx xxx Xxx. x Xxxx x XXX XXx.
3. Das gilt für nebenberufliche und gelegentliche Vermittler
Xxxxxxxxxx Xxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxx, xxxx xxxxxxxx xxxx Xxxxxx xx xxxxxxxxxxxxx:
xxxxx Xxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxxx xxx, xxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxx xx xx XXxX xxxxxxxxxxxxxxx. Xxx Xxxxxx xxx xx Xxxxxxxxxxx xxxxx Xxxxxxxxxxxxxxxxxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxx xx xxxxxxxxx xxx xx xxx "Xxxxxx X" xxxxxxxxx.
Xxxxxx Xxx Xxxxxxxxx xxx xxxxxxxx xxxx xxxxxxxxxxxx xxxxxxxxxx, xxxxxxx xxx Xxxxxxxxxxx xxxxxxxx Xxxxxxxxxx xxx Xxxxxxxxxx xxxx xx xx Xx. x XXxX xxx. Xxxxxxxx xxx Xxxxxxxxx xxxxxxx xxx xxx XXX xx Xxxx, xxx xxx xxxxxxxxxx. Xxxxxxx xxxxxxx xx xxxx xxxxx xx xxxxx Xxxxxxxxxx, xxxxxxx xx xxxx Xxxxxxxxxx. Xxx xxxxxxxx: Xx xxx XXX xxx xxx xxxxxxx Xxxxxx xxxxxxxxxxxxxxx. Xxxxxxxxx xxx xxx Xxxxxxxxx xx xxx "Xxxxxx XX", Xxxxx x, xx xxx Xxxxxx "Xxxxxxxxxx". Xxxxxxxxxxxx xx Xxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxx xxxxxxxxx.
XXXXXXXXX: Xxxxxxxx Xxx xxx Xxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxx xxx xxxxxxxxxxxxxxxxxxxxx Xxxxxx, xxxxxx xxx Xxxxxxxxxxxxxx xxxxx xxx xx xxx XXX xxxxxxxxxx. Xxxx xxxxx xxx Xxxxxxxxxx xxx xxx XXX xxxxxx xxxx xxx xx xxx XXX xxx xxx. Xxxxxxxxxxxxxxx xxx xx Xxx. x XXxXx. Xxx xxxxx Xxxxxx xxxxx xxx XXX xxx xxxxx xxx XXX xxxx xx xxxxxxxxx xxxx xxxx Xxxxxxxxxxxxxxxxxx xxx xx Xxx. x XXxXx. Xxxx xxxx xx Xxxxxxx: Xxx Xxxxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxx.
Provisionen für Eigenversicherungen
Xxxxxxxxxx Xxx xxxxxx xxxx xxxxxxxxxxxxxx Xxxxxxxxxxxxxx xxx xxxxxxxxxx Xxxx Xxxxxxxxxxxxxxxxxxx xxx "Xxxxxxxxxx xxx Xxxxxxxxxxxxxx", xxxxxxxx xxxx xxx Xxxxxxxxxxx xxxx xxx Xxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxx xx xxx Xxxxxxxxxxxxxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XXxXx. xxxx XX X. xxxx. Xxx xxxxx xxxxxxxxxxx xxxx xxxxxxxxxxxxxx Xxxxxxxxxxx xxxxxxx xxx Xxxxxxxxxxxxxxxx xx xxx xxxxxxxxx Xxxxxxxxxxx xxx Xxxxxxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XXxXx. xxxx XX X. xxxx.
- Xxxx Xxx Xxxxxxxxxxx xxxxx Xxxx xxx xxxxx xx Xxxxxx Xxxxx xxxxxxxxxxx Xxxxxxxxxx xxxxxxxx Xxxxxxxxxxxxx, x. X. xxx Xxxxxxxxxxxxxxxxxxxx, Xxxxxxxxxxxxx xxxx Xxxxxxxxxxxxx xx Xxxxxxxxxxxxxx, xxxxxxxx Xxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxxx xxx xxxxxxxxxxxxxxxxx Xxxxxxxxxxx xXXX Xxxxxxxxxxx xxx xx.x.xxxx, XX xxxx X. xxxx. Xxxx xxxx xx Xxxxxxx: Xxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxx.
- Xxxx Xxx xxx xxxxx Xxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxx, xxxxxxx xxx Xxxxxxxxx xxxx xxx Xxxxxxxxxxxxx xxxx xxx Xxxxxxxxx xxxxx Xxxxxxxxxxxxxx xxx xxxxxxxxxxxxxxxxx Xxxxxxxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XXxXx. xxxx XX X. xxxx. Xxxx xx xxxxxx Xxxx xxxxxxxxxxx Xxx xxx xxx XxxxxxxxxxxxxxxXxxxxxxx: Xxx Xxxxxxxxxxxxx xxxxxxx xxx xx xxxxx Xxxxxxxxxxxx xxx x.xxx XXX xxxxxxxxxx. Xxx xxx xxxxxxxxxxxxxx Xxxxxx xxx xxx xxxxxxxxxx Xxxxxxx xxxxxxxxxxxxxxx xxx x Xxx. x XXxXx.
- Xxx xxxxxxx Xxxxxxxx xxxx xxxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxx, xxxx xxx Xxxxxxxxxxx xxx Xxxxxxxxx xxxxx Xxxxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxxx xXXXxXxxxxxxxx xxx xx.x.xxxx, XXxXx. xxxx X X. xxxx.
4. Das gilt für Privatpersonen
Xxx Xxxxxxxxxxxx xxx xxxxxxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxx, xxxx xxx Xxxxxxxxx xxxxx Xxxxxxxxxxxxxxxxxx, Xxxxxxxxxxxxxxxxxx xxxx xxxxxxxxx Xxxxxxxxxxxx xxxxx Xxxx xxxxxx Xxxxxxxxx xx xxx Xxxxxx xxxxxxxxx. Xxx Xxxxx xxx, xx xxx xx xxxxxxx Xxxxx xxxxxx Xxxxxxxxxxxxxxxx xxxx Xxxxxx xxxxxxxxxx xxxx.
Xxx xxxxx Xxxx xxxxxxxxxx xxx, xxx xxx Xxxxxxxxxxxxxxx xxxxxxx xxxxxxxx: Xxxxxxxxxxxxxxxxx, xxx Xxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxx xxx Xxxxxxxxx xxxxx xxxxxxx Xxxxxxxxxxxx xxxxxxxx, xxxx xxxxxxxxxx xxx xxxxx xxxx xxx "xxxxxxxx Xxxxxxxxxx" xxx Xxxxxxxxxx xxxx xx xx Xx. x XXxX xxxxxxxxxxxxxxx xXXXxXxxxxx xxx x.x.xxxx, XXxXx. xxxx XX X. xxxx.
Xxx Xxxxxxxxxxx: Xxx xxx Xxxxxxxxx xxxxx xxxxxxx Xxxxxxxxxxxx xxxxxxxxx Xxx xxxxx Xxxxxxxxxxxxxxxxxxxx, xxxxxxx xxxxxxxx xxx xxxxx Xxxx xxx Xxxxxxxxx xxxxxxx, xxx Xxx xxxxx xxx Xxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxx xxxxxx. Xxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxx, xxxxx Xxxxxxxxxxxxxxxxxx xx xxxxxxxx, xxx xxxx xxxxxxxxxxxxxxx xxxxxxxxxxx Xxxxxxxxx, xxxxxxx Xxxxx xxx Xxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxx. Xxx xxxxxxxxxxxx Xxxxxxxxxxxxxxxxx xxxxxxx xxxxxxxxx xxx Xxxxx xxx Xxxxxxxxxxxx.
Xxx Xxxxx: Xxxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxx xx xxxxxx xxx, xxxx xxx xxx xxxxxxxxxx Xxxxxxxxxxxxxxxxxxxx xx Xxxxxx xxx "xxxxxxx Xxxxxxxxxxxxxxxxxxxx" xxx Xxxxxxxxxxxxxx xxxxxxxxx xxxxxx. Xxxx xxx xxxx xx xxxxxxx xxxxx, xxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxx xxx xxxxxxx xxx xxx Xxxxxxxxxxxxxxxxxx xx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxx xxxxxxx Xxxxxxxxxxxxxxxxxxxxxxx xxxxx xxxx xxxxxxxxxxxxxx.
Vorsicht vor einemMitarbeitervertrag!
Xxxxxx xxxxx xxx Xxxx, xxxx Xxx xxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxxxx xxxxx "Xxxxxxxxxxxxxxxxxx" xxxxxxxxxxxxx xxxxx, xx xxx Xxxxxxxxx xxxxxxxx xx xxxxxxx. Xxxx xxx Xxxxxxx xxxxxxxxx xxxxxx Xxxxxxx xx, xx xxx Xxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxxxx xxx Xxxxxxxx xx xxxxxxxxx. Xxxx xxxx xxx Xxxxxxxxxxxxxxxxx xxxx xxxx xxxxxx Xxxxxxxxxxxxxxxxxxxxxx xxx "xxxxxxxx Xxxxxxxxxx" xxx Xxxxxxxxxx xxxx xx xx Xx. x XXxX xx xxxxxxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XXxXx. xxxx XX X. xxxx.
Xx xxxxxx Xxxx xxx xxx Xxxxxxxxx xxxx Xxxxxxxxxxxxx xxx Xxxxxxxxxxxx xxx. xxx Xxxxxxxxxxxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxx. Xxxx xxxxx Xxxxxxxx xxx "xxxxxxxx" xxxxxxx, xxx xxxx Xxxxxxxxx.
XXXXXXX: Xxxxx xxxxx "Xxxxxxxx" xx Xxxxx xxx xx xx Xx. x XXxX xxx xxxxx Xxx, Xxxxxxxxxxx xxxx Xxxxxx xx xxxxxxxxx, xxx Xxxxxxxxxx xxxxx xxxxxxxxxxxxx Xxxxxxxxx xxxx xxxx xxx xx xxx Xxxxxxxx xxxxxx xxxxxxxx xxxx. Xxxxxxxxxxxx xxxxx xxx Xxxxxx "xxxxxxxxxxxxx Xxxxxxxxxxxxx". Xxx Xxxxxxxx xxx xxx Xxxxxxxxxxxxxx xxxxxxx xxxxx, xxx Xxxxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxx xxxxx Xxxxxxxxx xx xxxxxxxxxxxx, xxxxxx xxxxxx xxxxx Xxxxxxxxxxxxxxxxxx xxxxxxxx xxxx. Xxxxx Xxxxxxxx xxxx xxxxx xxxxx Xxxx xxx Xxxxxxxxx xxxxxxxxxx.
XXXXXXXXX: Xxxxxxxxxxx xxxx xxxxxxxxxx, xxxx xxx xxxxxxx xxx xxx XXX xx Xxxx xxxxxxxx. Xxxxxxx xxxxxxx xx xxxx xxxxx xx xxxxx Xxxxxxxxxx, xxxxxxx xx xxxx Xxxxxxxxxx. Xxx xxxxxxxx: Xx xxx XXX xxx xxx xxxxxxx Xxxxxx xxxxxxxxxxxxxxx.
Xxxxxxxx Xxx xxx Xxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxx xxx xxxxxxxxxxxxxxxxxxxxx Xxxxxx, xxxxxx xxxx Xxxxxxxxxxxxxx xxxxx xxx xx xxx XXX xxxxxxxx xxx xxx. Xxxxxxxxxxxxxxxx xxxxxxxxxx xxx xx Xxx. x XXxXx. Xxx xxxxx Xxxxxx xxxxx xxx XXX xxx xxxxx xxx XXX xxxx xx xxxxxxxxx xxxx xxxx Xxxxxxxxxxxxxxxxxx xxx xx Xxx. x XXxXx. Xxxx xxxx: Xxx Xxxxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxx.
Xxxxx xxx Xxxxxxxxx xxxxxxxxxx xxx XXX xx Xxxx xxxxxxxx, xxx xxx Xxxxxx xx xxx "Xxxxxx XX", Xxxxx x, xxxxxxxxx. Xxx xxxx xx xxx Xxxxxx "Xxxxxxxxxx". Xxxx Xxxxx xx Xxxxxxxxxxxx xxx xxx Xxxxxxxxxxxxxxxxx Xxxxxxxxxxxx xxxxxxxxxx, x. X xxxx Xxxxxxxxxx, Xxxxx xxxx Xxxxxxx, xxxxx Xxx xxxxx xxxxx "Xxxxxxxxxxxxxx" xx.
Xxxxxxx Xxxxxxxxxxxxx xxxxxx xxxxxxxx xxx Xxxxxxx Xxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxxx.
5. Ist die Weitergabe von Provisionsteilen rechtlich zulässig?
Xxx Xxxxxxxxxxx xxxxx xxxxx xxxx Xxxxx xxx Xxxxx xxx xxxxxxxxx xxxx xxxxxxxxxxxxxxx Xxxxxxxxx x xxxx xxxxxx xxxxxxxxxxxxx xxx xxxx xx Xxxx xxx Xxxxxxxxxxxxxx xxxx xxxxx xxx xxxxx xxxxxxxxxx, xxx xxxxxxxxxxxxxxx xxxxxxxxx xxxxx xxxxxxxxxxx xxx. Xxxx xxx xxxxxxxxx Xxxxxxxxxxxxxxxxx xxxxx Xxxxxxx, Xxxxxxx, Xxxxxxxx, Xxxxxxxx, XxxxxxxXxxxxxxxxxxx xxxx xxxxx xxxxxxxxx Xxxxxxxxxxxx xxx xxxxxxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxx, xxxxx Xxxx xxxxxx Xxxxxxxxx xx xxx Xxxxxx xxxxxxxxx. Xxxx xxxx xxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxx xx xxx Xxxxxx xx xxx Xxxxxx x xxxxxxx xxxxx xxx Xxxx xxx xxxxx xxx Xxxxx x xxxxxxxx xxxx xxxxxx xxx xxxxxxxxxxx Xxxxxxx xx xxxxxx Xxxxx xxxxxxxxx, xx xxx xxxx xxxxxxxxx xxxxx xx Xxxxxxx.
Xxxx xxxx xxxxx xxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxx xxx xxx Xxxxx xxxx, xxx xxxx xxxx xxxxxxxxx xx xx xx Xxx. x xxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxxx, xxxx xxx Xxxxxxxxxxx xxx xxxxx Xxxxxxxx xxxxxxxx xxx xxxx xxxxxxxxxx xxx xxx Xxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxx xXxXxxx.
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Xxxx xxxx xxxxxxxxxx xxx Xxxxxxxxxxxxx xxxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxx xXxXxxx xxx xxx Xxxxx xxxx:
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6. Gesetzliche Begrenzung der Provision bei privaten Krankenversicherungen
Xxx xxx "Xxxxxx xxx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxxxxx", xxx xxx Xxxxxxxxx xx xx.xx.xxxx xxxxxxxxxxx xxx, xxxxxx xxxxxxxxx xxx Xxxxxxxxx xxxx Xxxxxx xxx Xxxxxxxxxx xx xxxxxxxxxxx Xxxxxxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxx xx xxx. xxxxxx Xxxxxxxxxxxx" xxxxxxxxxx. Xx xxx Xxxxxxxxx xxxxxxxx xxxxx xxxxxxx xxx xxxxxxxxxxxxxxx Xxxxxxxx, xxx Xxxxxxxxxxx xxx Xxxxxxxxxxx xxxxx xxx Xxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxxxxxx. Xxx Xxxxxxx xxxxxxx xxxxxxxx xxxx xxx Xxxxxxxxxxxxxxx xxxxx Xxxxxxxxxxxxxxxxx xxx xxxx Xxxxxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxx. Xxx Xxxxxxxx xxxxxx xxxx xxx xxxx xxx Xxxxxxx xxx Xxxxxxxx xxxxx Xxxxxxxxxxxxxxxxxxxxxxx xxx Xxxxxxxxxxxxx xxxxxxxxxx xxxx.
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