1. Wie Bausparen staatlich gefördert wird
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(1) Arbeitnehmer-Sparzulage
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(2) Altersvorsorgezulage und ggf. Sonderausgabenabzug (Riester-Förderung)
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(3) Wohnungsbauprämie
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2. Wie hoch ist die Wohnungsbauprämie?
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3. Wer kann die Wohnungsbauprämie beanspruchen?
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4. Was bei der Verwendung von Bausparverträgen zu beachten ist
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a) Das gilt für Bausparverträge, die vor dem 1.1.2009 abgeschlossen wurden
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b) Das gilt für Bausparverträge, die ab dem 1.1.2009 abgeschlossen werden
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Unschädliche Verwendungsoption für Jugendliche
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Unschädliche Verwendungsoption in Härtefällen
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5. Was alles wohnwirtschaftliche Zwecke sind
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6. Wie Sie an die Wohnungsbauprämie kommen
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7. Andere Anlageformen mit Wohnungsbauprämie
a) Ersterwerb von Anteilen an Bau- und Wohnungsgenossenschaften
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b) Wohnbau-Sparverträge
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c) Baufinanzierungsverträge
Xxxxx xxx Xxxxxxxxxxxxxxxxxx xxxxx xxxxxxxxxxxxx xxxxxxxxx xxxx, xxxxxxx Xxx xxx Xxxxxxxxxxxxxxxxxxxxxxxxxx xxx xxxxxxxxxxxxxxxxxxxxx Xxxxxxxxx xxx xxx Xxxxxxxx xx xxx xxxxxxxxxxxxxxxxx Xxxxx xxxxxxxxx. Xxx Xxxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxx xxxx xxxxxxxxxxxx Xxxxxxxxxxxx. Xxx Xxx, xxxxxxxxx Xxxxxxxxxxxxxxxxxxx xxxx xxx xxxxxxx xxxxxxxxxxx Xxxxxxxxxxxxxxxx xxxx xxxxx xxx xxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxx xxx Xxxxxxxx xxxxxxxxxxxx xxxxxxxx xxxxxx.
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8. Steuerliche Behandlung
a) Wohnungsbauprämie
Xxx Xxxxxxxxxxxxxxxxxx xxx xxxxxxxxxx xxx xxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxx xxx x XxXXx.
b) Bausparzinsen
Xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xxxx xxxxxxxxxxxxxxx xxxx xx xx Xxx. x Xx. x XXxX xxx xxxxxxxx xxxxxxxxxxxxxx xx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xXXXxXxxxxx xxx xx.x.xxxx, XXxXx. xxxx XX X. xxxxx.
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Abzug von Kapitalertragsteuer
Xxx xxxx xxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxx Xxxxxxxxx xxx xxxx xxx Xxxxxxxxxxxxxxxxxx. Xxxx xxx Xxxxxxxxxxxxx xxxxxxxxxx xxx xxx Xxxxx xxx Xxxxxxxxxxxxxxxxxx, xxxx xxxx Xxx xx Xxxxxxxxxxxx xxx Xxxxxxxxxxxxxx xxxx xx Xxxxxxx xxxx XxxxxxxxxxxxxXxxxxxxxxx xxxx xxxx Xxxxxxxxxxxxxxxxxx xxxxxxxxxxx xxxxx xxxx xxx Xxxxxxxx xxxx Xxxxx xxxxx xxxxxx xxx x x xxx xxx xx Xxx. x Xx. xx Xxxxxxxxxxxx. xx XXxX xxxxx.
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c) Zinsen für einen Zwischenkredit oder Auffüllungskredit
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d) Abschlussgebühr
Xxxxxxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxx xxxxxxxx xxxxxxxxxxxxxx xx xxx xxxxxxxxxxxxxxxxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx. Xxx xxxx xxxx xxx Xxxxxxxxxxxxxxxx xxxxxxxxxx
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- Xxxx xxxx xxx xxx Xxxxx xxx Xxxxxxxxxxxxxx xxx xxx Xxxxxxxxxxx xxx Xxxxxxxxxxxxxxxx xxxxx xxxx xxxxxxxx.
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e) Kontogebühr
Xxxx xxx Xxxxxxxxxxx Xxxxxxxxxxxxxxxxxx xxxxxxx xxxxx Xxxxxxxxxxxxx xxx xxxxx Xxxxxx xx xxx Xxxxxxxxxxxxxx x xxxxx Xxxxxx xxx Xxxxxxx xxxxxx x xxxx Xxxxxxxxxxxx. Xxx Xxxxxxxxxxxxxx xxxxxxx xxx xxx xxxxxx xXxxxxx Xxxxxxxxxx xxx Xxxxxxxxxxxxxxxx.
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9. AKTUELL: Erweiterung von Personenkreis und Investitionsradius
Xxxxxxxxxx xxxx xxx Xxxxxxxxxxxxxxxxxx xxxx xxxxxx Xxxxxxxx, xxx xxxxx Xxxxxxxx xx Xxxxxxxxxxx xxxxx xxx xxxxx xxxx xxxxxxxxxxxxx xxxxxxxxxxxxxxx xxxxxxxx xx x Xxx. x XXxXx. Xxxxxxxxxx xxxx xxxxxx xxxxxxxx Xxxxxxxxxxxxxxxxx xx xxxxxxxxxxxxxx xxxx xxxxxxxxxxxxxx Xxxxxx xxxx xxxxxx "xxxxx xxxxxxxxx Xxxxxxxxxxxx" xxx xxxxxxxxxxxxx Xxxxxxxx xxxx, xxx xx Xxxxxxx xxxxxx xxx xxxx xxxxxxxx xxx xxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxx xxxxxxxxx xxxxxx. Xxxxx xxxx xx Xxxxxxxxxxx xxxxxxxxx xxxxxxxxxxxxx xxxxxxxxxxxxxxx xxxxxxxx xx x Xxx. x XXxXx.
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